RateCity

18/02/2025

Today’s the day! If you want to keep up with all things RBA, follow our partners at Canstar for updates, announcements, expert commentary and more.

17/04/2024

❗️ALERT. There are a number of financial scams circulating, including fraudulent pages using RateCity branding to offer loans. RateCity does not provide any loan service directly to customers. Please stay alert, and report any scam activity to authorities right away.

01/03/2024

Gender pay gap data released this week revealed that for every $1 a man earns, a woman earns 78 cents. Whatever their industry or employer, Australian women may be able to take steps to manage the effect of the gender pay gap on their personal finances, from their savings to their superannuation.

Gender pay gaps for nearly 5000 Australian private sector employers have been published for the first time. Whatever their industry or employer, Australian women may be able to take steps to manage the effect of the gender pay gap on their personal finances, from their savings to their superannuatio...

29/02/2024

A great savings rate can make all the difference. We did the maths to find what you could get with the extra interest earned on a high interest savings account.

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

27/02/2024

A number of factors can affect the home loan interest rate you can get, with the deposit size you bring to the bank one of the most important.

To help on your comparison journey, we’ve pulled the lowest home loan rates per deposit size from over 100 home loan products on the RateCity database.

We’ve pulled the lowest home loan rates per deposit size from over 100 home loan products on the RateCity database.

26/02/2024

While RBA cash rate hikes have seen interest rates rise significantly, there are things you can do to get a cut on your home loan rate. Read on to get the steps and even a script on how to call your bank and ask for a rate cut.

The 3 steps - and script - to help you call your bank and ask for a rate cut.

09/02/2024

Higher insurance premiums across house, home contents and motor vehicles contributed to some of the largest price rises for cost of living in the last quarter. Which means now is as good a time as ever to check and compare your current insurance policy to see if you could be getting better deals.

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be l...

08/02/2024

Spending on personal credit and debit cards slowed down after a bumper November, thanks to the sales - but that didn't stop credit card debt from creeping up.

Australia’s total credit card bill attracting interest charges crept up in the month of December, hitting a total of $17.31 billion, an increase of almost $21 million.

03/02/2024

The RBA starts its new meeting schedule on Monday, and with better than expected inflation results, we're all but guaranteed a cash rate hold decision. Here's what to expect.

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target ...

31/01/2024

RateCity research director, Sally Tindall, joined the team at Sunrise this morning to discuss the latest inflation figures, what it could mean for the RBA's meeting next week, and how mortgage holders should prepare.

All eyes on the RBA... what's in store for their next meeting, and how to conquer the interest rate cliff.

29/01/2024

As inflation and the cost of living put the squeeze on more Australian budgets, one generation is actively taking steps to save money and stay ahead of the curve. But how effective could the strategies be for reaching your savings goals?

As inflation and the cost of living put the squeeze on more Australian budgets, one generation is actively taking steps to save money and stay ahead of the curve. But how effective could these strategies be for reaching your savings goals?

27/01/2024

Considering getting a credit card? Check out our latest tips to help make sure you know what to look for, and ensure those 'credit card hacks' don't turn into credit card traps.

The increase in credit card accounts may make for easy spending or cashing in for first class travel, but many of those who get credit cards are possibly turning to a finance solution that they don’t fully understand – or may get them into trouble.