Retire Well With Rach

03/06/2026

Inheritance tax has been thrown around a bit since budget night. But did you know that you’re super may get taxed before being passed onto your kids one day? A super death tax if you will. Financial advisers can help you navigate this tax to see if it’s something you can reduce in your overall plan

28/05/2026

Financial advice for the person who overspends. Here’s a sneak peak into a client conversation recently with a client who has gone a bit overboard with spending recently and how we got back on track.

24/05/2026

Summary of some budget chat I’m hearing over the last week or so

20/05/2026

Some other budget changes that aren’t negative gearing or capital gains tax related

13/05/2026

11/05/2026

Really looking forward to knowing the details on the CGT changes. Will it just be for investment properties, or all investments (including super)? Will it be grandfathered? And how this might affect younger generations and might not be helping them?

15/04/2026

12/04/2026

What is an investing risk profile anyway?

Your super is invested in your chosen risk profile (or a default one your fund has put you in). Whichever risk profile you are in affects your investment returns.
Keep in mind each fund has a different definition of ‘balanced’ and ‘growth’ for example. So balanced in one fund is not the same as balanced in another (annoyingly this makes comparing very hard!).

02/03/2026

Are you ready to retire? Here’s 3 points to consider.

23/02/2026

A little chat about account based pensions when you retire