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Kate Sawyer - Finance Broker

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Australia
Mooloolaba, QLD
Kate Sawyer - Finance Broker

Home, business, personal loans.

Here to help you sleep at night 🏠

Credit Representative Number 551839 is authorised under Australian Credit Licence Number 387856

23/06/2026

One thing people are often surprised to learn about me is that finance wasn’t my first career.

Before becoming a broker, I spent 20+ years working in real estate and banking, giving me a front-row seat to the property industry from multiple angles.

🔑 I’ve seen the excitement of first-home buyers collecting their keys.
📊 I’ve seen investors build wealth through smart decisions.
🏦 I’ve seen business owners use finance to create opportunities and growth.
🤯 And I’ve also seen how overwhelming the lending process can feel when you’re trying to make important financial decisions.

What I love most about this industry isn’t the numbers. It’s the people.

🏡 The young family buying their first home.
❤️ The woman creating financial independence after separation.
✋ The business owner backing themselves and taking the next step.
🔨 The investor building long-term wealth.

Every application represents a real person, a real goal and a real opportunity to create change.

That’s why Greenstone Finance exists.

To provide clear advice, genuine support and strategies that help people move forward with confidence.

Thank you to everyone who has already reached out, referred a friend, shared a post or simply cheered me on from the sidelines. It means more than you know.

Kate - 0434729886

22/06/2026

One of the biggest misconceptions I hear from business owners and sole traders is:

“I’ll wait until I’ve got two years of financials before I speak to a broker.”

The truth is, lending isn’t one-size-fits-all.

While some lenders do require two years of financials, others may consider less depending on your industry, trading history, income, structure and overall position.

I’ve worked with sole traders, company directors, tradies, consultants, health practitioners and business owners who assumed they needed to wait – only to discover they were eligible sooner than they thought.

Every situation is different, which is why getting advice early can be so valuable.

If you’re self-employed and wondering whether buying a home, investing, refinancing or purchasing an asset is possible, don’t assume the answer is no.

A quick conversation could save you months – or even years – of waiting unnecessarily.

You might be closer than you think.

Kate Sawyer
Principal Finance Broker
Greenstone Finance Group

15/06/2026

Did you know Asset Finance can be a game-changer for businesses?

Whether you’re looking at a new vehicle, equipment, machinery, or technology, Asset Finance allows you to acquire the assets your business needs without a large upfront cash outlay.

With EOFY fast approaching, now is a great time to review any planned purchases. Bringing forward eligible business asset purchases before 30 June may provide potential tax benefits, depending on your individual circumstances and the current tax rules.

Many lenders and dealerships are also offering EOFY promotions, discounted rates and incentives for business customers, making this an ideal time to explore your options.

The added benefit? You can preserve cash flow, spread the cost over time, and keep working capital available for other areas of your business.

If you’ve been considering upgrading equipment, purchasing a vehicle, replacing machinery, or investing in technology to support growth, let’s have a conversation about what’s available.

As always, please seek advice from your accountant regarding your individual tax position and eligibility for any deductions or incentives.

14/06/2026

One week of Greenstone Finance Group… One client settled. One incredible opportunity!

This week I delivered a settlement gift to my very first Greenstone client 💚

There is something incredibly special about being trusted to help someone navigate an important financial decision. Whether it’s a property purchase, an asset purchase, growing a business or creating more options for the future, I never take that responsibility lightly.

I also received confirmation that I’d been accepted into the 2026 ANZ Doyenne Program. To receive that email in the very first week of launching Greenstone felt pretty special.

Doyenne is ANZ’s national development program that supports and empowers a select number of female brokers across Australia through leadership, business growth and industry development opportunities.

One client settled.

One incredible opportunity opened.

And a whole lot of excitement for what’s ahead.

Thank you to everyone who has supported me so far. The clients who have trusted me, the people who have referred me, the friends and family who have cheered me on, and the many people who have sent messages of encouragement over the past few weeks.

We’re only one week in, but already feels exactly like what it was meant to be.

