Fintegra Lending Solutions - Mt Gambier

Fintegra Lending Solutions - Mt Gambier Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Fintegra Lending Solutions - Mt Gambier, Mortgage brokers, 104 Commercial Street East, Mount Gambier.

For more than 20 years, our team has proudly helped locals turn their dreams into reality, guiding you on your finance journey with care, integrity and expertise.

Ever heard the term Loan-to-Value Ratio (LVR)? Simply put, your LVR is the percentage of the propertyโ€™s value that you n...
01/09/2026

Ever heard the term Loan-to-Value Ratio (LVR)?

Simply put, your LVR is the percentage of the propertyโ€™s value that you need to borrow.

For example, if you buy a home valued at $500,000 and borrow $400,000, your LVR is 80%.

So, why does your LVR matter?

๐Ÿ’ฐ More competitive rates
A lower LVR means youโ€™re borrowing less compared with the propertyโ€™s value. Depending on the lender, this could give you access to more competitive interest rates.

๐Ÿ›ก๏ธ Lenders Mortgage Insurance (LMI)
If your LVR is above 80%, you may need to pay LMI. LMI protects the lender if youโ€™re unable to repay your home loan โ€“ it doesnโ€™t protect you.

๐Ÿ“ Borrowing power
Your LVR can influence how much you may be able to borrow and the loan options available to you.

Chat with us today to understand how your LVR could impact your home loan.

*๐˜š๐˜ฐ๐˜ถ๐˜ณ๐˜ค๐˜ฆ: ๐˜”๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ.๐˜ค๐˜ฐ๐˜ฎ.๐˜ข๐˜ถ

Earlier this month, six of our brokers headed across the Tasman to Christchurch for the Loan Market Scale Up 2026 Intern...
29/08/2026

Earlier this month, six of our brokers headed across the Tasman to Christchurch for the Loan Market Scale Up 2026 International Conference & Awards.

Alongside more than 800 brokers and delegates from across Australasia, our team enjoyed three action-packed days of inspiring speakers, meaningful conversations, new connections and fresh perspectives.

And for us, there was plenty to celebrateโ€ฆ

๐Ÿ† 25 YEARS OF SERVICE
Congratulations to Chris Burford and Brad Smart on an incredible 25 years with Loan Market.

๐ŸŒŸ PREMIER STATUS
Congratulations to Natalie Pearson and Shem Balshaw on being awarded Premier Status for the 2025โ€“26 financial year.

These moments are about so much more than the accolades. Theyโ€™re a reflection of the people, passion, commitment and hard work that make Fintegra Lending Solutions what it is.

Weโ€™re incredibly proud of our team and honoured to see their dedication recognised on the international stage! ๐Ÿ’š

Helping a loved one buy their first home as a guarantor can be a generous way to support their journey onto the property...
27/08/2026

Helping a loved one buy their first home as a guarantor can be a generous way to support their journey onto the property ladder ๐Ÿ 

It may help them enter the market sooner, potentially with a smaller deposit โ€” but itโ€™s just as important to consider what being a guarantor could mean for your own financial future.

When you act as a guarantor, the commitment may be considered by lenders when assessing your financial position and borrowing capacity for future loans.

So, before you say yes, make sure you understand the bigger picture โ€” for both of you.

Contact us today to explore your options.

๐Ÿ‘‰๐Ÿผ www.fintegra.com.au/contact/

Thinking about refreshing your home? Your property may have built-up equity that could help.Depending on your circumstan...
25/08/2026

Thinking about refreshing your home? Your property may have built-up equity that could help.

Depending on your circumstances, you may be able to access available equity for projects like:
๐Ÿณ A new kitchen
๐Ÿ› Updated bathrooms
๐Ÿ”จ A home extension

How much you may be able to access depends on factors including your propertyโ€™s value, existing home loan and your lenderโ€™s assessment.

๐Ÿ’ฌ Get in touch with us today to explore what may be available to you.

