GC Loan Options

15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why.The numbers say it all. Last year, brokers in Australia arranged one home loan every 38 seconds.Why have brokers become the go-to p...

14/10/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
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The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣
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So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣
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It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
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Contact us to understand your financing options for both properties. 👇⁣
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To find out more, DM or contact Paul from GC Loan Options on:

☎️ – 0411 687 407
💻 – [email protected]

12/10/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
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Demand for first home buyer loans has jumped 16%. 📈⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
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Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣
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Call us to find out. 👇⁣
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To find out more, DM or contact Paul from GC Loan Options on:

☎️ – 0411 687 407
💻 – [email protected]

08/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.Let’s not sugarcoat this. Four rate hikes in just eight months is leaving ple...

07/10/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM or contact Paul from GC Loan Options on:

☎️ – 0411 687 407
💻 – [email protected]

06/10/2026

Hopefully like us, you had a great long weekend here in Qld. This morning we headed off to work as usual but we soon realised the annual daylight savings challenge is upon us again. So if you need a reminder, here is a great visual courtesy of SBS News.

05/10/2026

🌸 Time to Spring clean your home loan? 🌸⁣
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Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
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It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏡⁣
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To shake the curtain on your old home loan, talk to us. 💬⁣
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We can let you know if your old loan is still a good match for your needs. 👇

To find out more, DM or contact Paul from GC Loan Options on:

☎️ – 0411 687 407
💻 – [email protected]

30/09/2026

🌸 Hello Spring buying season! 🌸⁣
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The days are warmer, gardens are in bloom. 🌿⁣
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We’re in the busy Spring selling season! 🏡⁣
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This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣
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Talk to us about your property goals.⁣
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From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣
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To find out more, DM or contact Paul from GC Loan Options on:

☎️ – 0411 687 407
💻 – [email protected]

29/09/2026

Here we go again … The RBA has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders. 🤔

Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders.Following hikes in February, March and May, this latest 0.25% ...

28/09/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM or contact Paul from GC Loan Options on:

☎️ – 0411 687 407
💻 – [email protected]