Mortgage Choice Mudgee - Ian Simpson

Mortgage Choice Mudgee - Ian Simpson Valuable expertise for a seamless experience when you're buying a home, investing, or refinancing.

17/05/2026

New tax rules. Massive impact on renters, first home buyers and investors, and here is why‼️

No matter how much you love your home, there may be a time when it no longer suits your needs. You may need more space f...
23/06/2025

No matter how much you love your home, there may be a time when it no longer suits your needs. You may need more space for a growing family, or you might want to move to a new location that’s closer to work or offers a different lifestyle.

Whether you’re upgrading or relocating, if you still have a mortgage on your current property you’ll likely need to make some decisions about the most efficient way to purchase a new property.

I can help you consider your options and guide you through the purchase process. Let’s chat today.

Did you know that if you own an investment property, there are certain expenses you might be able to claim as tax deduct...
03/06/2025

Did you know that if you own an investment property, there are certain expenses you might be able to claim as tax deductions, such as the interest on your investment loan, repairs and maintenance costs, and strata fees.

As with any tax deductions you claim as an investor, it's always important to seek independent financial and tax advice.

When it comes to securing an investment loan, we’re here to guide you every step of the way. Let’s chat today.

The common belief that you need a 20% deposit to purchase a home is not always the case. There are a range of strategies...
01/06/2025

The common belief that you need a 20% deposit to purchase a home is not always the case. There are a range of strategies that could help you purchase a property and secure a home loan with a smaller deposit.

Options like Lender’s Mortgage Insurance (LMI), accessing government grants and schemes, and using a guarantor can help you get into the market sooner. Some lenders also offer loans with deposits as low as 5%.

Let’s chat today to see what options are available to you.

To all the incredible mothers, carers, and guardians, we wish you a Mother’s Day filled with love, joy and well-deserved...
10/05/2025

To all the incredible mothers, carers, and guardians, we wish you a Mother’s Day filled with love, joy and well-deserved relaxation. 💐

Before purchasing a property, it’s important to consider how much you can afford to spend on the overall purchase price ...
08/05/2025

Before purchasing a property, it’s important to consider how much you can afford to spend on the overall purchase price and the deposit you’ll need to save. These two factors will affect the size of your home loan and how much you’ll be spending on loan repayments.

A Mortgage Choice broker can help you determine how much you can afford to spend, so you can purchase a property in your price range, manage your loan repayments and stay within your budget.

Talk to us today to learn more.

04/05/2025

Even in galaxies far, far away, everyone needs a good mortgage broker to help guide them through the home loan journey. Chat to me today to see how I can help.

A guarantor home loan can be a great solution to help you purchase your first property 🏠. With this type of loan, you...
01/05/2025

A guarantor home loan can be a great solution to help you purchase your first property 🏠.

With this type of loan, your guarantor uses the equity in their own home or investment property to provide additional security, helping you secure your first loan. This approach essentially ‘boosts’ the size of your deposit, allowing you to either borrow more money or your loan-to-value ratio, avoiding the cost of Lenders Mortgage Insurance. Most lenders prefer the guarantor to be a close relative – usually a parent, grandparent or sibling. 👫

A broker can explain the benefits and risks of a guarantor loan to you and your guarantor so you can both make an informed decision. Talk to us today to learn more.

If you’re currently paying off your home loan monthly, you could save money and time by switching to fortnightly repayme...
01/05/2025

If you’re currently paying off your home loan monthly, you could save money and time by switching to fortnightly repayments.

By making 26 fortnightly loan repayments instead of 12 monthly repayments, you could shorten the life of your loan and lower the amount you need to repay over time.

Talk to us today to learn more.

Your credit score is one of the factors that helps a lender determine whether to approve your loan application. It may a...
31/03/2025

Your credit score is one of the factors that helps a lender determine whether to approve your loan application. It may also help determine how much they’re willing to lend you, and depending on your score, it could also impact the interest rate they will offer.

To understand more, let’s talk today.

Address

95a Market Street
Mudgee, NSW
2850

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61404831465

Website

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