Mortgage Hub WA

Mortgage Hub WA straightforward mortgage advice for buying, refinancing or investing — no pressure, no jargon.

With over 25 years of business experience, I understand how important it is to have your finances set up properly from the start. I provide clear, straightforward mortgage advice for first home buyers, refinancers and property investors — both face-to-face in Perth and online across Australia. My focus is on explaining your options clearly, keeping the process simple, and helping you make informed

decisions without pressure or jargon. Whether you’re just researching or ready to move forward, I’m happy to help.

Thinking about renovating, repairing or improving your home — but don’t want to move?You may be able to use available eq...
25/05/2026

Thinking about renovating, repairing or improving your home — but don’t want to move?

You may be able to use available equity in your current property to help fund home improvements.

This could include things like:

✅ non-structural renovations
✅ repairs
✅ upgrades
✅ extensions
✅ improving the home you already love

The key is making sure the loan structure, repayments and long-term costs still make sense.

A home loan review can help you understand what options may be available, what your property may be worth, and whether using equity is suitable for your situation.

Sometimes improving what you already have can be a smarter option than moving.

Glen Fisher
Mortgage Hub WA
Local Mortgage Broker

Your investment borrowing power may not be what it was last month.A few lenders have now started changing how they asses...
22/05/2026

Your investment borrowing power may not be what it was last month.
A few lenders have now started changing how they assess investor loan applications after the Federal Budget announcements around negative gearing.
This mainly affects established investment properties.
So if you have a pre-approval, conditional approval, or you are planning to buy an investment property, don’t assume the old numbers still stack up.
A small policy change can make a big difference to borrowing capacity.
Before signing a contract or relying on old figures, it may be worth getting your position reviewed properly.

General information only.
Tax advice should come from your accountant. Lending policy varies between lenders.

WA first home buyers have had a decent boost with the latest stamp duty changes.From 7 May 2026, eligible first home buy...
12/05/2026

WA first home buyers have had a decent boost with the latest stamp duty changes.

From 7 May 2026, eligible first home buyers in WA may pay no stamp duty on new or established homes up to $600,000, with a concession now available up to $800,000. That means a first home buyer purchasing at $600,000 could potentially save up to $22,515 in stamp duty compared with standard transfer duty.

That is a big shift from where the full exemption sat only a couple of years ago.

The hard part is still getting the full picture right — deposit, borrowing capacity, repayments, upfront costs, lender policy and whether the property actually fits your loan approval.

Buying your first home is not just about the purchase price.

Thinking about buying in WA? It may be worth checking what you can actually do before you start guessing.

General information only. Eligibility criteria apply. Schemes and thresholds can change.

Do you know your current home loan interest rate?With interest rates moving around, it’s worth knowing where your home l...
05/05/2026

Do you know your current home loan interest rate?

With interest rates moving around, it’s worth knowing where your home loan sits.

Different lenders treat rate changes differently, and your current loan may not be as sharp as it once was.

A quick home loan review can help compare your current rate, repayments and options — whether that’s staying put, refinancing, debt consolidation, or simply making sure you’re not overpaying.

There’s no pressure, just a proper look at where things stand.

Feel free to give me a call or send me a message if you’d like a complimentary home loan review.

Glen – Mortgage Hub WA
📞 0402 854 306
🌐 www.mortgagehubwa.com.au

The RBA has moved the cash rate, but not all home loan lenders will treat this increase the same way. If you’d like a qu...
05/05/2026

The RBA has moved the cash rate, but not all home loan lenders will treat this increase the same way. If you’d like a quick home loan check-up, send me a message.

Did you know small debts can gang up like seagulls on hot chips?Credit cards, personal loans, car loans and buy-now-pay-...
29/04/2026

Did you know small debts can gang up like seagulls on hot chips?

Credit cards, personal loans, car loans and buy-now-pay-later payments can all take little bites out of your cash flow.

Debt consolidation can sometimes help tidy things up, but it needs to be reviewed properly. The aim is not just to roll everything into one repayment — it’s to make sure the structure actually makes sense and doesn’t turn short-term debt into a much longer problem.

Worth understanding before making any big changes.

Can you live in a property owned by your SMSF?It’s one of the most common questions I get — and the answer surprises a l...
28/04/2026

Can you live in a property owned by your SMSF?

It’s one of the most common questions I get — and the answer surprises a lot of people.

SMSF property rules are strict, especially when it comes to:
• Who can live in the property
• How the property is used
• What’s allowed under super rules

Getting it wrong can have serious consequences — so it’s important to understand it properly before making any decisions.

If you’re looking into property investment, I’ve put together a free Investment eBook to help explain how it all works in simple terms.
👉 https://mortgagehubwa.com.au/ebook/investor

Thinking about buying property through your SMSF?It’s not just about the purchase — it’s about structuring it properly f...
21/04/2026

Thinking about buying property through your SMSF?
It’s not just about the purchase — it’s about structuring it properly from the start.

Some common scenarios:
• Refinancing an existing SMSF loan
• Purchasing a new residential investment
• Understanding how SMSF lending actually works
There are rules, lending limits, and structure requirements that can catch people out if not done right.

If you want a clearer understanding, I’ve put together a free Investment eBook that breaks things down in simple terms.
👉 https://mortgagehubwa.com.au/ebook/investor
More info on SMSF lending:
👉 https://mortgagehubwa.com.au/smsf-loans

Thinking about refinancing but not sure where to start?Before making any changes, it’s worth asking a few key questions:...
15/04/2026

Thinking about refinancing but not sure where to start?

Before making any changes, it’s worth asking a few key questions:
• What costs are involved?
• How much equity do I have?
• Should I fix or stay variable?

Refinancing can be a great move — but only if it actually benefits your situation.

If you want a clearer understanding of how it all works, I’ve put together a free Refinancing eBook that breaks it down in simple terms.

👉 https://mortgagehubwa.com.au/ebook/refinancer

Saving for a home deposit doesn’t have to be complicated.A few simple steps can put you ahead:✔ Track your spending✔ Set...
07/04/2026

Saving for a home deposit doesn’t have to be complicated.

A few simple steps can put you ahead:
✔ Track your spending
✔ Set a realistic goal
✔ Clean up debts
✔ Understand what help is available

If you want a clearer picture of how it all works, I’ve got a free First Home Buyer eBook on my website.

👉 https://mortgagehubwa.com.au/ebook/first-home-buyer

Worth a look if buying is on your radar.

Address

13 Mottram Place
Morley, WA
6062

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 11am

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