Kate xx

09/06/2026

When I decided to launch Greenstone Finance, I spent a lot of time thinking about what I wanted the client experience to feel like.

Not just the outcome, but the experience.

For me, finance has never been about pushing products or chasing transactions. It’s about understanding people’s goals, listening to their story, and helping them make confident decisions about what’s next.

Whether you’re buying your first home, growing a property portfolio, refinancing, or looking at options for your business, my role is to simplify the process and provide advice that makes sense for your situation.

No one-size-fits-all solutions.

No being passed from person to person.

Just genuine support, clear communication and a strategy built around you.

That’s the Greenstone difference.

– Kate Sawyer 0434729886

03/06/2026

I’m so excited to officially announce the launch of Greenstone Finance Group! 🎉

Helping people navigate the property and lending world is something I genuinely love. Over the past few years, I’ve had the opportunity to support clients through major life moments – first homes, investments, business growth, restructures and everything in between – while building a career and client relationships I’m incredibly proud of.

Starting Greenstone felt like the natural next step. A business built on the values that matter most to me – honest conversations, clear communication, education, strategic thinking, and genuine long-term relationships, not just quick transactions.

I believe good finance advice should feel supportive, personalised and empowering – not overwhelming.

I’m incredibly grateful for everyone who has trusted and supported me so far, and I can’t wait for this next chapter.

We are officially up and running, so if you or anyone you know could use support with property finance, lending strategy, or just a conversation about what’s possible – please don’t hesitate to reach out. I’d love to help! 🏡✨

13/05/2026

Everyone who owns property or making plans for it wakes up after Budget night asking the same question…

“What does this actually mean for me?”

The truth is most Australians don’t need a 40-page Budget breakdown.
They need someone to explain:
➡️Can I still buy?
➡️ Should I refinance?
➡️ Will this affect rates?
➡️ Is property still a good move?
➡️ What should I do next?

And honestly? The answer is different for everyone.

There’s also still a lot we don’t yet know around how and when the banks will interpret the changes, and how this may impact different lending scenarios, borrowing power and policies moving forward.

I had a financial adviser say to me today “great time to leave the industry Id say!”. And I get it! While the Budget will absolutely change lending and continue shifting the finance landscape… I actually think it’s the opposite.

This is the time everyday people will need more support, guidance and strategy than ever before.

Because when things become more confusing, more expensive, or harder to navigate, people need someone in their corner who can simplify the process and help them make smart decisions.

Last night’s Budget continued the conversation around housing affordability, cost of living pressures and economic stability – all things that directly impact borrowing power and financial confidence.

But smart finance decisions are never made off one headline. They’re made with a long-term plan.

10/05/2026

A home is built from more than bricks and mortar.

This Mother’s Day, we celebrate the mums, mother figures and caregivers who bring warmth, strength and heart into the lives of those around them.

Thank you for all that you do – the seen and unseen.

Wishing you a Mother’s Day filled with love, appreciation and a little time for yourself ❤️

05/05/2026

Interest rates have moved again 📊

The Reserve Bank of Australia has increased the cash rate by 0.25%, now sitting at 4.35%.

This is the third increase this year.

What’s interesting this time:

⭐️ The decision was far more decisive – 8 members voted to increase, only 1 voted to hold
⭐️ Last time, it was a much closer split (5-4), showing more uncertainty
⭐️ This shift tells us there’s stronger conviction now around inflation needing to be controlled

We’re also back at rate levels last seen between late 2023 and early 2025.

What this actually means for you:

- If you’re on a variable rate, your repayments will likely increase again.
- If you’re fixed, this doesn’t change your rate right now – but it matters for what comes next.
- If you’re looking to buy or refinance, borrowing capacity may be slightly tighter.

This is where I think people get it wrong – it’s not just about rates going up.

It’s about having the right structure, the right lender, and a strategy that actually works in this environment.

There’s still opportunity out there. You just need to be positioned properly.

If you want to understand what this means for you specifically, reach out.

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