Mortgage Hub WA

Mortgage Hub WA straightforward mortgage advice for buying, refinancing or investing — no pressure, no jargon.

With over 25 years of business experience, I understand how important it is to have your finances set up properly from the start. I provide clear, straightforward mortgage advice for first home buyers, refinancers and property investors — both face-to-face in Perth and online across Australia. My focus is on explaining your options clearly, keeping the process simple, and helping you make informed

decisions without pressure or jargon. Whether you’re just researching or ready to move forward, I’m happy to help.

Thinking about buying your first home, but not sure where you stand?A first home buyer check-up can be a good place to s...
19/06/2026

Thinking about buying your first home, but not sure where you stand?

A first home buyer check-up can be a good place to start.

We can look at:

your deposit
borrowing power
loan options
possible grants or concessions
what the next steps may look like

You do not need to be ready to buy tomorrow to have the conversation.

Sometimes the best time to ask questions is before you start making offers, so you can move forward with more confidence.

If you want a first home buyer chat, feel free to get in touch.

Mortgage Hub WA
Glen Fisher
0402 854 306
[email protected]
www.mortgagehubwa.com.au

General information only. Lending criteria, fees and charges may apply.

Online calculators can be helpful — but they are only a guide.A borrowing power calculator might give you a rough number...
17/06/2026

Online calculators can be helpful — but they are only a guide.

A borrowing power calculator might give you a rough number, but it does not always take into account the full picture, including:

lender policy
existing debts
credit history
living expenses
dependants
the type of income you earn

That means the number on a calculator can sometimes create false confidence.

Before making plans based on an online estimate, it is worth getting a proper borrowing power check so you know where you stand.

If you want help working through your numbers, I’m happy to help.

Mortgage Hub WA
Glen Fisher
[email protected]
0402 854 306
www.mortgagehubwa.com.au

Buying your first home is not just about the purchase price.A lot of first home buyers focus on the property price, but ...
15/06/2026

Buying your first home is not just about the purchase price.

A lot of first home buyers focus on the property price, but there can be other upfront costs to think about as well, including:

deposit
stamp duty
lender fees
valuation fees
settlement costs
other buying costs

The good news is that some buyers may qualify for stamp duty concessions or grants, depending on their situation.

Before you start house hunting, it helps to understand the full picture so you know what you may need to get into the market.

If you want to talk through your buying costs in plain English, I’m happy to help.

Mortgage Hub WA
Glen Fisher
0402 854 306
[email protected]
www.mortgagehubwa.com.au

General information only. Lending criteria, fees and charges may apply.

Your biggest bill deserves a second look.Most people review their phone plan, insurance, electricity and subscriptions —...
12/06/2026

Your biggest bill deserves a second look.

Most people review their phone plan, insurance, electricity and subscriptions — but the home loan is often left alone for years.
For many households, the mortgage is the biggest regular expense.

A proper home loan review can look at:
• your interest rate
• repayments
• loan features
• fees
• offset or redraw options
• whether refinancing may be worth considering

Even if you stay with your current lender, it is still worth knowing where you stand.

Mortgage Hub WA
Glen Fisher
0402 854 306
www.mortgagehubwa.com.au

Fixed rate ending soon?Don’t wait until the last week to review your options.When a fixed rate ends, your loan may roll ...
10/06/2026

Fixed rate ending soon?

Don’t wait until the last week to review your options.

When a fixed rate ends, your loan may roll onto a variable rate, and that new repayment may be higher than expected.

The best time to review your loan is before the fixed term ends — not after the new repayment has already kicked in.

A home loan review can help you look at:
• your current lender’s options
• refinance options
• variable vs fixed options
• fees and costs
• whether your loan structure still suits you

If your fixed rate is ending in the next few months, now is a good time to start looking.

Mortgage Hub WA
Glen Fisher
0402 854 306
[email protected]
www.mortgagehubwa.com.au

Your bank may not call you with their best rate.Many homeowners assume their current lender will automatically look afte...
08/06/2026

Your bank may not call you with their best rate.

Many homeowners assume their current lender will automatically look after them, but that is not always how it works.

Rates, lender offers and loan policies can change. If your home loan has not been reviewed for a while, you may be sitting on an older rate or a loan structure that no longer suits you.

A quick home loan review can help compare your current loan against other options and see whether there may be a better fit.

No pressure. Just a proper look at the numbers.

Mortgage Hub WA
Glen Fisher
0402 854 306
[email protected]
www.mortgagehubwa.com.au

Thinking about renovating, repairing or improving your home — but don’t want to move?You may be able to use available eq...
25/05/2026

Thinking about renovating, repairing or improving your home — but don’t want to move?

You may be able to use available equity in your current property to help fund home improvements.

This could include things like:

✅ non-structural renovations
✅ repairs
✅ upgrades
✅ extensions
✅ improving the home you already love

The key is making sure the loan structure, repayments and long-term costs still make sense.

A home loan review can help you understand what options may be available, what your property may be worth, and whether using equity is suitable for your situation.

Sometimes improving what you already have can be a smarter option than moving.

Glen Fisher
Mortgage Hub WA
Local Mortgage Broker

Your investment borrowing power may not be what it was last month.A few lenders have now started changing how they asses...
22/05/2026

Your investment borrowing power may not be what it was last month.
A few lenders have now started changing how they assess investor loan applications after the Federal Budget announcements around negative gearing.
This mainly affects established investment properties.
So if you have a pre-approval, conditional approval, or you are planning to buy an investment property, don’t assume the old numbers still stack up.
A small policy change can make a big difference to borrowing capacity.
Before signing a contract or relying on old figures, it may be worth getting your position reviewed properly.

General information only.
Tax advice should come from your accountant. Lending policy varies between lenders.

WA first home buyers have had a decent boost with the latest stamp duty changes.From 7 May 2026, eligible first home buy...
12/05/2026

WA first home buyers have had a decent boost with the latest stamp duty changes.

From 7 May 2026, eligible first home buyers in WA may pay no stamp duty on new or established homes up to $600,000, with a concession now available up to $800,000. That means a first home buyer purchasing at $600,000 could potentially save up to $22,515 in stamp duty compared with standard transfer duty.

That is a big shift from where the full exemption sat only a couple of years ago.

The hard part is still getting the full picture right — deposit, borrowing capacity, repayments, upfront costs, lender policy and whether the property actually fits your loan approval.

Buying your first home is not just about the purchase price.

Thinking about buying in WA? It may be worth checking what you can actually do before you start guessing.

General information only. Eligibility criteria apply. Schemes and thresholds can change.

Do you know your current home loan interest rate?With interest rates moving around, it’s worth knowing where your home l...
05/05/2026

Do you know your current home loan interest rate?

With interest rates moving around, it’s worth knowing where your home loan sits.

Different lenders treat rate changes differently, and your current loan may not be as sharp as it once was.

A quick home loan review can help compare your current rate, repayments and options — whether that’s staying put, refinancing, debt consolidation, or simply making sure you’re not overpaying.

There’s no pressure, just a proper look at where things stand.

Feel free to give me a call or send me a message if you’d like a complimentary home loan review.

Glen – Mortgage Hub WA
📞 0402 854 306
🌐 www.mortgagehubwa.com.au

Address

13 Mottram Place
Morley, WA
6062

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