Kishor - Laxmi Home Loans

16/06/2026

The Reserve Bank of Australia (RBA) currently holds the official cash rate target at 4.35% following their most recent monetary policy decision.

The Reserve Bank of Australia (RBA) currently holds the official cash rate target at 4.35% following their most recent monetary policy decision.

15/06/2026

Buying with less deposit may feel easier at the start. 🏠

But the real question is:
What will it cost you after the loan starts?
LMI may apply in some cases, and that cost can become part of your loan if you are not eligible for a waiver.
So before you focus only on getting in sooner, understand the full picture first.

Laxmi Home Loans can help you check your numbers clearly.

𝐋𝐚𝐱𝐦𝐢 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧𝐬
Helping Australians Find The Right Loan Path 🏡
First Home Buyers | Refinance | Investment | Land & Construction
📍Australia Wide
📞0433 589 626
🌐www.laxmihomeloans.com.au

13/06/2026

First-home buyer in Australia? 🏡

Buying your first home is exciting, but the current market can make the decision feel confusing. 🏠
Should you wait?
Should you buy now?
Is the 5% scheme enough?
Can you negotiate on established properties?
These are important questions.
Before making a big property decision, check your numbers properly and understand the risks clearly.
I have shared a helpful guidance for first-home buyers in this video.

We’ve explained more about this on our website for buyers planning their next move 👇
https://laxmihomeloans.com.au/blog/

𝐋𝐚𝐱𝐦𝐢 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧𝐬
Helping Australians Find The Right Loan Path 🏡
First Home Buyers | Refinance | Investment | Land & Construction
📍Australia Wide
📞0433 589 626
🌐www.laxmihomeloans.com.au

11/06/2026

𝐀 𝐥𝐨𝐰 𝐝𝐞𝐩𝐨𝐬𝐢𝐭 𝐝𝐨𝐞𝐬 𝐧𝐨𝐭 𝐚𝐥𝐰𝐚𝐲𝐬 𝐦𝐞𝐚𝐧 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐩𝐥𝐚𝐧 𝐡𝐚𝐬 𝐭𝐨 𝐬𝐭𝐨𝐩. 🏠

Sometimes, the real question is not just “Do I have enough deposit?”
It is also “Which loan path may fit my situation?”
Before you decide to wait longer, understand what lenders may actually look at.

We’ve broken it down in simple words in the blog below.
🔗 https://laxmihomeloans.com.au/need-20-deposit-first-home.../

𝐋𝐚𝐱𝐦𝐢 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧𝐬
Helping Australians Find The Right Loan Path 🏡
First Home Buyers | Refinance | Investment | Land & Construction
📍Australia Wide
📞0433 589 626
🌐www.laxmihomeloans.com.au

10/06/2026

Still saving for a 20% deposit? 🏡

Many first-home buyers keep waiting because they think 20% is the only way to start.

But before you delay your home plan again, it helps to understand what lenders may also look at like your income, spending, debts, and different loan options.
We’ve written a simple guide below that can help you see whether waiting is really your only choice.
🔗 https://laxmihomeloans.com.au/need-20-deposit-first-home.../

𝐋𝐚𝐱𝐦𝐢 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧𝐬
Helping Australians Find The Right Loan Path 🏡
First Home Buyers | Refinance | Investment | Land & Construction
📍Australia Wide
📞0433 589 626
🌐www.laxmihomeloans.com.au

10/06/2026

Most people go straight to their bank.

But one bank only shows you their own options.
A mortgage broker helps you look at different lenders, different loan structures, and different possibilities 🏡
Before making a big loan decision, it helps to understand what may actually fit your situation best.
We’ve explained more about this on our website for buyers planning their next move 👇
www.laxmihomeloans.com.au

𝐋𝐚𝐱𝐦𝐢 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧𝐬
Helping Australians Find The Right Loan Path 🏡
First Home Buyers | Refinance | Investment | Land & Construction
📍Australia Wide
📞0433 589 626
🌐www.laxmihomeloans.com.au

09/06/2026

Excellent Mortgage Broker- Highly Recommend
★★★★★
Your kind words inspire us to keep delivering the best service. It was our pleasure assisting you from start to finish.
www.LaxmiHomeLoans.com.au
We proudly assist clients Australia-wide


https://rma.reviews/6h9i6uktmgjj

02/06/2026

Excellent service and great communication
★★★★★
Your kind words inspire us to keep delivering the best service. It was our pleasure assisting you from start to finish.
www.LaxmiHomeLoans.com.au
We proudly assist clients Australia-wide


https://rma.reviews/v00mm9mhrt7q

26/05/2026

Our experience with Laxmi Home Loans was outstanding with excellent communication
★★★★★
Your kind words inspire us to keep delivering the best service. It was our pleasure assisting you from start to finish.
www.LaxmiHomeLoans.com.au
We proudly assist clients Australia-wide


https://rma.reviews/uk2s69pun6p4