Josh Tuckwell - 4 HomeLoans

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Josh Tuckwell - 4 HomeLoans

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"The new generation of mortgage broking" - Joshua Tuckwell is a mortgage & finance broker at 4 HomeLoans Bayswater.

The new generation of mortgage & finance broking,

Joshua Tuckwell is a credit representative (Credit Representative No. 499661) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit No. 391237). Assisting in home buyers, investors and those looking to refinance their home. Josh will be a trusted partner in your mortgage journey.

31/10/2026

COMING SOON: Soko Madeley turn-key townhouses
From $860,000 (selected lots)

My mate Jason Mayne, New Home Consultant at Summit, has a new townhouse release coming to Madeley. Available to purchase from 24 November 2026, with titles expected July 2027 (per the builder).

Package highlights, as advised by Summit: double garage, ducted reverse-cycle air con, 3.52kW solar, Vitreous Compact benchtops, Westinghouse appliances and front and rear landscaping. Three designs: Alto, Elevare and Vertica (each lot has a set floorplan).

🏡 ABOUT THE HOMES: speak to Jason
Lots, pricing, inclusions, floorplans and contracts:
Jason Mayne, New Home Consultant, Summit
📞 0414 153 320
📧 [email protected]
🌐 maynemadehomes.com.au

💰 ABOUT THE FINANCE: speak to me
Borrowing power, deposit, government schemes and pre-approval, sorted before lots open:
Josh Tuckwell, Mortgage Broker
📧 [email protected]
🌐 getM.com.au
Start here: https://clients.quickli.com.au/l/yct5/hello-email

Important: I'm a mortgage broker, not the selling agent or builder. Like most brokers, I'm paid by the lender if your loan settles. Josh Tuckwell and/or 4 HomeLoans may receive a referral fee from Summit for connecting you with them, if you buy a house and land package and it settles. Any fee will be disclosed to you. All property details, pricing, inclusions, availability and dates are supplied by Summit, are subject to change and should be confirmed with Summit before you commit. "From" prices apply to selected lots only. Turn-key refers to the builder's listed inclusions, not every cost of buying. Images are artist's impressions. Credit is subject to lender assessment and approval.

General information only, not personal advice. Consider your own circumstances and get advice suited to you.

Joshua Tuckwell is a credit representative (Credit Representative No. 499661) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian credit licence 391237).

28/10/2026

No question is too basic. Ask it twice if you need to.

"Josh is always happy to explain things until we understand completely and is always super friendly and professional." – Bec, Trustpilot

And the best bit? Bec says their friends and family now use me as their broker too. Thanks Bec.

This is one client's experience and results vary. There's no cost to you. I'm paid a commission by the lender if a loan goes ahead.

Buying your first place or thinking about a refinance? Start here: https://clients.quickli.com.au/l/yct5/hello-email

Joshua Tuckwell is a credit representative (Credit Representative No. 499661) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit No. 391237). General information only, not personal advice.

24/10/2026

4 rate rises in 2026. Feeling the weight?

When repayments climb and life throws in a few unexpected bills, it can feel like there's no breathing room.

Let's look at what could help:
• Reviewing your current home loan rate and refinancing options.
• Bringing multiple debts into a manageable repayment plan.
• Asking my personal loan team to review your existing loan.
• Exploring options for an ATO bill, including for some self-employed borrowers. Speak to an accountant or financial planner.
• Reviewing whether usable equity could help with a specific unexpected cost.

The right option depends on your situation. We'll look at repayments, fees and total costs, so you can make a clear decision.

DM me RELIEF and let's take a look.

Josh Tuckwell | Mortgage Broker | 4 HomeLoans
GetM.com.au | M is 4 Money

Increasing the loan term may reduce repayments but increase the interest paid. Accessing equity means extra borrowing secured against your home. Options are subject to individual circumstances, credit assessment, eligibility, fees and lending criteria. If you're already struggling with repayments, contact your lender early about hardship support.

Joshua Tuckwell is a credit representative (Credit Representative No. 499661) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit No. 391237).

MoneyMatters

Rate-rise statement checked as at 21 October 2026.

17/09/2026

🏡 Your 2% deposit just got real.

I’m excited to share that I’m now accredited with Bank Australia—an authorised participating lender for the Australian Government Help to Buy Scheme.

Under the scheme, eligible buyers may be able to purchase a home with:

✅ A minimum 2% deposit
✅ A Government contribution of up to 30% for an existing home
✅ A Government contribution of up to 40% for a new home
✅ No Lenders Mortgage Insurance

What does that mean in plain English?

The Government contributes towards the purchase price, potentially reducing the amount you need to borrow. In return, the Government receives a proportional equity share in the home.