๐…๐‘๐„๐„ ๐ˆ๐๐…๐Ž๐‘๐Œ๐€๐“๐ˆ๐Ž๐ ๐„๐•๐„๐๐ˆ๐๐† โ€“ ๐๐€๐๐„๐‹ ๐’๐„๐Œ๐ˆ๐๐€๐‘We are joining other industry professionals in Millicent for a free information ...
24/08/2026

๐…๐‘๐„๐„ ๐ˆ๐๐…๐Ž๐‘๐Œ๐€๐“๐ˆ๐Ž๐ ๐„๐•๐„๐๐ˆ๐๐† โ€“ ๐๐€๐๐„๐‹ ๐’๐„๐Œ๐ˆ๐๐€๐‘

We are joining other industry professionals in Millicent for a free information evening. Come along to hear about and discuss everything from:
๐Ÿก Home Loans & Finance
๐Ÿ“ˆ Property Investment
๐Ÿ“‹ Trusts & SMSF
โš–๏ธ Conveyancing
๐Ÿ”จ Building

๐Ÿ“… Wednesday, 23rd September 2026
โฐ 6pm โ€“ 8pm
๐Ÿ“ Millicent Football Club

๐Ÿ‘‰๐Ÿผ Booking Link here: https://events.humanitix.com/let-s-talk-business-finance-property-and-more?utm_id=97758_v0_s00_e0_tv2_a1demo0jg2k6ro&fbclid=IwY2xjawT4iwhwZG9mAWV4dG4DYWVtAjEwAGJyaWQRMWJPRmo2NndmU2xCeklwZ2tzcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEeQGEjfB9UWN48tBzGPej8p_bza6lMTfVOtV3kLloF8lNuZkSR0RjkvXymAQs_aem_fJH4YwFolIVQuKsjaP0oVg

Thinking about applying for a home loan?Before you hit โ€œapplyโ€, letโ€™s talk about your credit score. Every time you apply...
21/08/2026

Thinking about applying for a home loan?

Before you hit โ€œapplyโ€, letโ€™s talk about your credit score.

Every time you apply for credit, it can result in an enquiry on your credit report. Multiple applications in a short period may affect your credit profile, so itโ€™s worth getting your strategy right before you start applying.

Thatโ€™s where a broker can help.

๐Ÿก One conversation
We can compare options across our panel of lenders, saving you the time and hassle of approaching lenders one by one.

๐Ÿ”Ž Less guesswork
We do the research behind the scenes, helping you understand your loan options, costs and features.

๐Ÿ›ก๏ธ Protect your score
We can help identify loan options that may suit your circumstances before you apply, helping you avoid unnecessary credit enquiries.

Your credit score is more than just a number.

Donโ€™t guess your way through the application process. Talk to us first.

Happy National Finance Brokers Day! ๐Ÿ’šToday, weโ€™re celebrating the people behind the paperwork, the phone calls, the prob...
19/08/2026

Happy National Finance Brokers Day! ๐Ÿ’š

Today, weโ€™re celebrating the people behind the paperwork, the phone calls, the problem-solving and, of course, the happy โ€œyour loan has been approved!โ€ moments.

For more than 20 years, weโ€™ve had the privilege of helping locals turn their dreams into reality. Weโ€™ve supported our clients through some of lifeโ€™s biggest financial decisions โ€” from buying their first home to growing investments and helping businesses thrive.

Weโ€™re proud to be in your corner, guiding you on your finance journey with care, integrity and expertise.

Ready to get behind the wheel of your next car? ๐Ÿš— Whether youโ€™re buying your first vehicle, upgrading or simply looking ...
17/08/2026

Ready to get behind the wheel of your next car? ๐Ÿš—

Whether youโ€™re buying your first vehicle, upgrading or simply looking for a better finance option, we can help you explore lending solutions to suit your needs.

Get in touch with us today.

๐ŸŒ www.fintegra.com.au
๐Ÿ“ง [email protected]

Running your own business doesnโ€™t mean property finance is out of reach.Whether youโ€™re:๐Ÿš€ New to business with a fresh AB...
14/08/2026

Running your own business doesnโ€™t mean property finance is out of reach.

Whether youโ€™re:
๐Ÿš€ New to business with a fresh ABN
๐Ÿ‘ค A sole trader
๐Ÿข Trading through a company or trust
๐Ÿ“„ Exploring low-doc or alt-doc options
๐Ÿงฉ Managing a more complex business structure

There may be flexible lending solutions available to suit your circumstances.

๐Ÿ’ฌ Reach out today and letโ€™s find the right lender for you.

๐Ÿ“ฃ The Reserve Bank of Australia has today decided to keep the cash rate on hold at 4.35%.The decision follows inflation ...
11/08/2026

๐Ÿ“ฃ The Reserve Bank of Australia has today decided to keep the cash rate on hold at 4.35%.

The decision follows inflation data that came in lower than expected.

Wondering what this means for you?

๐Ÿ’ฌ Contact us to discuss your options.

Address

104 Commercial Street East
Mount Gambier, SA
5290

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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