Confident Home Loans

25/08/2026

🌼 Wishing everyone a very Happy Onam! 🌼

May this beautiful festival bring happiness, peace, prosperity and togetherness to you and your family. 🌸

From all of us at Confident Home Loans, thank you for your continued trust and support.

Happy Onam! 🌼🌿

— Abin Joseph
Confident Home Loans 🏡

18/08/2026

19/06/2026

🏡 Behind every happy settlement is a story no one sees.

16/06/2026

The RBA hit pause… but your lender might still be charging more than they should. 👀 Time for a home loan health check.

15/06/2026

🏡 First Home Buyer? You may be closer than you think!

Buying your first home doesn’t have to be overwhelming. With access to competitive rates, low-deposit options, government schemes and fast pre-approvals, I’ll help you understand your borrowing power and guide you every step of the way.

Plus, eligible clients may receive up to $3,000 cashback on selected purchase and refinance loans.*

📞 0470 636 231
📧 [email protected]
🌐 www.confidenthomeloans.com.au

Helping families make confident property moves since 2017.

Eligibility criteria and lender terms apply.

14/06/2026

🏡 What could interest rates do next?

The major banks continue to share different views on where interest rates may head over the coming months and years.

For homeowners, investors and first home buyers, even small changes in interest rates can affect:
✔️ Monthly repayments
✔️ Borrowing capacity
✔️ Refinancing opportunities
✔️ Property purchasing decisions

The good news? The right lending strategy can make a significant difference, regardless of where rates move.

If you’d like a free review of your current home loan or would like to understand your borrowing options, feel free to reach out.

📞 Abin Joseph
Confident Home Loans
0470 636 231

Helping families make confident property moves since 2017.

Information is general in nature and should not be considered personal financial advice. Interest rate forecasts are subject to change.

09/06/2026

🏡 Thinking about buying property through your Super?

With recent changes and growing interest in SMSFs, more Australians are exploring whether property investment through super could help build long-term wealth.

An SMSF may offer:
✅ Greater control over your investments
✅ Potential tax advantages
✅ A structured approach to retirement wealth creation

SMSF property investment isn’t suitable for everyone, but for the right person it can be a powerful strategy.

If you’d like to understand your options and whether SMSF lending could be right for you, let’s have a chat.

📞 Abin Joseph
Confident Home Loans
0470 636 231

Disclaimer: This information is general in nature and does not constitute financial or tax advice. Consider seeking independent advice before making any financial decisions.

27/05/2026

Finally, the NSW public hospital RNs get the recognition they truly deserve. 👏

14/05/2026

❓ WHAT IS INFLATION-ADJUSTED INDEXATION?

In simple terms, the Government is discussing a proposal where property investors may only pay Capital Gains Tax on the “real” profit after inflation.

Example:

If you bought a Central Coast investment property in 2010 for $500,000 and today it’s worth $1.5 million, it may look like a $1 million profit.

But under an inflation-adjusted system, the original purchase price could be increased to reflect inflation over time.

So instead of being taxed on the full $1 million gain, you may only be taxed on the “real” gain after inflation.

This was one of the major discussion points following the 12 May 2026 Federal Budget announcements.

⚠️ Proposed changes only — legislation and final rules may still change.

General information only. Please seek independent tax advice.

☎️ Confident Home Loans
0470 636 231