Mortgage Choice Jim Kiapekos

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Mernda, VIC
Mortgage Choice Jim Kiapekos

Guiding you through the home loan process with expert advice and support.

18/08/2025

Who doesn’t love a sale?!

It can be easy to get carried away with all the amazing deals during sales time. But before you start adding to cart 🛒, take a moment to shop smart and think through your purchases.

And remember, if you’re saving for a deposit, spending too much on shopping could be a red flag 🚩 for lenders when assessing your home loan application – so keep your spending under control.

Your future self (and your wallet) will thank you!

28/07/2025

In case you missed it – when you apply for a loan with me by 5 August, you’ll go into the draw for a chance to win a $1,000 weekly cash prize.

Book your appointment today!

26/07/2025

A recent survey conducted for the latest Mortgage Choice Home Loan report revealed that one-third of respondents feel more confident to buy a property now that interest rates are going down.

If you’re looking to get onto the property ladder after two cash rate cuts this year, I can help. Let’s talk today.

You can read the report here: https://bit.ly/4kW1I2N

23/07/2025

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan repayments. After two cash rate cuts this year, I can help you review your home loan to see if you could reduce your home loan repayments.

Let’s chat today.

20/07/2025

Today is World Chess Day♟️

Whether you're upsizing, downsizing, relocating, or staying right where you are, there's a lot to think about when it comes to making your next home loan move. I can help you understand your financial options so you can make an informed decision to suit your circumstances and goals. 🏡

Let’s chat today.

17/07/2025

Celebrating World Emoji Day with my favourite emoji – 🥳!
As your local mortgage broker, I’m here to provide expert guidance, helping you navigate the complex world 🌍 of home loans to achieve your home ownership dreams 🤩.

What’s your favourite emoji? 🤔

15/07/2025

Don’t leave your home loan in the cold this winter🥶❄️

It’s important to review your home loan regularly to make sure it’s still working for you. With access to market-leading rates from more than 35 lenders, I can review your home loan and make sure your loan is still right for you.

Reach out today.

13/07/2025

Did you know that your love of takeout could affect your home loan approval? 🍔💳

Living expenses are an important part of what lenders look at when assessing your borrowing capacity. Don’t let your living expenses eat away at your home loan chances.

Uncertain about how your spending habits could impact your borrowing capacity? Get in touch today.

10/07/2025

When it comes to investing, the term 'gearing' refers to borrowing to buy an asset. Understanding the difference between positive and negative gearing as it relates to property investment can help you make more informed decisions that align with your financial goals.

Contact us today to find an investment loan that’s right for you.

09/07/2025

It’s a common misconception that refinancing your home loan is a complicated, time-consuming process – it doesn’t have to be.

With the right support, refinancing can be simple and stress-free. I can help you compare thousands of products from more than 35 lenders to find out how much you could save on your current loan. I’ll take care of the entire process from start to finish – saving you hours of research, hassle and paperwork.

To find out if you’re in the right loan for right now, book an appointment with me today.

07/07/2025

If reviewing your current home loan is on your new financial year to-do list, we can help.

With access to thousands of products from more than 35 lenders, we'll work hard to find the right loan for you.

We’ll manage the process from start to finish, and will negotiate with lenders on your behalf, saving you hours of research and paperwork.

Contact us today to get started.

Address

Mernda, VIC

Telephone

+61423862220

Website

https://www.mortgagechoice.com.au/jim.kiapekos/

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