Eleven Financial

Eleven Financial Specializing in residential home loans, investment loans, refinancing & debt consolidation.

Having been in the industry for over 4 years, Jade's vast knowledge gives her the ability to provide individual specific advice to each of her clients to ensure that they have the right loan that is suited to their certain financial position and goals. Buying a property is one of the biggest investments you will make in your life. You need to ensure that you have the best loan that will save you m

oney to get the most out of your new investment, this is where Jade can help you by taking the hassle out of the process. Working with a team of 17 other brokers along with financial planners and commercial brokers you are able to organize all of your financial requirements with Jade and the team at RateOne.

Buying your first home doesn’t always mean doing it alone. 🏡One of the biggest advantages first home buyers have is supp...
22/06/2026

Buying your first home doesn’t always mean doing it alone. 🏡

One of the biggest advantages first home buyers have is support from family and it can make a bigger difference than you think.

In this carousel, I’m sharing some of the most common ways parents can help make home ownership happen sooner, whether that’s through:
✨ A genuine savings gift
✨ Acting as a guarantor
✨ Helping with repayments
✨ Co-buying a property
✨ Covering upfront costs

The best option depends on your family’s circumstances, and there isn’t a one-size-fits-all approach.

If you’re wondering what could work for you, send me a message. I’d love to help you build a strategy to get into your first home sooner. 🔑

Save this post for later and share it with someone who’s dreaming of buying their first home.

18/06/2026

Credit reporting is SO strict these days. And the smallest oversight can result in big ramifications that can take time to rectify!!! 🫠

17/06/2026

First Home Buyer Scenario 🏡

4/197 Ballarto Road, Carrum Downs VIC

Listed By: Michelle Stephens | Real Estate Agent Carrum Downs

If you have a scenario you would like me to look at, pop it in the comments section! 😊

16/06/2026

STOP focusing on the $40,000. 👇

Focus on the weekly amount.

💰 $385/week = $40,000 in 2 years
💰 $256/week = $40,000 in 3 years

It isn’t impossible to buy your first home, you just need the right strategy and discipline!

If buying your first home feels out of reach, let’s map out a savings plan that actually works.

📩 DM me “HOME” to get started.

13/06/2026

HECS debts and buying your first home 🏡

The thing is - as most cases with lending there isn’t a one size fits all answer.
Yes it impacts borrowing capacity but it can also boost borrowing capacity. Crazy right? 🤪

That is why it is so important to speak to a broker who understands lender policies as it can be the difference between you buying your first home and not…

12/06/2026

When you put it that way I’m kind of a good person to know! 😉 🏡

11/06/2026

First home buyer scenario 🏡
5/48 James St, Lang Lang VIC
Listed by Brent Day & NatalieSellsRE

If you have a scenario you would like me to look at, pop it in the comments section! 😊

30/04/2026

1. Quitting your full time job to start your own business because you “earn more”. As soon as you become self employed the bank requirements change with most lenders requiring the business to be running for 18/24 months. While in theory earning more sounds like it would make your application stronger, it actually can mean that you can’t do anything until your business meets the criteria. 🙃

2. Changing jobs from a full time into a casual role - even if it is full time hours! The bank will need 6 months worth of evidence of you being paid before they can use casual income. Yes, even if your pay is the same every week. Something so little that I have seen many people get caught out on! 🫠

3. Putting your savings in your parent’s bank account. While I fully get the concept of “out of sight, out of mind!” The bank wants to see that YOU have good savings habits and self control.

If you have a goal to purchase your first home in 2026 DM us and we can schedule a complimentary 10 minute chat to make a plan 🚀

Address

G05/786 Esplanade
Mornington, VIC
3931

Telephone

+61401925507

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