Mortgage Choice in Merimbula

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Mortgage Choice in Merimbula We are a locally owned team offering more than hone loans. Our main offices are in Merimbula, Bega and now Narooma.

We continue to offer online appointments, with many of our clients located around the country.

Thinking about buying property through your SMSF? Before you start browsing listings or making offers, there are a few i...
07/09/2026

Thinking about buying property through your SMSF? Before you start browsing listings or making offers, there are a few important questions to ask.

Consider:

• Does the property fit your SMSF’s investment strategy?
• What costs are involved?
• How would the borrowing structure work? (SMSF borrowing is restricted to commercial/business property)
• What SMSF rules and compliance requirements apply?
• What could the strategy mean for your long-term retirement plans?

The property itself is only part of the decision. Ask the right questions first, then work out whether the strategy makes sense for your circumstances.

💾 Save this carousel as your SMSF property checklist.

General information only. Consider obtaining professional financial and tax advice before making SMSF investment decisions.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Looking at property through an SMSF? The type of property you are looking at matters.Residential and commercial property...
06/09/2026

Looking at property through an SMSF? The type of property you are looking at matters.

Residential and commercial property have different rules and considerations when it comes to SMSF borrowing.

That means it is important to understand the lending structure, property requirements and compliance considerations before moving forward.

Before moving forward with an SMSF property strategy, speak with a qualified financial advisor or accountant to determine what is right for you.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

05/09/2026

SMSF property lending has changed 🏢

Since 10 August 2026, new SMSF borrowing arrangements for residential property are no longer available.

Commercial property lending remains available, while eligible existing residential SMSF loans can still be refinanced.

If you are considering an SMSF property strategy, it is important to understand what these changes mean for your circumstances and the type of property you are considering.

Speak with a qualified professional about your options before making a decision.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Wondering how SMSF lending differs from a standard home loan? Let’s break down the key difference.With a standard proper...
04/09/2026

Wondering how SMSF lending differs from a standard home loan? Let’s break down the key difference.

With a standard property loan, you are generally the borrower and the lender assesses your personal financial position.

With SMSF lending, the SMSF is the borrower and the loan is structured under specific superannuation rules, including a Limited Recourse Borrowing Arrangement (LRBA).

There are also additional considerations around the holding trust, property, repayments, compliance and ongoing administration.

If you are considering an SMSF property strategy, understanding how the lending structure works is an important first step.

Speak with a mortgage broker or financial adviser to understand what may be appropriate for your circumstances.

If you’re considering SMSF property, we’re here to help you understand your lending options.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

24/08/2026

Happy MONDAY! ☀️ ✨
Who else is excited for longer days and warmer weather?!!!
We keep seeing some gorgeous properties coming onto the market, first home buyer deals that look perfect. If you are thinking about attending an open home, please make an appointment before you start your hunt so we can answer all of your questions!
With four offices & four brokers, we can find a time that suits your schedule, in person or online.

Thank you again to everyone who entered our Narooma GIVEAWAY!!!! Congrats to our lucky local winner Danielle Zielinski ...
28/07/2026

Thank you again to everyone who entered our Narooma GIVEAWAY!!!! Congrats to our lucky local winner Danielle Zielinski ✨

Shout out to all the businesses who supported us. We hope you enjoy a lovely dinner at the newly reopened Queen Chow and some family time with Southbound Escapes - MTB Shuttles, Bike Hire & Tours ☀️🙌🥳.

Buying equipment for your business is a big investment, but choosing the right finance is just as important.Before signi...
27/07/2026

Buying equipment for your business is a big investment, but choosing the right finance is just as important.

Before signing on the dotted line, it’s worth asking a few key questions. Should you lease or buy? Do you need a deposit? What happens at the end of the agreement?

Understanding the answers can help you avoid unexpected costs and choose a finance solution that supports your business for the long term.

Swipe through for important questions every business owner should ask before choosing asset finance.

Every business is different, so your finance should be too. If you’re unsure which option is right for you, we’re here to help.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help ...
26/07/2026

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help you get on the road sooner without paying the full cost upfront.

Here are just some of the business vehicles and assets you can finance:

• Cars and utes.
• Vans.
• Trucks and trailers.
• Motorbikes.
• Boats and caravans.
• Motorhomes.
• Excavators and forklifts.
• Business equipment and machinery.

Asset finance lets you spread the cost over time, helping you preserve cashflow while investing in the tools your business needs to grow.

At Mortgage Choice, we’ll do more than help you find a loan. We’ll compare lenders, explain your finance options, and recommend a solution that suits your business, budget and future plans.

Whether you’re a sole trader, tradie or growing business, we’re here to make the process simple.
📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

25/07/2026

Choosing the right finance can help protect your cashflow while keeping your business moving forward.

Before financing your next vehicle or piece of equipment, keep these common mistakes in mind:

• Don’t focus on the interest rate alone. The right finance structure can be just as important.
• Match your loan term to the expected life of the asset.
• Borrow based on what your business can comfortably manage, not just the maximum amount available.
• Start the finance process early so you have time to compare your options.

A well-structured asset finance solution can help protect your cashflow, preserve flexibility and support long-term business growth.

At Mortgage Choice, we’ll help you compare lenders, understand your options and find a finance solution that works for your business goals, not just today’s purchase.

Thinking about buying new equipment or a business vehicle? Let’s have a chat.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help ...
24/07/2026

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help you get on the road sooner without paying the full cost upfront.

Here are just some of the business vehicles and assets you can finance:

• Cars and utes.
• Vans.
• Trucks and trailers.
• Motorbikes.
• Boats and caravans.
• Motorhomes.
• Excavators and forklifts.
• Business equipment and machinery.

Asset finance lets you spread the cost over time, helping you preserve cashflow while investing in the tools your business needs to grow.

At Mortgage Choice, we’ll do more than help you find a loan. We’ll compare lenders, explain your finance options, and recommend a solution that suits your business, budget and future plans.

Whether you’re a sole trader, tradie or growing business, we’re here to make the process simple.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Address

2/6 Alice Street
Merimbula, NSW
2548

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61432281837

Website

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