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Pivotal Financial

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Australia
Milton, QLD
Pivotal Financial

Making Your Next Move, Your Best Move!

09/06/2026

Looking for the perfect place to raise a family? This city came out on top. 🌏

Swipe through to discover which cities ranked among the best places in the world for families. 👨‍👩‍👧‍👦✨

While rankings can provide inspiration, the best place to call home is the one that suits your family's unique needs and lifestyle. Whether you're planning your next move or looking to put down roots, having the right home loan can help make that goal a reality. If you're thinking about buying a home, talk to us about finding a loan that supports your family's future. 🏡

04/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣

02/06/2026

June 30 is approaching quickly, and a proactive end-of-financial-year review can make a significant difference for property investors. Taking the time to look over your portfolio now can help streamline your documentation and prevent unnecessary stress when tax time arrives.

Here are a few general practical areas worth reviewing before 30 June.

Review your rental income

Review your property expenses

Consider whether any deductions apply to your circumstances

To find out more information, visit our blog:

https://financefocus.connective.com.au/get-eofy-as-a-property-investor/

Get in touch us!

31/05/2026

Cheers to another amazing year, Pinly! Wishing you happiness, good health, and continued success on your special day. 🎉 Happy Birthday!

28/05/2026

EOFY is the ideal time to take a closer look at your mortgage and make sure your loan is still working for you. With interest rates, property values, and lending policies constantly changing, a mortgage health check with a broker can help you identify opportunities to save money, improve your loan structure, and plan confidently for the year ahead.

Whether you’re wanting to refinance, access equity, grow your investment portfolio, or better understand your borrowing capacity, now is the perfect time to review your options.

Get in touch us!

26/05/2026

From daily commutes to family trips, a reliable vehicle makes life easier.

Owning a reliable car can make everyday life easier, more convenient, and less stressful—and we’re here to help you make that possible. 🚗

Whether you need a vehicle for work, family responsibilities, school runs, business, or simply getting around day to day, having dependable transportation can make all the difference. We understand that buying a car is a big step, which is why we’re committed to helping you find a financing option that fits your budget and lifestyle.

Let us help you find the right financing option and get you on the road faster.

Chat with us today!

21/05/2026

Is a new build right for you?

Along with the pleasure of living in a brand new home, there can be a cost saving to a newly built place.

Analysis by Compare the Market found it’s normal for the cost to buy to be more expensive than building.

Other costs such as stamp duty can also increase the cost of an established home.

Bear in mind though, building takes time, and construction doesn’t always go to schedule. It’s not a bad idea to budget for a few unexpected costs such as possible delays due to weather.

Find out more information in our new blog:
https://www.pivotalfin.com.au/blog/turn-your-new-build-dreams-into-reality-how-to-fund-construction/

Reach out to us for more information:
📞 +61 7 3007 9088
✉️ [email protected]
🌐 www.pivotalfin.com.au

19/05/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️

As property prices head north, saving a traditional 20% deposit can be a serious challenge.

But, there may be a short cut for many first home buyers.

A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡

For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊

In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩

Call us to see if the 5% Deposit Scheme could help you get into the property market sooner.

14/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty.

12/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁

Looks like Australia is in the midst of a refinancing frenzy.

The ABS says over 640,000 homeowners refinanced their home loan last year.

That’s 73 loans refinanced every hour. ⏱️

Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan.

It’s also a cue to check in with us to see if your old loan still suits your needs.

We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇

Address

Ground Floor 143 Coronation Drive
Milton, QLD
QLD

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61730079088

Website

http://www.pivotalfin.com.au/

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