Hilton of Finance

17/09/2024

Hi all, this is still relevant if your wanting to check up on your existing loan or looking to purchase. Ange

19/03/2021

Great veiw of the Titans game
Thanks EMoney

01/05/2020

My first Video post -

03/10/2019

Hey there,
With interest rates the lowest they have ever been, it’s time to talk about how you can take advantage of this opportunity and secure financial freedom earlier than anticipated.

Whilst reducing rates, and repayments, is going to give you more money in your pocket, why not consider a different approach and request your lender to keep your current repayment prior to the latest rate drop... or even better still set it back to an even higher repayment. The interest charged on your loan is going to stay low so anything you set above that is going to come off the principal and could cut your loan end date down by years

As an example, on a $300,000 Mortgage at 3.7%, your repayments would indicatively be $1,380.85. With rates moving by .15% on average your new repayment would be $1,355.52. If you continue to make a repayment of $1,380.85 on the lower rate, you would save 11 months off your loan and approx. $6,860 in interest over the term of the loan.

Imagine if you set your repayments even a little higher (as let’s face it rates have been higher and you managed fine). As an example using the above scenario, if you changed your repayment to $1500 a month (approx. $33 a week more than the new min), you would save 4 years and 8 months – and over $33,000 in interest!

If you want to know how to make this happen with your particular lender shoot me an email or give me a call.
0408 761847👩‍💻

13/09/2019

Are you aware of the superannuation changes that came into effect on 1 July 2019 and what some of the implications could be for you? Find out here -

For many Australians who make regular contributions to their super and rely on the insurance within it, they might not be aware that the cover they have could be inadequate in terms of what is needed, should something unexpected happen like a serious illness or even death.

14/08/2019

Hilton of Finance is having a bumper of a month 🤔

14/08/2019

Hilton of finance is having a bumper of a month😂

18/07/2019

05/03/2019

Hi guys, as expected RBA has not moved the cash rate today as it remains at 1.50% as per the last 2 and a half years.
Also here are some quick tips if you are in the market for an investment property. Give me a call on 0408 761847 if you have any questions, I am always happy to help!

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. Know your goal Understanding your financial objectives is key to finding th

06/02/2019

The Royal Commission was meant to clean up the bad behaviour of the big banks. However Mortgage brokers have coped it, The share price gains of the major banks yesterday morning tells us that the big banks are the ones that stand to win big with the removal of Mortgage Broker commissions.
This would however would kill competition and reduce access to credit for home buyers who rely on over 17,000 mortgage brokers. Along with destroying an Industry that saves money for the Borrowers.

Save the Mortgage Broking Industry!

09/10/2018

Looking for a new home loan? Make sure you get it right the first time.
It’s no secret that the mortgage industry is under the microscope at the moment. Every day lenders are changing their policies and processes to adapt to accommodate in keeping the industry bodies satisfied. There are more and more boxes that need to be ticked, and whilst there are some consistencies, each lender is different.
Don’t risk choosing a lender yourself or applying for finance on line. Each time you are declined finance this is highlighted in the next application, and you are probably not aware of the damage you are doing to your credit report. Talk to someone who is living this industry every day, someone who is totally up to date with all the lenders policies and processes.
Get it right the first time – talk to me – call me on 0408 761847)