Angela Evans Lending Solutions

30/10/2026

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29/09/2026

Interest Rates have risen - What this means for you!

The Reserve Bank of Australia (RBA) has today increased the cash rate by 0.25 percentage points to 4.60%.

While headline inflation eased to 3.5% in July 2026, underlying inflation remains stubborn with trimmed mean inflation held at 3.6%, above the RBA's 2–3% target range.

Two main factors are keeping pressure on prices. Rising global energy costs are flowing through to the price of other goods and services, and the RBA has signalled the jobs market is still adding to wage and business costs — despite unemployment edging up to 4.6%.

The RBA will continue watching inflation, household spending and the labour market closely.

What could this mean for you?

If your home loan has a variable rate, an increase in the cash rate may flow through to your interest rate and repayments.
This makes it a good time to review your loan and see whether your current rate, lender and loan structure are still competitive.

13/09/2026

I work for you and not the bank. I get to know you personally to understand your unique circumstances. From my 25 yrs of experience, I know which lenders may have the product that will meet your needs and negotiate what’s right for you, not what’s right for one particular lender.

Want to know more? Download my guide https://bit.ly/3POR5jR

27/07/2026

Banks are discounting!

If you haven't had time to review your home loan lately, now is the time. Banks are offering attractive discounts on rates and loan offers, which can save you thousands. Give me a call today to see if you can SAVE SOME MONEY.

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16/03/2026

Time to review your Loan!!!

If you haven't reveiwed your home loan for some time, you could be missing out on features that can save you money and interest. Not only saving on those monthly or annual fees, but featues like offsets, split loans (taking advantage of fixed rates as well as variable offset loans), or fixing your loan or using your equity for investing or home improvements. Chat to me today to discuss these options and more - you could be missing out.

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03/02/2026

Interest Rate Update

As widely predicted, the Reserve Bank of Australia (RBA) has increased the cash rate by 0.25% at today's meeting. The current cash rate now sits at 3.85%.

This month’s decision reflects the RBA’s commitment to restoring price stability, with the latest data indicating:

• Headline (annual) inflation has risen to 3.8% in the 12 months to December 2025 and remains above the RBA's 2%-3% target range.
• Underlying (trimmed mean) inflation sits at 3.3%, the RBA's preferred underlying measure, helping highlight that broad-based inflation pressures remain.

The cash rate increase aims to ease ongoing price pressures and anchor inflation expectations, while allowing the RBA to carefully monitor how tighter financial conditions affect household spending.

Today's decision highlights the value of staying up to date with economic shifts and what they may mean for your finances.
Whether you're weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

Send a message to learn more

09/12/2025

Interest Rate Update

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today's meeting.
This decision reflects the RBA's cautious approach as it works to balance inflation control with supporting employment. The latest data shows:

• Headline (annual) inflation has risen to 3.8% in the year to October 2025, up from 3.6% in September 2025, and remains above the RBA's 2%-3% target range.

• Underlying (trimmed mean) inflation sits at 3.3%, the RBA's preferred underlying measure, helping highlight that broad-based inflation pressures remain.

By keeping the cash rate on hold, the RBA has left room to observe how economic conditions evolve before determining whether further monetary policy adjustments are needed.

Today's decision underscores the importance of staying informed about economic developments and considering what they may mean for your financial position.

Whether you're weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

Send a message to learn more

10/11/2025

Did you know ...

That if you have parents who will go Guarantor for you - you don't require a deposit. If you have been renting and paying consistent rent repayments, and show a little bit of savings, you can buy a home for 100% of the purchase price PLUS costs? Even if you are living at home and have some savings, as long as you can service the loan on your income, you don't need a 5% or 10% deposit. Call me today to see if you are eligible.

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04/11/2025

Interest Rates Hold.
The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at yesterday's meeting.

This outcome reflects the RBA's cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates:

• Inflation: Headline consumer price index (CPI) rose to 3.2% in September 2025 (up from 2.1 per cent in the June 2025 quarter).
• Employment: Unemployment edged up to 4.5% in September 2025, signalling a slightly softer labour market.

Holding the cash rate steady provides the RBA with time to assess how economic conditions evolve and whether further adjustments are needed to maintain stability.

Yesterday's decision highlights the value of staying up to date with economic shifts and what they may mean for your finances.
Whether you're weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch.

Send a message to learn more

26/10/2025

DID YOU KNOW ??? ... Did you know, that parents can go guarantor for their kids for an investment purchase?

Most people beleive that guarantors can only assist their kids to buy an owner occupied property. This isn't the case. Parents can also go guarantor for their kids to buy an investment property. As long as the kids can service the loan they need to borrow, potentially they can borrow 100% plus the costs using the parents home as collateral.

Many first home buyers are foregoing buying their first property to live in- but rather buying a property that they can rent out and this way using the rent to reduce the repayments. Eventually the equity in this property can go towards them purchasing a home in the future. Food for thought!

Reach out if you would like more information on this.

Send a message to learn more