Loan Market - Fiona Bryce & Greg Cook

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Loan Market - Fiona Bryce & Greg Cook

Keep up to date and up to date with your mortgage The opinions expressed on this page represent my own and not those of Loan Market.

Loan Market Pty Ltd | Australian Credit Licence 390222

26/01/2022

Happy Australia Day! No matter how you chose to celebrate, or how you came to call this beautiful country home, we can all agree to disagree on one thing...how thick to spread the vegemite!

Hope everyone has been able to enjoy the holidays with family and friends and that you have had a chance to reset and get ready for the year ahead.

31/12/2021

It's gonna be okay! Enjoy NYE, bring in the new year and all that it may hold, and when you're ready, get in touch and we'll take care of the 'pla' in your plan to get your finances sorted.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#2022

24/12/2021

Wishing you and your loved ones all the very best for the holiday season. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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2021 has thrown us all some curve balls but we’ve got through to the end, looking forward to 2022. Whatever the coming year brings, we will be here ready and willing to support you and your financial goals.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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We are running on a reduced capacity until after Australia Day, however please be in touch if you require assistance before then.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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10/12/2021

Gotta love it!! As your trusted broker, nothing is ever too much trouble 😉⠀⠀⠀⠀⠀⠀⠀⠀⠀
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30/11/2021

Going direct to a lender is like putting the cart before the horse. Without an assessment by an experienced broker, how do you know if that lender is right for you? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s important to have a complete picture of your financial goals and circumstances before putting in an application to a bank, which is why we take the time to really understand your position first.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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With so many lending institutions and products out there, it can be difficult to decide the best way forward. Shopping around for the right loan isn’t an easy task, which is why we’re here to help. We have in depth knowledge of the various products each lender has, as well as an understanding of how to match the right product to your individual circumstances. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Get in touch and we’ll simplify the process by presenting you with the best options available to suit you.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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26/11/2021

Sage advice with all this crazy el Nina wet weather about! Stay safe over the weekend especially if you’re hitting the roads in search of your next home.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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18/11/2021

New bank research finds 91% of broker clients would recommend their broker and overwhelmingly believing brokers act in their best interests and would recommend them to friends and family. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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According to the survey, the top-rated reasons for using a mortgage broker were: ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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“Securing a competitive interest rate”⠀⠀⠀⠀⠀⠀⠀⠀⠀
“Access to the best loan to suit my needs”⠀⠀⠀⠀⠀⠀⠀⠀⠀
“Help with navigating the loan approval process”⠀⠀⠀⠀⠀⠀⠀⠀⠀
“Fast loan approval process”⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Noting the findings, MyState Bank’s general manager of banking, Huw Bough, said: “As people look for ways into the competitive housing market, many are seeking the assistance of a mortgage broker to help them navigate the loan process, and secure the best deal as fast as possible. Affordability is the challenge for many Australians, but particularly first home buyers. Brokers are critical to the health of the housing market in Australia.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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“Brokers provide consumers with information about products, access to competitive interest rates and offer significant support as people secure a loan and then their home. They also increase competition between lenders, making the market work better.”⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Mr Bough commented: “The property market has been fueled by a combination of factors including record low interest rates, negative gearing, extra savings from forced lockdowns and support payments from the government. We’re also seeing intense competition from lenders offering better deals and cashback. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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“Australians are taking more control over their money and want to find a better home loan deal.”⠀⠀⠀⠀⠀⠀⠀⠀⠀
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**Adapted from an article by The Adviser⠀⠀⠀⠀⠀⠀⠀⠀⠀
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11/11/2021

Credit: The Australian War Memorial⠀⠀⠀⠀⠀⠀⠀⠀⠀
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At 11 am on 11 November 1918 the guns on the Western Front fell silent after more than four years of continuous warfare. The allied armies had driven the German invaders back, having inflicted heavy defeats upon them over the preceding four months. In November the Germans called for an armistice (suspension of fighting) in order to secure a peace settlement. They accepted allied terms that amounted to unconditional surrender.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The 11th hour of the 11th day of the 11th month attained a special significance in the post-war years. The moment when hostilities ceased on the Western Front became universally associated with the remembrance of those who had died in the war. This first modern world conflict had brought about the mobilisation of over 70 million people and left between 9 and 13 million dead, perhaps as many as one-third of them with no known grave. The allied nations chose this day and time for the commemoration of their war dead.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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On the first anniversary of the armistice in 1919 two minutes' silence was instituted as part of the main commemorative ceremony at the new Cenotaph in London. The silence was proposed by Australian journalist Edward Honey, who was working in Fleet Street. At about the same time, a South African statesman made a similar proposal to the British Cabinet, which endorsed it. King George V personally requested all the people of the British Empire to suspend normal activities for two minutes on the hour of the armistice "which stayed the worldwide carnage of the four preceding years and marked the victory of Right and Freedom". The two minutes' silence was popularly adopted and it became a central feature of commemorations on Armistice Day.

09/11/2021

Have you got the right loan for your purposes? It’s not always about the interest rate, although of course this is an important factor to consider when comparing loans. The world of lending can be confusing - there are a multitude of options out there and not all of them are right for you. This is where I come in…get in touch and let’s chat about your financial goals and the best fit for your circumstances.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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02/11/2021

The Reserve Bank revealed its decision for November keeping the cash rate at its record low rate of 0.1 per cent for at least another month. According to CreditorWatch chief economist Harley Dale, “the December RBA Monetary Policy announcement will be the most important of 2021, followed by the Melbourne Cup Day update.” “November 2nd is race day; December 7th is game day,” he quipped.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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With tentative signs of re-emerging inflationary pressures, “The rapid easing in lockdown restrictions has opened pent-up demand for consumer services.Many businesses are set to go and as vaccination levels reach the critical levels required, the outlook is positive.” But, he did warn that the future “doesn’t lack bumps”.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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“We all knew we would reach this situation in the December quarter but now we are living it. Opening means considerably stronger demand and better times for Small and Medium-sized Enterprises. A key issue is that this changing economic environment is occurring within a landscape of persistent supply disruptions,” the economist flagged. He highlighted that this backdrop could create a challenging trading environment for many SMEs – with economic recovery not set to occur in a straight line. “It would be nice to tell a universally positive story, but that’s the nature of the pandemic,” he conceded. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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All the while, the RBA is under the pump as the prospects of earlier than expected interest rate rises mount. Mr Dale indicated that everyone is now expectant of market interest rates – even without the presence of official changes to the cash rate policy. “As economic conditions move in a way that is sometimes evolving and sometimes revolutionising, the RBA is sticking to its record low interest rate policy, but not necessarily the timing of it,” he offered.⠀⠀⠀⠀⠀⠀⠀⠀⠀
“On December 7th we will receive the final RBA statement until February 1st, 2022. The December statement will be a key update”. ** adapted from REB article.

29/10/2021

Happy Friday!! If you accidentally find your dream property over the weekend, get in touch and I’ll make sure you have the best chance of getting your finance gets over the line.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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21/10/2021

Just missed out on this beauty? Pipped at the post yet again because your finance wasn't quite ready to go? In a market like this, it pays to have pre approval before you start shopping. Get in touch and let's chat about your property goals.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Address

20 O'Briens Road
Mount Burrell, NSW
2484

Telephone

+61411700909

Website

https://www.loanmarket.com.au/fiona-bryce/

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