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EZEE Mortgages

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Australia
Murwillumbah, NSW
EZEE Mortgages

Lets see how together we can make your goal a reality.

My purpose as a mortgage & finance broker is to work with you and for you to find the right solution to help reach your financial goals however big or small they may be.

09/03/2026

For many property investors, 2025 offered compelling reasons to buy.
The cash rate came down three times and property prices soared in many markets, driven by lower rates, tight housing supply and government incentives. Meanwhile, rents continued to climb across much of the country.

So, following February’s cash rate increase, what might investors expect next? Below we explore key investment property trends likely to shape the market in 2026.

👉 Uneven price growth across markets
National home values are projected to continue to rise, but growth is unlikely to be evenly spread.
👉 Increased demand for dual-occupancy properties
Properties that can accommodate multi-generational living are expected to be in high demand throughout 2026.
👉 An uptick in regional investing
Investors seeking value outside the capital cities may have regional areas on their radar in 2026. Regional markets often offer lower entry costs than capital cities, high rental yields, and the opportunity for investors to diversify their portfolios across geographic locations.

Thinking about investing?
With the right knowledge and support, property investors can navigate 2026’s property market with confidence and take advantage of emerging opportunities.

If you’re considering purchasing an investment property this year, get in touch.

We can help you understand your borrowing capacity, compare lender options and structure your finance to support your long-term investment goals.

www.ezeemortgages.com.au

05/03/2026

If you’re looking to buy your first home in 2026, one of the first big questions is whether an apartment or a house makes more sense for you, which often comes down to your lifestyle, financial situation and what you’re working towards.

Each option comes with its own benefits and trade-offs, so understanding the differences can help you make a more confident decision.

There’s no universal ‘right’ answer as to whether an apartment or house is better. It all depends on your budget, lifestyle and long-term goals.

If you’d like help understanding your borrowing capacity or talking through your purchase plans, get in touch today. We can review your finances and help you assess which type of property may be the best fit for you.

02/03/2026

Loyalty is an honourable trait, but not necessarily when it comes to your home loan.
Sticking with the same lender indefinitely may mean you’re paying what’s known as a ‘loyalty tax’. This often shows up as higher interest rates compared to what new customers are offered.

With interest rates on the rise, now could be a good time to check whether you are paying loyalty tax and it may be worthwhile exploring your options along the way.

27/02/2026

Not sure what type of home loan you need? 🤔
You’re not alone — with so many options (fixed, variable, split, interest-only, offset accounts and more), it can get confusing fast.
The right loan depends on your goals — whether it’s paying it off sooner, keeping flexibility, or locking in peace of mind with fixed repayments.
We’ll help you compare the options and find the loan that actually fits your lifestyle — not just your lender’s checklist.

23/02/2026

Why reviewing your home loan matters
What worked when you first bought your home might not be the best fit anymore. A home loan review can help you assess where things stand today and whether there’s room to improve.

Ready to review your loan?
Your mortgage is one of your larger financial commitments, and it may benefit from regular review. As the market shifts and your personal circumstances evolve, a review may help you consider your available options.

Reach out if you’d like a home loan health check to see whether your loan still aligns with your current circumstances.

19/02/2026

Have your finance ready to go
A finance broker can explain your borrowing capacity and organise pre-approval on your finance. Pre-approval is an in-principle estimate of the maximum amount a bank is likely to lend to you.

Having pre-approval in place helps mitigate the risk of overspending and gives you confidence during the negotiating or bidding process. It also shows the seller that you mean business and are actually serious about buying.

16/02/2026

Happy Lunar New Year!

As we welcome the Year of the Fire Horse, it’s a great time to embrace fresh energy, confidence and new opportunities. This year is all about momentum - taking action, backing yourself and making moves that set you up for the future.

At Ezee Mortgages, I’m here to help you do exactly that with finance solutions tailored to your goals. Whether you’re thinking about buying, refinancing or planning your next move, let’s make it happen together.

Wishing you and your loved ones a happy, healthy and prosperous Lunar New Year.

12/02/2026

Should I refinance this year?
If your situation or the market has changed, refinancing could reduce repayments or improve your loan features.
Not sure where to start? Get in touch today - we’re here to answer your questions and help you make confident decisions in 2026.

10/02/2026

Did you know there are ‘no spend challenges’ on social media, such as limiting clothing purchases for a period of time or reducing how often you eat out.
Some people find these approaches to be helpful when reviewing their spending habits.

If you’re looking to make progress towards your savings goals, and you may need to cut down on discretionary spending.
These could be a good way to keep you on track and a bit of fun along the way.

08/02/2026

Nothing compares to that feeling of buying your first home.
If you’re planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles.
Careful planning and perseverance can play a role in working towards this goal.

Buying your first home is exciting, and we’re here to provide information and support throughout the process.

As your finance broker, we can help you understand how much you may be able to borrow, explain the costs involved in buying a home (such as stamp duty and legal fees), and discuss finance options including pre-approval.

We can also explain whether you’re eligible for government incentives, such as the First Home Owner Grant or the First Home Super Saver Scheme. And if your deposit isn’t quite there yet, we can talk through what alternative options could be available to you.

Get in touch if you’d like to discuss your options.
www.ezeemortgages.com.au

05/02/2026

From February, the Australian Prudential Regulation Authority (APRA) will introduce new limits on high-debt lending, capping the share of new home loans issued to borrowers with a debt-to-income (DTI) ratio of six or more at 20%. The cap will apply separately to owner-occupier and investor loans.

The changes are aimed at curbing higher-risk lending so, if this could affect you, it’s worth having a conversation about your options sooner rather than later.

To discuss your finance needs, get in touch today. We’re here to help make your 2026 purchasing plan a reality.

www.ezeemortgages.com.au

Address

Murwillumbah, NSW

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm
Saturday	8am - 5pm

Telephone

+61482471301

Website

http://www.ezeemortgages.com.au/

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