Mortgage Choice - Steve Spanos

Mortgage Choice - Steve Spanos I’m a passionate Mortgage Adviser & care about finding the right solutions for my clients.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

This ANZAC Day, we remember and honour those who have served our country and made sacrifices for our freedom. We will re...
24/04/2026

This ANZAC Day, we remember and honour those who have served our country and made sacrifices for our freedom.

We will remember them. Lest we forget.

Finding a better home loan deal starts with expert advice.I take the time to understand your needs and compare thousands...
17/04/2026

Finding a better home loan deal starts with expert advice.

I take the time to understand your needs and compare thousands of home loans from more than 35 lenders to help you find one that suits you.

Choose more with Mortgage Choice.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.
https://www.mortgagechoice.com.au/steven.spanos/
Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

As the leaves change colour, it’s a great time to check if your interest rate is also changing. Review your home loan to...
15/04/2026

As the leaves change colour, it’s a great time to check if your interest rate is also changing. Review your home loan to make sure it’s still right for you. We compare thousands of loans from more than 35 lenders to see if we can find a more competitive deal for your situation.

In case you missed it – if you apply to refinance your home loan by 16 May 2026, you could go in the running to win a monthly $5,000 prize. That’s some serious breathing room on your next mortgage repayment! T&Cs apply.

Let’s chat about a home loan review today.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.
https://www.mortgagechoice.com.au/steven.spanos/
Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

From setting clear goals to understanding your options and securing pre-approval, the key to successful property investm...
13/04/2026

From setting clear goals to understanding your options and securing pre-approval, the key to successful property investment is to do your research so you’re prepared to move fast when the right property comes up for sale.

Having an expert mortgage broker in your corner can make all the difference.

Whether you’re new to property investing or a seasoned investor, I can help you navigate the journey with confidence. Contact me today.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.
https://www.mortgagechoice.com.au/steven.spanos/
Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

10/04/2026

Are you paying too much on your home loan?

When you apply to refinance by 16 May 2026, you’ll automatically go into the draw to win a monthly $5,000 prize. 💰That’s some serious breathing room on your next mortgage repayment.

At Mortgage Choice, we can compare your current loan against thousands of products in the market to check if you’re still on a competitive interest rate.

Reach out to me today to get started.

T&Cs apply. Minimum loan amount of $250,000.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.
https://www.mortgagechoice.com.au/steven.spanos/
Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

Are you... ▪️Moving – for whatever reason? ▪️Downsizing for a simpler lifestyle? ▪️Relocating for a sea-change or tre...
08/04/2026

Are you...
▪️Moving – for whatever reason?
▪️Downsizing for a simpler lifestyle?
▪️Relocating for a sea-change or tree-change?
▪️Building your dream home?
If so, you may be facing the ‘buy or sell first’ dilemma, and a bridging loan could help you navigate this change.

At Mortgage Choice, we have access to a range of tailored bridging loan solutions, helping you power your next move with ease.

We can even complete a detailed, side-by-side comparison of your options (buy first, sell first, keep both, settle same day) to ensure you can make your next move with confidence.

Talk to me today to power your next move.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.
https://www.mortgagechoice.com.au/steven.spanos/
Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

Wishing you a Happy Easter from the team at Mortgage Choice Rosebub & Mornington Peninsula. 🐰
04/04/2026

Wishing you a Happy Easter from the team at Mortgage Choice Rosebub & Mornington Peninsula. 🐰

Have you reviewed your home loan lately? If it's been a while, it could be time to refinance.Refinancing could help you ...
04/04/2026

Have you reviewed your home loan lately? If it's been a while, it could be time to refinance.

Refinancing could help you secure a lower interest rate, reduce your monthly repayments and access better loan features. While switching lenders might feel like a mountain of paperwork, we handle the heavy lifting for you. We manage the process from start to finish and negotiate with lenders on your behalf to ensure a smooth transition to your new loan.

Plus, if you apply to refinance your home loan with me by 16 May 2026, you could go in the running to win a monthly $5,000 prize, giving you some breathing room on your next mortgage repayment. T&Cs apply.

Book an appointment with me to see how easy it can be.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.
https://www.mortgagechoice.com.au/steven.spanos/
Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

Bridging loans can be a great option to secure your next move, but it’s important to go in with a clear strategy. Here...
30/03/2026

Bridging loans can be a great option to secure your next move, but it’s important to go in with a clear strategy.

Here are the top tips to consider when applying for a bridging loan: ⬇️

Pay interest as you go: Some lenders let you add interest repayments to your 'peak debt' rather than paying interest during the loan period. While this can help with cash flow management, it also increases your loan balance each month (and you'll pay interest on that new, higher amount). Paying the interest as you go keeps your peak debt from growing.

Avoid LMI: Try to keep your 'end debt' under 80% of your new home's value to avoid paying Lender’s Mortgage Insurance (LMI).

Watch the clock: Bridging loans are short-term, usually 6 to 12 months. List your home as soon as you can to avoid exceeding the timeframe.

I can guide you through the bridging loan process. I’ll walk you through your options and help you power your next move with confidence.

I provide a Full Mobile Service across the Mornington Peninsula Region, Surrounding Areas & Greater Melbourne.

https://www.mortgagechoice.com.au/steven.spanos/

Contact me on Ph. 0448 168 195 to arrange an Appointment (In Person, Zoom & Telephone Appointments available), or Book In a Virtual Meeting directly via the link to my Website provided above.

Address

Tootgarook
Mornington, VIC
3941

Telephone

+61448168195

Website

Alerts

Be the first to know and let us send you an email when Mortgage Choice - Steve Spanos posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category