Help to Buy may be available to eligible first-home buyers and people returning to home ownership.

Want to find out whether it could work for you?

Visit getM.com.au

M is 4 Money.

General information only. Eligibility requirements, lending criteria, property price caps, scheme availability and ongoing obligations apply. Consider obtaining independent legal and financial advice.

Joshua Tuckwell is a credit representative (Credit Representative No. 499661) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit No. 391237).

16/09/2026

"A genuinely excellent experience.”
⭐⭐⭐⭐⭐

Thanks, Ben, for taking the time to share your experience.

A home loan should suit your overall needs. Clear advice, a smooth process and support beyond settlement all matter.

It was a pleasure helping you refinance and get everything set up. I look forward to checking in on your rate each year.

Swipe to read Ben’s full review →

Thinking about refinancing or buying a home? Send me a message or visit getM.com.au — M is for Money.

01/09/2026

Proud to be recognised as a CommBank Elite Broker for the 2026/2027 financial year! 🏡🏅

This recognition reflects the positive engagement and customer focus I aim to bring to every home loan journey.

CommBank is one of the many lenders and home loan options I can explore when helping clients find a solution suited to their circumstances and goals.

A big thank you to my clients for continuing to trust me with some of life’s biggest financial decisions, and to the CommBank team for their ongoing support.

Here’s to another year of helping people make confident home loan decisions! 💙

30/08/2026

Working on something new...

A free information website for first-home buyers or anyone thinking about their next move, with useful information and a pathway guide to help make sense of what comes next.

Think greater clarity, confidence and a sense of security.

No email or phone number required.

Coming soon!

26/08/2026

Property investors: thinking of selling because repayments are squeezing your cash flow?

Before deciding, check whether your loan structure is contributing to the pressure.

AMP Bank has launched Equity Flex for eligible new investment loans:

• A required 6 to 10-year interest-only period
• A total loan term of 31 to 40 years
• No reassessment during the approved IO period
• An offset account available
• Lending up to 80% LVR

At the maximum structure, that means 10 years interest only followed by a full 30 years of principal-and-interest repayments.

A common structure is 5 years interest only within a 30-year total term. Some lenders offer longer IO periods, so the difference here is the combination of the extended approved IO period and longer total term. Policies vary.

This may reduce required repayments during the IO period and may support servicing or borrowing power. Any borrowing outcome depends on a full credit assessment and is not guaranteed.

There is a trade-off. IO repayments do not reduce principal. Without additional principal repayments, the balance will generally remain unchanged during the IO period. You may pay more interest overall, and required repayments are likely to increase when P&I begins.

Before recommending a change, I would compare current repayments, possible cash-flow difference, rates, fees, refinancing costs, total interest and repayments after IO.

Thinking of selling because cash flow has become uncomfortable? Send me the word FLEX and I’ll run the numbers with you.

Josh Tuckwell | 4 Home Loans Bayswater | 0418 148 689

General information only. This has not considered your individual objectives or circumstances. Refinancing or extending a loan term may increase total interest and fees. Eligibility and approval are subject to lender policy and assessment. Consider independent tax advice.

Joshua Tuckwell is a Credit Representative (499661) of BLSSA Pty Ltd ACN 117 651 760, Australian Credit Licence 391237.

01/07/2026

Take a look inside the home loan process with Josh Tuckwell from 4 HomeLoans 🏡

As a Top 250 National LMG Mortgage Broker and Top 10% WA LMG Broker, I’ve built my process around one simple idea:

Good tech should be unnoticeable - because everything should feel effortless from a client’s perspective.

From secure document collection, automatic bank statement retrieval, digital fact finds, eSignatures, smart meeting bookings, lender calculators, voice-to-text notes, priority tracking and email organisation - there is a lot happening behind the scenes to keep your application moving.

The goal is simple:

✅ less back and forth
✅ fewer loose ends
✅ faster data transfer
✅ stronger applications
✅ secure document handling
✅ nothing slipping through the cracks

This is how tech helps make the home loan process smoother, faster and easier - while still keeping the advice personal.

Get Moved… Get Momentum… Get Matched…
getM.com.au | Powered by 4 HomeLoans

29/06/2026

With the same inputs. Very different outcomes. 🏡📊

In investment lending, two banks can look at the same income, same debts and same property - but land on very different borrowing power results.

Different buffers, assessment rates and lender policies can make a massive difference to what is possible.

4HomeLoans GetM PerthMortgageBroker

Address

9/515 Walter Road East
Morley, WA
6062

Telephone

+61418148689

Website

http://bit.ly/joshtuckwell, https://au.trustpilot.com/review/4homeloans.net.au, http://getm.com.au/

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