Mortgage Choice in Merimbula

Mortgage Choice in Merimbula We are a locally owned team offering more than hone loans. Our main offices are in Merimbula, Bega and now Narooma.

We continue to offer online appointments, with many of our clients located around the country.

24/08/2026

Happy MONDAY! ☀️ ✨
Who else is excited for longer days and warmer weather?!!!
We keep seeing some gorgeous properties coming onto the market, first home buyer deals that look perfect. If you are thinking about attending an open home, please make an appointment before you start your hunt so we can answer all of your questions!
With four offices & four brokers, we can find a time that suits your schedule, in person or online.

Thank you again to everyone who entered our Narooma GIVEAWAY!!!! Congrats to our lucky local winner Danielle Zielinski ...
28/07/2026

Thank you again to everyone who entered our Narooma GIVEAWAY!!!! Congrats to our lucky local winner Danielle Zielinski ✨

Shout out to all the businesses who supported us. We hope you enjoy a lovely dinner at the newly reopened Queen Chow and some family time with Southbound Escapes - MTB Shuttles, Bike Hire & Tours ☀️🙌🥳.

Buying equipment for your business is a big investment, but choosing the right finance is just as important.Before signi...
27/07/2026

Buying equipment for your business is a big investment, but choosing the right finance is just as important.

Before signing on the dotted line, it’s worth asking a few key questions. Should you lease or buy? Do you need a deposit? What happens at the end of the agreement?

Understanding the answers can help you avoid unexpected costs and choose a finance solution that supports your business for the long term.

Swipe through for important questions every business owner should ask before choosing asset finance.

Every business is different, so your finance should be too. If you’re unsure which option is right for you, we’re here to help.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help ...
26/07/2026

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help you get on the road sooner without paying the full cost upfront.

Here are just some of the business vehicles and assets you can finance:

• Cars and utes.
• Vans.
• Trucks and trailers.
• Motorbikes.
• Boats and caravans.
• Motorhomes.
• Excavators and forklifts.
• Business equipment and machinery.

Asset finance lets you spread the cost over time, helping you preserve cashflow while investing in the tools your business needs to grow.

At Mortgage Choice, we’ll do more than help you find a loan. We’ll compare lenders, explain your finance options, and recommend a solution that suits your business, budget and future plans.

Whether you’re a sole trader, tradie or growing business, we’re here to make the process simple.
📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

25/07/2026

Choosing the right finance can help protect your cashflow while keeping your business moving forward.

Before financing your next vehicle or piece of equipment, keep these common mistakes in mind:

• Don’t focus on the interest rate alone. The right finance structure can be just as important.
• Match your loan term to the expected life of the asset.
• Borrow based on what your business can comfortably manage, not just the maximum amount available.
• Start the finance process early so you have time to compare your options.

A well-structured asset finance solution can help protect your cashflow, preserve flexibility and support long-term business growth.

At Mortgage Choice, we’ll help you compare lenders, understand your options and find a finance solution that works for your business goals, not just today’s purchase.

Thinking about buying new equipment or a business vehicle? Let’s have a chat.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help ...
24/07/2026

Whether you’re replacing a work ute, expanding your fleet or buying your first business vehicle, asset finance can help you get on the road sooner without paying the full cost upfront.

Here are just some of the business vehicles and assets you can finance:

• Cars and utes.
• Vans.
• Trucks and trailers.
• Motorbikes.
• Boats and caravans.
• Motorhomes.
• Excavators and forklifts.
• Business equipment and machinery.

Asset finance lets you spread the cost over time, helping you preserve cashflow while investing in the tools your business needs to grow.

At Mortgage Choice, we’ll do more than help you find a loan. We’ll compare lenders, explain your finance options, and recommend a solution that suits your business, budget and future plans.

Whether you’re a sole trader, tradie or growing business, we’re here to make the process simple.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

When it comes to financing business equipment, there is not a one size fits all solution.The right option depends on how...
22/07/2026

When it comes to financing business equipment, there is not a one size fits all solution.

The right option depends on how your business operates, how often you replace equipment and what works best for your cashflow.

Here’s a simple comparison:

Leasing
• Lower upfront costs.
• Flexibility to upgrade equipment.
• Predictable repayments.
• Ideal if you regularly replace equipment.
• Lease payments may be tax deductible*

Buying
• You own the asset.
• Build equity over time.
• Keep the equipment for as long as you need.
• Great for long-term business investments.

