Orchard Lending

14/05/2026

The era of “set‑and‑forget” property perks is over. Australia’s tax system just pivoted hard — here’s what’s changing and why it matters.

A Structural Shift: Inside Australia’s New Property and Tax Framework Australia has just detonated one of the biggest tax reforms in its modern history — a direct hit to the long‑protected pillars of property investment. What was once politically untouchable has now been rewritten, signalling ...

05/05/2026

Our take on today's rate rise hike.

Summary The Reserve Bank of Australia (RBA) has increased the official cash rate by 0.25%, bringing it to 4.35%, the highest in 16 months. This marks the third consecutive rate hike this year, aimed at curbing inflation and controlling wage expectations. The decision comes amid rising inflationary p...

01/12/2025

Been a great year for investors and home owners, with strong growth and lower rates. Renters and those getting in to the market for the first time are still feeling the brunt of it all though. Latest housing report link here ----> https://www.cotality.com/au/insights/articles/housing-growth-eases-as-affordability-and-rates-loom-large

16/08/2025

https://orchardlending.com.au/2025/03/25/housing-outlook-approvals-surge-inflation-eases/

Housing Spikes as Inflation Eases Looking into an interesting economic paradox: inflation is slowing down, yet prices continue to rise. This contradiction has significant implications for the Australian housing market, affecting affordability and future prospects. We analyse recent data from the Aus...

19/07/2025

We go beyond the score to help you better understand how lenders view your entire credit history - all free as part of our full service offerings.

www.orchardlending.com.au

12/07/2025

See how we can help today -
https://orchardlending.com.au/

10/07/2025

Chat to us today - https://orchardlending.com.au/contact-us/

26/02/2025

A deeper look at the latest rate drops and effects including podcast discussions ---->

https://orchardlending.com.au/2025/02/21/rba-rate-cut-analysis-and-impact-on-australian-borrowers/

09/02/2025

Checkout some top value suburbs with prices still below $500K

Discovering Affordable Housing Gems in Australia: A Journey Through Metro Areas In the current Australian property market, the notion of securing a whole house in decent metro areas for under $500,000 might seem like a myth—much like Bigfoot. However, recent data suggests that this might not be me...

10/09/2024

Often overlooked and plenty of detractors think it is un-necessary but something we advise always worth considering - Title Insurance.

Have you ever wondered what title insurance is and why it’s such a big deal in the Australian property market? We’re here to shed some light on this crucial aspect of property investment. Title insurance plays a vital role in protecting buyers and lenders from potential issues that could arise w...