Auz finance

01/06/2026

The game just changed for first home buyers! 📉 With the new budget updates shifting Capital Gains Tax and negative gearing rules, property investing just lost its edge.

What does that mean for you? Less competition from multi-property investors at auctions and a massive boost to housing affordability. The playing field is finally leveling out. 🔑

If you’ve been waiting for your moment to get into the market, this is your window of opportunity.

💬 Comment "HOME" or send us a DM to see how these changes impact your borrowing power today
!

30/05/2026

5% Deposit Scheme Explained — Genuine Savings Required!

You may have heard of the Australian Government 5% Deposit Scheme…
but do you really know how to take full advantage of it?

Most buyers think 5% is enough — but that’s not true.
Under this scheme, genuine savings are still required, and this is where the majority of first‑home buyers get stuck.
Every lender has different genuine‑savings rules, different credit policies, different borrowing capacities, and every state has different price caps.

If you want to use this scheme properly — and avoid getting declined — get the right guidance from the start.

📞 Contact: 0425 856 164
🌐 www.auzfinance.com
Auz Finance — Home Loans | Investment Loans | Commercial Loans

25/05/2026

“Investors: Don’t Buy Before Watching This! (2027 Rule Change)”

Thinking about buying an investment property?
The Australian Government has announced major Negative Gearing changes in the May 2026 Budget, and these new rules will take effect from 1 July 2027.

In this video (Punjabi), I explain:
• What Negative Gearing actually means
• How the old rules worked for both new and existing properties
• What the new rules change from 1 July 2027
• The difference between buying before and after 12 May 2026
• What “grandfathered” properties mean for investors
• How these changes may impact your tax benefits and long‑term investment strategy

If you’re planning to buy, invest, or restructure your loans, now is the best time to review your options.
As a Melbourne‑based mortgage & finance broker, I help clients across Australia secure the right lending solutions and save thousands through smarter decisions.

📍 Based in Mickleham, Melbourne VIC
📞 0425 856 164
🌐 www.auzfinance.com
Auz Finance – Smarter lending. Better outcomes.

24/05/2026

“Major Capital Gains Tax Changes Coming in 2027 – Property Investors Must Know This!”

Big changes are coming for property investors in Australia.
Under the 2026–27 Federal Budget, the traditional 50% Capital Gains Tax discount will no longer apply for many investors from 1 July 2027. Instead, gains may be taxed at a minimum of 30%, based on indexation.
In this video (Punjabi), I explain:
• What the old CGT rules were
• What the new 2027 CGT reforms mean
• How your property gains will be taxed
• How brand new or newly built properties may help reduce tax impact
• What investors in Melbourne should prepare for
If you’re planning to buy, invest, or refinance in Mickleham, Craigieburn, Donnybrook, Kalkallo or anywhere in Melbourne, I can help you secure the best loan options available.
Contact: 0425 856 164 www.auzfinance.com
Auz Finance – Helping you make smarter property decisions.

01/10/2025

Are you paying too much ? Is your rent stopping you from buying? You need a expert who works for you, not the banks.

We provide the clarity and connections you need to hit your next financial goal:

🔑 First-Time Buyers: We turn the complex process into a simple roadmap. Get pre-approved, get grants, and get the keys—no wasted time or stress.

💰 Current Homeowners: We run a powerful analysis against 30+ lenders to find you a lower rate. Refinancing with us could cut hundreds off your monthly payment.

Don't settle for the bank's "best offer." Let us find the real best offer. Click below for a free, no-pressure assessment. , Loan, Loan, , interst rate , Broker, interest rate, , , , , , , , ,

19/09/2025

, , , , , , , , , , , , , , , ,

19/09/2025

04/06/2025

Hello everyone, pls contact me for Home Loan, investment property Loan, Refinance, car and truck Loan. Contact me on 0425856164.
Thanks

16/05/2025

Home Loan, car Loan, truck loan, refinance, better interest rate,

24/09/2024

Interest rates on hold

A much anticipated drop in interest rates would push up property prices by an average of nearly $15,000 in some cities in the first month after the cut, new modelling has revealed.