The best choice is not about which option is better. It’s about which option is better for your business.

At Mortgage Choice, we’ll help you compare your options, explain the pros and cons, and find an asset finance solution that supports your business goals.

If you’re planning your next equipment purchase, let’s have a chat.

📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

*seek advice from your accountant

Asset finance is not just for buying a new work vehicle.It can help your business invest in the equipment, technology an...
22/07/2026

Asset finance is not just for buying a new work vehicle.

It can help your business invest in the equipment, technology and resources it needs to grow, while spreading the cost over time instead of paying everything upfront.

Here are some of the most common ways businesses use asset finance:

• New or used business vehicles.
• Industrial and construction equipment.
• Machinery, tools and specialised equipment.
• Technology and software upgrades.
• Shop fit outs and business renovations.
• One off business expenses.
• Staff training and development.
• Extra cashflow to take advantage of new business opportunities.

The right finance option depends on what you’re buying, how long you’ll use it and what works best for your business cashflow.

At Mortgage Choice, we take the time to understand your business before recommending a solution. We’ll compare lenders, explain your options, and help you find an asset finance solution that supports your business goals.

If you’re ready to invest in your business, let’s chat.
📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Bridging loans aren’t something most people think about every day, so it’s completely normal to have questions.If you’re...
21/07/2026

Bridging loans aren’t something most people think about every day, so it’s completely normal to have questions.

If you’re planning to buy your next home before selling your current one, understanding how bridging finance works can help you make more informed decisions.

Here are some of the questions we get asked most often:

• How does a bridging loan work?
• How long do I have to sell my current home?
• Can I borrow 100% of my new home’s purchase price?
• Do I need to make repayments while I’m waiting for my home to sell?
• Am I eligible for a bridging loan?

The answer to many of these questions depends on your circumstances, your equity, borrowing capacity and the lender you choose. That’s why getting personalised advice is so important.

At Mortgage Choice, we’ll help you:
• Understand whether a bridging loan suits your situation.
• Compare lenders and loan options.
• Explain everything so you can understand
• Guide you through the process from application to settlement.

If you’re thinking about your next move, let’s talk through your options and help you make the move with confidence.
📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Wondering how a bridging loan actually works? Let’s break it down with a simple example.Meet Sarah and James.They’ve fou...
20/07/2026

Wondering how a bridging loan actually works? Let’s break it down with a simple example.

Meet Sarah and James.

They’ve found their dream home but haven’t sold their current home yet. Rather than risk missing out, they decide to use a bridging loan to help buy first and sell later.

Here’s how it works.
Purchase Stage
• Sarah and James still owe $200,000 on their current home.
• They find a new property costing $800,000 (including eligible purchase costs).
• Their lender combines these amounts into one temporary loan.
Peak Debt = $1,000,000
This temporary balance is known as Peak Debt.

During this period, they own their new home while preparing their existing property for sale. Depending on the lender and loan structure, they may be able to make interest-only repayments or capitalise the interest while they wait for their home to sell.

Sale Stage
Once their existing home sells, they receive $600,000 in net sale proceeds.
That $600,000 is immediately used to reduce their Peak Debt.
$1,000,000 Peak Debt
− $600,000 Sale Proceeds
= $400,000 End Debt

The remaining $400,000 becomes their standard home loan, which they continue to repay as normal.

A bridging loan can offer more flexibility when moving home by allowing you to buy before you sell. It may also give you extra time to prepare your existing property for sale and help you avoid the stress of temporary accommodation.

Every situation is different, and bridging loans aren’t suitable for everyone. That’s why it’s important to understand your options before making your next move.

This is an example scenario only. Figures have been simplified for illustrative purposes and do not take into account interest, fees or individual lending criteria.

If you’re wondering whether a bridging loan could work for your circumstances, we’re here to help.
📍 Reach out to Mortgage Choice in Merimbula, Bega, Narooma, & Dapto today, your home loan experts on the Far South Coast.
📞 Office phone: 0432 281 837
📱Mobile: 0431 290 042

Address

2/6 Alice Street
Merimbula, NSW
2548

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61432281837

Website

Alerts

Be the first to know and let us send you an email when Mortgage Choice in Merimbula posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category