Fintegra Lending Solutions - Mt Gambier

Fintegra Lending Solutions - Mt Gambier For more than 20 years, our team has been proudly helping local people turn dreams into reality. Hence the name Fintegra (pronounced fin-tegra)!

Our mission remains the same – to guide you on your finance journey with care, integrity and expertise.

“How much can I borrow?”It’s one of the most common questions we get — and the honest answer is: it depends.Borrowing po...
25/05/2026

“How much can I borrow?”

It’s one of the most common questions we get — and the honest answer is: it depends.

Borrowing power isn’t based on income alone. Lenders also consider:
💳 Credit card limits
🎓 HECS/HELP debt
🛒 Everyday living expenses
🛡️ Insurance commitments
👨‍👩‍👧 Dependants and education costs
🚗 Existing loan repayments

Knowing where you stand before you apply can help you plan with confidence and avoid surprises later.

Thinking about buying, investing or refinancing?

📩 Send us a message to explore your borrowing options today!

Buying a property from family at a discounted price? 🏡🔑This is known as a favourable purchase and may be possible depend...
24/05/2026

Buying a property from family at a discounted price? 🏡🔑

This is known as a favourable purchase and may be possible depending on your situation and lender requirements.

Want to find out if it could work for you?

💬 Get in touch to explore your options.

Client feedback like this is the highlight of our day ✨At Fintegra Lending Solutions, we’re committed to making the proc...
21/05/2026

Client feedback like this is the highlight of our day ✨

At Fintegra Lending Solutions, we’re committed to making the process simple, seamless and efficient — every step of the way.

Thank you for trusting us to be part of your finance journey.

Commercial lending isn’t one-size-fits-all. Depending on the situation, some lenders may offer more flexible assessment ...
17/05/2026

Commercial lending isn’t one-size-fits-all. Depending on the situation, some lenders may offer more flexible assessment options for eligible borrowers.

Whether you’re:
✔️ Buying business premises
✔️ Investing in commercial property
✔️ Refinancing existing lending
✔️ Improving cash flow
✔️ Expanding your business or portfolio

The right structure can make a big difference.

If you’ve previously been told “no”, another solution may still be possible.

💬 Reach out to discuss your options.

💔 Separation can be one of life’s hardest transitions — emotionally and financially, especially when children are involv...
14/05/2026

💔 Separation can be one of life’s hardest transitions — emotionally and financially, especially when children are involved.

For many families, staying in the home provides stability, familiarity and a sense of security during change.

If you’re looking to buy out a partner, there may be options available to help support your situation.

We can help with:
🏦 Lenders experienced in separation and family law scenarios
🔁 Refinance and equity access options
📊 Understanding your borrowing capacity
⚖️ Loans structured around property settlement outcomes

You don’t have to navigate it alone.

We’re here to help with care, clarity and confidentiality.

📞 Reach out for a private, no-pressure chat.

Last night’s Federal Budget has been released — here’s a quick overview of what it could mean for you.🏠 InvestorsNegativ...
13/05/2026

Last night’s Federal Budget has been released — here’s a quick overview of what it could mean for you.

🏠 Investors
Negative gearing will no longer apply to properties purchased from today, effective July 2027 (new builds exempt). Existing owners won’t be affected. The Capital Gains Tax (CGT) discount will be replaced by an inflation-adjusted model with a 30% tax floor from July 2027.

🔑 Homebuyers
Removing negative gearing can level the playing field at auction. A $2 billion infrastructure investment is expected to unlock 65,000 new homes. The foreign buyer ban on existing homes has been extended to 2029.

👨‍👩‍👧 Households
From FY26/27, up to $1,000 in work expenses may be claimable without itemising receipts. A new tax offset is expected to save eligible workers around $250 per year from FY27/28.

💼 Small Business
The $20,000 instant asset write-off will become permanent. Loss carry back allows eligible businesses to offset recent losses against previous profits for potential refunds.

🚗 Drivers
Electric Vehicles under $75,000 will retain their Fringe Benefits Tax (FBT) exemption. The fuel excise discount ends July, which may result in higher fuel prices at the pump.

Whether you’re an investor, aspiring homebuyer, homeowner or business owner, we can help you understand how these changes may impact your lending and financial strategy.

📩 Get in touch to discuss your options.

💐 Happy Mother’s Day 💐Today, we celebrate the incredible mothers, stepmothers, grandmothers, aunties, caregivers, mentor...
10/05/2026

💐 Happy Mother’s Day 💐

Today, we celebrate the incredible mothers, stepmothers, grandmothers, aunties, caregivers, mentors and role models who give so much of themselves every day.

To the mums balancing family, careers, school runs, milestones and everything in between — your strength, care and dedication never go unnoticed.

At Fintegra Lending Solutions, we’re especially grateful for the amazing mothers on our team who bring compassion, resilience and support into everything they do.

Wishing all the wonderful mums a very Happy Mother’s Day today and every day 💚

Starting your finance journey doesn’t need to feel overwhelming.There’s never a “perfect” time to begin — but often, the...
09/05/2026

Starting your finance journey doesn’t need to feel overwhelming.

There’s never a “perfect” time to begin — but often, the best time to start is before you’re ready. One small step today can make a big difference tomorrow.

Whether you’re buying your first home, refinancing or beginning your investment journey, you don’t need all the answers straight away.

That’s where we come in.

At Fintegra Lending Solutions, we’ll help you understand your options, build a clear plan and move forward with confidence.

Your journey starts with one conversation.

📩 Contact us today.

Helping our clients feel confident every step of the way is what we’re all about.Thank you for trusting Fintegra Lending...
07/05/2026

Helping our clients feel confident every step of the way is what we’re all about.

Thank you for trusting Fintegra Lending Solutions 💚

📣 The Reserve Bank of Australia has today decided to increase the cash rate to 4.35% — marking the third consecutive in...
05/05/2026

📣 The Reserve Bank of Australia has today decided to increase the cash rate to 4.35% — marking the third consecutive increase this year.

Persistently high inflation and ongoing global instability have driven the Board’s decision, as many Australians continue to feel the pressure of rising living costs.

What does this mean for you?

Now is a good time to ask yourself:
🔍 Am I on a competitive rate?
🏦 Is my loan still working for me?
💰 Could refinancing or repricing help?
📊 Am I making the most of my offset or redraw?

If you haven’t reviewed your loan recently, now is the time.

Reach out to book an appointment with your broker!

✨🌿 Mindful May 🌿✨May is the perfect month to slow down, reset and check in — not just with your calendar, but with yours...
03/05/2026

✨🌿 Mindful May 🌿✨

May is the perfect month to slow down, reset and check in — not just with your calendar, but with yourself.

Life gets busy, and between work, family and endless to-do lists, it’s easy for your well-being to slip to the bottom.

This month, try creating a little space to:
🤍 Pause and take a few deep breaths
🤍 Go for a walk without your phone
🤍 Enjoy your coffee while it’s still hot
🤍 Check in with your finances (no avoiding!)
🤍 Ask for help before you’re overwhelmed

Mindfulness doesn’t have to be big — small habits can make a real difference.

Choose one thing this May that helps you feel calmer, clearer and more in control.

Because looking after yourself isn’t indulgent — it’s essential.

Address

104 Commercial Street East
Mount Gambier, SA
5290

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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