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Monday 8am - 9pm Tuesday 8am - 9pm Wednesday 8am - 9pm Thursday 8am - 9pm Friday 8am - 9pm

Rimal Shah - Mortgage Broker

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Australia
Morley, WA
Rimal Shah - Mortgage Broker

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My aim is to get you a loan designed and suited to your needs. I am here to assist you navigate your way through the mortgage maze.

I have a passion to help people and being a mortgage broker allows me to put my passion into action! With a panel of over 30 lenders and over 1000’s of loan products to choose from, I shall endeavor to find a loan that fits in with your financial circumstances keeping in mind your goals and needs. Getting a loan can be a stressful process, and I as your personal broker am here to hold your hand and walk you through this to make it an efficient and effortless process. I will meet-up with you to discuss your financial needs and goals so that I can provide you with the best loan for your situation that would help you achieve your goal whether it is for purchasing your first home, re-financing your existing home, debt consolidation, purchase and construction of your new home, purchasing your first investment property or adding to your investment portfolio. I work for you and that means I am available to assist you whenever you need me, including after hours. Having a diploma in Finance and Mortgage Broking Management and being a member of Mortgage & Finance Association of Australia (MFAA), I am qualified to guide you through the loan process. This includes selecting the right loan product for you, submitting your loan and managing the approval process through to settlement. Prior to being a mortgage broker, I have worked as a Process Engineer, Metallurgist and Project manager in the Mining Industry for over 10 years. Coming from an engineering background I am well aware of the hard work involved, and it is only right to make sure that you put your hard earned income in the right hands. I shall ensure you get the right type of loan that would suit you. Rimal Shah is a credit representative (480216) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237). Our Privacy policy can be found at https://www.4homeloans.net.au/privacy-policy/

03/11/2026

Breaking News - RBA increase cash rate by 25 basis points - https://mailchi.mp/4homeloans/rba-interest-rate-update-nov2026

02/11/2026

💜 You can now borrow up to 90% of your property’s value with no Lenders Mortgage Insurance (LMI) — that’s a huge saving for buyers and investors! 🙌

Here’s what you need to know 👇
✅ Up to 90% LVR
✅ No LMI
✅ Available for Owner Occupied and Investor loans (P&I only)
✅ Loan terms up to 30 years
✅ Max loan amount: $2M (for >85% LVR)

This is an incredible opportunity for buyers who’ve built strong income and savings but don’t quite have the 20% deposit.

Want to know if you qualify? Send me a message 💬 I’ll help you crunch the numbers and see if this could work for you 🏡

01/11/2026

☕ Sunday thought: What could you do with a lower monthly repayment? A quick mortgage review could help you save hundreds each month.

31/10/2026

Still thinking about buying before the year ends? There's time to make a move, but planning ahead is key.

Reach out if you’d like to see what’s possible before 2027 begins.

30/10/2026

Monthly money check-in (real talk). 💚

If this month went a bit sideways—same. We reset, we move.

Top tips for next month:
• Subscriptions: audit and cull. Downgrade the “free trial that isn’t.” 🧹
• Overdrawn accounts: set a small buffer + alerts so fees stop nibbling. 🚫💸
• Late payments: switch on autopay or set calendar nudges. Future-you says thanks. ⏰
• Credit card interest: aim to pay in full; if not, pick a strategy (snowball/avalanche) or consider a low-rate/BT plan. 🔥

Next month game plan:
Pick your top 3 money goals, write them down, and track weekly (a 15-min “money date” works wonders).

29/10/2026

Goodbye HECS hurdle (maybe). 🎓🏡

Some lenders are more flexible with HELP/HECS when assessing borrowing power—policy varies, so it pays to compare.

What we’ll check:
• Your borrowing power with/without HECS scenarios
• Repayment plan & timing (pay down vs keep)
• DTI/buffers and how each lender treats them
• Docs you’ll need (ATO statements, payslips, etc.)

If you’re buying and have a HECS debt, let’s chat. I’ll walk you through the options and match you with the right lender.

DM “HECS” and I’ll run the numbers.

28/10/2026

27/10/2026

GOOGLE REVIEW: ⭐️⭐️⭐️⭐️⭐️

Rimal was great throughout my entire mortgage process. He made the process very clear and straightforward, answered all my questions and found the best options for me!

26/10/2026

Happy Monday! ☀️

This is your Monday morning: a reminder that you can handle whatever this week throws at you.

25/10/2026

Sunday planning mode? If homeownership is on your radar, a quick affordability check is a simple first step. No pressure—just clarity.

Let me know if you’d like to review your numbers this week.

Address

9/515 Walter Road East
Morley, WA
6062

Opening Hours

Monday	8am - 9pm
Tuesday	8am - 9pm
Wednesday	8am - 9pm
Thursday	8am - 9pm
Friday	8am - 9pm

Telephone

+61424330144

Website

http://www.4homeloans.net.au/staff/rimal-shah/

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