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Agora Finance

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Australia
Miranda, NSW
Agora Finance

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Simplifying finance At Agora Finance, we are dedicated to providing outstanding service in every way. We are here to support you every step of the way.

We believe that the loan process should not only be straightforward and accessible but also provide peace of mind to our clients. We specialise in Home Loans, Investment Loans, Personal Loans, Car Loans, Commercial Lending, Business Loans and Asset Finance. Let us help you achieve today what secures your tomorrow.

01/10/2026

Rates are up again. Fourth time this year. 📈

The RBA lifted the cash rate to 4.60% on Tuesday, its highest point since 2011.

Here’s the thing a lot of people don’t know, you can just ask your lender for a better rate. Give them a call yourself, or let us make that call on your behalf. Either way, we can see if they can match what they are currently offering new customers or do even better. If they won’t budge, we can review where your loan sits in the market and see if there’s a better offer out there for you.

For our clients, that’s part of the job. We review your loan regularly to make sure it still stacks up, so you don’t have to chase it yourself.

Not with us yet or would like to review your loan? Get in touch today via the link in our bio or give us a call on 0424 347 927.

General info only. Everyone’s situation is different, so reach out for a chat about yours.

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Credit Representative 540709 is authorised under Australian Credit License 517192

29/09/2026

Offset and redraw can sometimes get treated like the same thing. They’re not.

Both reduce the interest you’re charged. The difference is who controls the money.

Offset cash sits in your own account, so you can spend it or move it with no approval needed. Redraw money has gone into your loan, and getting it back can happen on the lender’s terms.

For plenty of people, redraw is completely fine. But if that cash is your emergency fund or a savings you’re building, you’ll probably want it somewhere you can reach on a bad week.

Swipe for the plain-English version 👉

General information only. Everyone’s situation is different. If you want to know more, get in touch today via the link in our bio or give us a call on 0424 347 927.

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Credit Representative 540709 is authorised under Australian Credit License 517192

24/09/2026

Another happy client!

Thank you Andy & Charna for taking the time to leave such a great review. It means a lot and it was a pleasure assisting you.

Whether you’re buying your first place, upgrading, investing or reviewing your current loan, we’re always up for a chat and happy to help. Get in touch today via the link in our bio or give us a call on 0424 347 927.

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Credit Representative 540709 is authorised under Australian Credit License 517192

21/09/2026

LENDER UPDATE

Just caught up with our ME Bank manager Kathleen today to talk all things ME Bank. It was fantastic!

We’ve listed some niches and positives about ME Bank below:

- Very competitive interest rates and discounts
- Currently have up to a $3K cashback for refinances above $700K
- Allow up to 95% LVR inclusive of LMI for investment purchases/refinances
- 1 year self employed financials verification
- Up to 10 offset accounts allowed
- Unlimited cash out up to 80% LVR
- They accept 100% of all gross income for essential services
- Allow up to a 10 year term for interest only repayments
- Great appetite for rural and high rise property

If you’d like to know more about ME Bank’s offering or want to review your numbers, get in touch today via the link in our bio or give us a call on 0424 347 927.

General info only and everyone’s situation is different, so reach out for a chat about yours.

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Credit Representative 540709 is authorised under Australian Credit License 517192

16/09/2026

Don’t shop with your eyes closed!

Get pre-approved first. A pre-approval tells you what you can actually borrow, shows agents you’re serious, and lets you move fast when the right place comes up.

Just remember it’s not a guarantee. The property still needs to stack up with the lender.

Keen to get pre-approved, or just want to run through your numbers? Get in touch via the link in our bio or call 0424 347 927.

General info only and everyone’s situation is different, so reach out for a chat about yours.

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Credit Representative 540709 is authorised under Australian Credit License 517192

14/09/2026

Same income. Same debts. Two lenders. $150,000 difference.

This isn’t a glitch, it’s just policy.

Overtime, bonuses, HECS, rental income, the assessment rate, self employed income - every lender treats them differently. Nobody’s wrong, they’ve just got different rulebooks.

Which is exactly why a broker exists. My job is knowing which lender’s rulebook suits your situation before we apply.

General info only and everyone’s situation is different. Knocked back or underwhelmed by a number? Let’s take another look, get in touch via the link in our bio or give us a call on 0424 347 927.

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Credit Representative 540709 is authorised under Australian Credit License 517192

10/09/2026

Happy birthday Parker! 🎉

We celebrated my beautiful niece’s 4th birthday yesterday and I still can’t believe it’s been four years already.

Time really does fly. So grateful to have been a part of your life so far, and at this rate you’ll be Agora’s newest broker in no time ❤️

08/09/2026

Spent the morning at a Macquarie Bank broker update. It was fantastic!

For those that don’t know, here are some niches and positives about Macquarie:

- Market leading turnaround times (approvals within 4 hours)
- Award winning digital banking and app
- Sharp, transparent rates that stack up against most other lenders out there
- Up to 10 offset accounts allowed
- They accept 100% of gross income for full time, part time and casual PAYG employees
- Unlimited cash out up to 80% LVR
- Self employed offering is great, and they will exclude any company debts/liabilities
- They offer construction loans too

If you’d like to know more about Macquarie’s offering or want to review your numbers, get in touch today via the link in our bio or give us a call on 0424 347 927.

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Credit Representative 540709 is authorised under Australian Credit License 517192

06/09/2026

Happy Father’s Day to every Dad and father figure out there!

Hope you’re getting spoilt. Enjoy the day ❤️

03/09/2026

Get into the market sooner!

Guarantor loans get thrown around a lot but rarely explained properly, and the person taking on the most risk usually understands it the least. Swipe through before you have the conversation.

General info only, everyone’s situation is different, reach out for a chat about yours.

If you want to know more about a guarantor loan, get in touch today via the link in our bio or give us a call on 0424 347 927.

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Credit Representative 540709 is authorised under Australian Credit License 517192

Address

Level 4/29 Kiora Road
Miranda, NSW
2228

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	8am - 6pm
Sunday	8am - 6pm

Telephone

+61424347927

Website

https://www.agorafinance.com.au/

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