07/09/2026
Iβm getting more and more queries from clients on H&L packages / brand new house for investment especially post budget for negative gearing benifits . Letβs talk about it β¦.
We get emails DAILY offering $20kβ$100k+ commission just for referring clients to house & land packages. Easy money, zero work β developer handles everything.
We say no. Every time. Hereβs why:
β Fringe/outskirts locations
β Endless land supply nearby = your βuniqueβ home isnβt unique
β Hundreds of near-identical homes built the same year
β Poor land-to-asset ratio (paying premium for a depreciating building on tiny dirt)
β Land appreciates. Buildings depreciate. Guess what H&L gives you more of?
Yes β low maintenance, depreciation benefits, negative gearing perks. All true. But none of that outweighs poor capital growth, which is the whole point of investing.
So next time someone pushes an H&L package βas a favour,β ask yourself: why arenβt they charging you a fee? π€