GC Loan Options

GC Loan Options Paul Roiter is an authorised Credit Representative (Credit Representative Number 431165) of BLSSA P

Paul Roiter is an authorised Credit Representative (Credit Representative Number 431165) of BLSSA Pty Ltd (Australian Credit License number 391237)

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not t...
28/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.The expansion of the popular 5% Deposit Scheme, combined with recent changes to rules for property investors, may be openi...

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially ...
21/05/2026

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank. 🏡

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.A string of rate hikes this year has pushed the cash rate back up to 4.35% – exactly where it was at the s...

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they cou...
14/05/2026

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners. 🏘️

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.The Albanese Government has tabled its budget for 2026-27, and tax reforms for property investors are top of the agenda.T...

The hits just keep coming for mortgage holders, with the RBA today raising the cash rate for a third time this year to 4...
05/05/2026

The hits just keep coming for mortgage holders, with the RBA today raising the cash rate for a third time this year to 4.35%. If you’re starting to struggle with your mortgage repayments, here’s how you can potentially take action. 🤔

The hits just keep coming for mortgage holders, with the Reserve Bank of Australia (RBA) today raising the cash rate for a third time this year to 4.35%. If you’re starting to struggle with your mortgage repayments, here’s how you can potentially take action.Today’s 0.25% cash rate increase br...

There’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-bu...
30/04/2026

There’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know. 🛠️ 🏡

There’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.There’s a lot to love about home ownership, and it’s especially exciting when...

Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave yo...
23/04/2026

Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update. 🤔

Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.There’s a lot to love about home loan pre-approval.It shows how much a bank will let you borrow for a home – that’s your ‘borrowing pow...

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still belie...
16/04/2026

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high. 🏡

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.Petrol prices have been stealing the headlines lately. But behind the scenes, Aussie homes have ...

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, w...
09/04/2026

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases. 🏘️

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.Australian homes have...

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months...
26/03/2026

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice. 🙌

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.Sure, price is the obvious big barri...

More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year ...
17/03/2026

More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? 🏡

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?Hardly seems fair to hike the cash rate by another 0.25% w...

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