AAA Mortgage Solutions

03/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.

03/06/2026

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣
⁣
Over 1-in-10 first home buyers plan to buy in the next 12 months. ⁣
⁣
And almost 1-in-3 want to buy but they’re unsure if they’re financially ready. ⁣
⁣
So, what are the signs that show you’re home-loan-ready right now? 💡⁣
⁣
First, you usually have to have a stable job with a steady income. 💼⁣
⁣
Next, you'll want at least a 5% deposit. You could qualify for the 5% Deposit Scheme. ⁣
⁣
Finally, do you feel ready to commit to a place of your own? 🏠⁣
⁣
Ticked all the boxes? ✅⁣
⁣
Talk to us and we'll help you assess your borrowing power to see if you're ready to become a home owner. 👇⁣
⁣
To find out more, contact AAA Mortgage Solutions on:
☎ – 1300 555 888
💻 – [email protected]

01/06/2026

🏡 Offset accounts surge as homeowners aim to beat rising rates 🏡 ⁣
⁣
Looking for potential ways to beat higher interest rates?⁣
⁣
You're not alone. One of Australia’s big 4 banks, NAB, says they're seeing the uptake of offset accounts “surge”. ⁣
⁣
Here's how they work.⁣
⁣
Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. ⁣
⁣
And that’s just the first way you can save on interest. 💰⁣
⁣
Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. ⁣
⁣
Call us to see if an offset account could be suited to your needs. 👇⁣
⁣
To find out more, contact AAA Mortgage Solutions on:
☎ – 1300 555 888
💻 – [email protected]

27/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.

27/05/2026

💰 What is the average first home buyer deposit? 💰⁣
⁣
Buying a home to live in? ⁣
⁣
The average home deposit is $173,000 according to Money.com.au. 🏡⁣
⁣
That’s a big chunk of cash. ⁣
⁣
Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
⁣
But why wait that long? 🤔⁣
⁣
The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
⁣
It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
⁣
Interested? Get in touch and we'll help you find out if you're eligible.👇⁣
⁣
To find out more, contact AAA Mortgage Solutions on:
☎ – 1300 555 888
💻 – [email protected]

25/05/2026

📢 Why 77% of borrowers use a broker for a helping hand 📢 ⁣
⁣
Not sure if your bank is acting in your best interests when it comes to your home loan?⁣
⁣
Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.⁣
⁣
In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. ⁣
⁣
Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. 🎯⁣
⁣
Call us to discover the broker difference. 👇⁣
⁣
To find out more, contact AAA Mortgage Solutions on:
☎ – 1300 555 888
💻 – [email protected]

20/05/2026

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.

18/05/2026

💰 How much do you need to earn to buy a home? 💰⁣
⁣
Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
⁣
It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
⁣
For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
⁣
The catch is these were figures for houses. ⁣
⁣
Apartments may require a lower income. 🏢⁣
⁣
What matters is that you talk to us. ⁣
⁣
We can explain your borrowing power across different lenders based on your situation. 👇⁣
⁣
To find out more, contact AAA Mortgage Solutions on:
☎ – 1300 555 888
💻 – [email protected]

14/05/2026

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.

13/05/2026

🏢 Unit versus house, what's your preference? 🏡⁣
⁣
Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
⁣
Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
⁣
But you've got to start somewhere...⁣
⁣
The median unit price across state capitals is $749,446. 📊⁣
⁣
That’s 34% less than the median house price of $1,140,454. 🏡⁣
⁣
The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
⁣
And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
⁣
To find out more, contact AAA Mortgage Solutions on:
☎ – 1300 555 888
💻 – [email protected]