Stanley Finance

17/08/2025

Interest rate movement - the RBA cut rates last week (as was widely expected) and most banks are passing this on (in a week or two). Where to next? The graph here shows the current forecast for another cut before Xmas then another early in 2026. It may be obvious however rate cuts mean lower repayments and also improved borrowing capacity (where limited by affordability, not by equity). We're happy to help if you need help to understand this and more.

08/04/2025

We're thrilled to be named a finalist in the MFAA NSW Customer Service Award! Our focus on client satisfaction drives everything we do. Thank you to our amazing clients for your continued support!

29/11/2024

We’re thrilled to share that we won Customer Service Broker of the Year at the Commercial Finance Awards yesterday!

This achievement is a reflection of our commitment to delivering exceptional service to our clients. Thank you to both Kims, our loyal clients, and everyone who supports us—we couldn’t have done it without you!

22/11/2024

04/04/2024

With rates on hold since last year (the last increase was November 2023) the question is what's the next move. The widely held forecast is down. While a month or two ago it appeared the first cut might come mid year, it's looking more likely to be late 2024 at this stage. With rates in a year's time forecast to be 0.5% lower than today.

Regardless, we recommend budgeting for rate increases when you do your numbers, as part of prudent planning to manage risk.

16/05/2023

When was your last home loan health check? A home loan health check will cost you nothing and could save you thousands!

Circumstances can change and variable interest rates can creep up, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.

At Stanley Finance, we can do a full home loan health check to see if your loan is still competitive and still suited to your individual needs.

It is advisavle to get this check done at least once a year, or if your circumstances change. At Stanley Finance, we conduct an annual review (health check) for all our existing clients, saving our clients over $140,000 in interest in 2022!

Don't pay more than you have to - contact us today for your free home loan health check.

02/05/2023

The RBA announced another rate rise today (+0.25%) after holding last month. This wasn't widely expected by the markets.

While it looks like we're past the inflation peak, the RBA have increased as the latest inflation figures are still high enough that they want to act to drop it faster.

Make sure you're confident you're being well looked after by your lender(s) - if you're unsure we're happy to start a conversation (if not us then make sure you're being well looked after by another great broker).

30/03/2023

Interest rates at a plateau......

This graph (the "yield curve") is the best illustration of rate expectations (next 18 months) - remember this forecast changes daily as new info emerges (it has dropped in recent weeks).

So what?! The last 10 months have seen huge rate rises, much has changed - you should know where your current rates are and be confident you're being well looked after by your lenders. If you're not confident we'd love to help you.