Steve at GC Loan Options

13/03/2026

Best laid plans don’t always work out but it was worth a try.

13/03/2026

26/02/2026

Ever wondered how much you need to earn to buy a home?

Sure, saving a deposit is important, but your income can hold the real key to getting into the market.

The challenge is that it can be unclear what sort of income you need to qualify for the home loan you desire.

The reality is that there’s no one-size-fits-all number.

However, if you’re thinking of raising a hand for overtime work, it’s worth noting that not all lenders include 100% of overtime pay in their income assessment. The same can apply to commissions and bonus payments.

That’s why it’s so important to speak to us – to get a clear idea of your borrowing power based on your current income.

It may not be necessary to give up leisure time for overtime to achieve your home-buying goal.

05/02/2026

Thought I should wear the new work shirt today.
Looks pretty sharp don’t you think?

17/11/2025

Have you ever wanted to buy an investment property?

Never thought you could afford one?

You might be closer to buying than you think. Some lenders will let you borrow with up the 90% LVR with no Lenders Mortgage Insurance.

Give me a call if you want to know if you can qualify.

Steve 0488628560

17/10/2025

57% of Aussies never check if their offset account is linked to their home loan.

Check it!

Make sure its linked correctly otherwise you could be missing out on huge savings!

01/10/2025

Are you a first home buyer or haven't owned your own home for the past 10 years?

The brand new Australian Government 5% Deposit Scheme starts today!!

No income restrictions.

Property value caps up to $1,000,000 in Queensland for selected areas.

Unlimited scheme places.

Loads more changes to make the process easier.

24/09/2025

New Queensland Government regulations requires sellers to provide a Form 2 Seller Disclosure Statement prior to signing a Contract of Sale. Here are a few things that will help this process to make sure the hops are jumped through.

1. Engage with your Conveyancer when you list your property for sale.
2. Give your Conveyancer time to write the Seller Disclosure Statement
(I have seen these over 100 pages long)
3. All parties must sign the document prior to signing a contract of sale.
4. Buyers are getting their conveyancers to check the Sellers Disclosure Statement prior to signing the contract of sale. This takes a while to read over 100 pages.

If you dont sign the Sellers Disclosure Statement prior to signing the Contract of Sale, buyers can terminate the contract at any stage up until settlement.

Summary
When a sale price is accepted, be patient, it is taking a while to hoop jump before the Contract of Sale is signed.

19/09/2025

Happy Friday!!

This is my Friday Afternoon office space.
With a large tub of sunscreen.

What’s your Friday office look like?

28/07/2025

Seller Disclosure Scheme.

For more information, click on the link below.
https://www.publications.qld.gov.au/dataset/property-law-act-2023-forms/resource/7a1be178-d2d5-4744-9147-9699c04ee8d8

07/07/2025

Happy International Chocolate Day!

Im not going to go overboard to celebrate today. Just going to have a light lunch.