Consolidated Insurance Brokers

19/06/2023

Who is Consolidated Insurance Brokers, and how can we help?

12/10/2021

Last year, over 615,000 QLD homes were unprepared for storm season. ⛈ Now is the time to check your insurance is in place, up-to-date, and accurate to protect what's important to you ☔️

Be ready in 3 easy steps:
1. Prepare an emergency plan
2. Pack an emergency kit
3. Make sure your insurance is up to date

https://www.getready.qld.gov.au/

08/10/2020

🔥 Bushfire Risks Increasing 🔥
Part 1
Changing trends across Australia mean bushfire seasons are getting longer and catastrophic events are increasing as hotter,drier conditions make fuels more combustible.
🔥The top 5 areas in each state with the highest risk 🔥

24/09/2020

Insurance Fun Facts
Give us a call or email us at [email protected] for your next insurance quote.

29/05/2020

Does your Broker explain insurance in a way that YOU understand ?
Or are you now left feeling more confused ?
Here at Consolidated Insurance we will talk you through your policy in clear language.
Contact us for a complimentary insurance review and let us explain your policy to you.

22/05/2020

Happy Friday from the Consolidated Team and we hope you enjoy your weekend !
Don't forget to get out and support your local businesses
( safe distancing & hand sanitising of course)
Buy a coffee
Order Takeaway
Decorate your home
Shop for your family & friends
Small business owners are doing it tough so shop local and support them !

18/05/2020

Will your insurance risk rise because of reopening your business?

Additional risks may include employees contracting COVID-19 and stresses to staff caused by employers’ poor or ineffective management of the crisis.
“Given the nature and complexity of managing a workforce, employers are quickly responding to many different implications of COIVID-19, including return to workplace planning as the lockdown restrictions are gradually lifted”
Potential claims arising under Employment Practices Liability (EPL) policies can include impacts that go beyond contracting the disease and could include breach of privacy and emotional distress.
Businesses with variable risk management procedures for different teams and locations could trigger discrimination issues, while loss associated with enforced self-isolation could lead to a claim.
Most EPL policies contain exclusions for loss related to bodily injury. However, there is generally coverage for claims relating to mental anguish or emotional distress alleging an EPL breach.
Directors’ and Officers’ insurance is another area where the virus outbreak is increasing risks for companies.
Larger corporates will need to ensure they are meeting Australian Securities Exchange continuous disclosure requirements and should be mindful of regulatory changes and governance expectations as the post COVID-19 environment will increase scrutiny placed on organisations to understand and implement any changes.
For more advice or to discuss your own Employment Practices Liability Policy please contact your account manager at Consolidated Insurance or ph 07 3292 1100 or email contactus .com.au

13/05/2020

If you have recently undertaken modifications to your vehicle you need to let us know so we can update your policy and make sure you are covered correctly.

The owner of the Mustang had fitted an aftermarket supercharger which had not been disclosed to the insurer.

This resulted in a $14,000 Claim being refused on the grounds of the owner failing to disclose a modification to the vehicle.

A woman who damaged her Ford Mustang when water was “accidentally introduced to the engine rather than the windscreen water reservoir” has lost her bid to claim for the loss – because of non-disclosure.

11/05/2020

Happy Monday Peeps we are so glad to see more business's opening their doors 🤩
If your business has changed the way it operates or you are now offering additional services please contact us directly for a complimentary insurance review.
email [email protected]
Ph 07 3292 1100

05/05/2020

Beware of COVID -19 Cyber Crimes & Scams targeting small business and individuals.

If you have changed how you do business during Covid-19 such as increasing your online presence or are now offering purchasing online and taking payments you will need to review your insurance and check you have Cyber cover.

Your standard business policy may not cover your business or your clients if you or them suffer from any financial loss or privacy breaches as a result of their interactions with your business or website.

The Australian Cyber Security Centre (ACSC) has advised of a significant increase in Australians being targeted with COVID-19 themed scams, fraud attempts and deceptive email schemes.

The Australian Competition and Consumer Commission’s (ACCC) Scamwatch has received over 1,100 reports about COVID-19 themed scams from individuals and businesses losing money or personal information to online frauds across Australia.

These phishing campaigns are often sophisticated, with cybercriminals aligning malicious activities within days – sometimes even within hours – of government announcements such as relief payments or public health guidance. They prey on people’s desire for information, imitating trusted and well-known organisations or government agencies.

Visiting these fake websites or clicking on malicious links may automatically install computer viruses or malware onto your device, giving cyber criminals the ability to steal your financial and personal information.

For more information you can contact us
[email protected]
Phone Head Office 07 3292 1100
or visit our website https://cib.com.au/

For a list of all current Covid-19 scams
scamwatch.gov.au

For More information and guidance on securing remote working and video conferencing
www.cyber.gov.au/covid-19

If you’ve suffered financial loss from cybercrime, report it to ReportCyber at www.cyber.gov.au/report

To stay up to date on the latest online threats www.staysmartonline.gov.au/alert-service

14/01/2020

If you have to make a claim please contact us on 07 3292 1100
We will guide you through the process and make sure you get an the entitlements and additional benefits that your policy offers

If you are not affected then take the time to check your policies and make sure they are up to date

If you have done renovations or bought more contents please let us know so we can update your policy and make sure you are never left under insured Or worse still uninsured.

If you are struggling with a lump sum annual premium please talk to one of our staff who can help you with premium funding or installment plans so you have cover should the worse happen