Consolidated Insurance Brokers

19/06/2023

Who is Consolidated Insurance Brokers, and how can we help?

12/10/2021

Last year, over 615,000 QLD homes were unprepared for storm season. ⛈ Now is the time to check your insurance is in place, up-to-date, and accurate to protect what's important to you ☔️

Be ready in 3 easy steps:
1. Prepare an emergency plan
2. Pack an emergency kit
3. Make sure your insurance is up to date

https://www.getready.qld.gov.au/

08/10/2020

🔥 Bushfire Risks Increasing 🔥
Part 1
Changing trends across Australia mean bushfire seasons are getting longer and catastrophic events are increasing as hotter,drier conditions make fuels more combustible.
🔥The top 5 areas in each state with the highest risk 🔥

24/09/2020

Insurance Fun Facts
Give us a call or email us at [email protected] for your next insurance quote.

29/05/2020

Does your Broker explain insurance in a way that YOU understand ?
Or are you now left feeling more confused ?
Here at Consolidated Insurance we will talk you through your policy in clear language.
Contact us for a complimentary insurance review and let us explain your policy to you.

22/05/2020

Happy Friday from the Consolidated Team and we hope you enjoy your weekend !
Don't forget to get out and support your local businesses
( safe distancing & hand sanitising of course)
Buy a coffee
Order Takeaway
Decorate your home
Shop for your family & friends
Small business owners are doing it tough so shop local and support them !

18/05/2020

Will your insurance risk rise because of reopening your business?

Additional risks may include employees contracting COVID-19 and stresses to staff caused by employers’ poor or ineffective management of the crisis.
“Given the nature and complexity of managing a workforce, employers are quickly responding to many different implications of COIVID-19, including return to workplace planning as the lockdown restrictions are gradually lifted”
Potential claims arising under Employment Practices Liability (EPL) policies can include impacts that go beyond contracting the disease and could include breach of privacy and emotional distress.
Businesses with variable risk management procedures for different teams and locations could trigger discrimination issues, while loss associated with enforced self-isolation could lead to a claim.
Most EPL policies contain exclusions for loss related to bodily injury. However, there is generally coverage for claims relating to mental anguish or emotional distress alleging an EPL breach.
Directors’ and Officers’ insurance is another area where the virus outbreak is increasing risks for companies.
Larger corporates will need to ensure they are meeting Australian Securities Exchange continuous disclosure requirements and should be mindful of regulatory changes and governance expectations as the post COVID-19 environment will increase scrutiny placed on organisations to understand and implement any changes.
For more advice or to discuss your own Employment Practices Liability Policy please contact your account manager at Consolidated Insurance or ph 07 3292 1100 or email contactus .com.au

13/05/2020

If you have recently undertaken modifications to your vehicle you need to let us know so we can update your policy and make sure you are covered correctly.

The owner of the Mustang had fitted an aftermarket supercharger which had not been disclosed to the insurer.

This resulted in a $14,000 Claim being refused on the grounds of the owner failing to disclose a modification to the vehicle.

A woman who damaged her Ford Mustang when water was “accidentally introduced to the engine rather than the windscreen water reservoir” has lost her bid to claim for the loss – because of non-disclosure.

11/05/2020

Happy Monday Peeps we are so glad to see more business's opening their doors 🤩
If your business has changed the way it operates or you are now offering additional services please contact us directly for a complimentary insurance review.
email [email protected]
Ph 07 3292 1100