Mortgage Choice Broker - John Timms

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Mortgage Choice Broker - John Timms John Timms is a personable and highly experienced adviser with a proven track record in assisting clients with their home and business finance needs.

Smartline Operations Pty ltd ACN 086 467 727 (Australian Credit Licence 385325) is owned by REA Group Ltd

🚨 The RBA has increased the cash rate to 4.60%. 🚨 With the cash rate increasing, now is the perfect time to review your ...
29/09/2026

🚨 The RBA has increased the cash rate to 4.60%. 🚨

With the cash rate increasing, now is the perfect time to review your home loan options, because you could be paying more than you need to.

Plus, here are 20,000 more reasons to take at look at your options.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

Sticking with the same lender for years could mean you're missing out on lower rates, better features, and opportunities...
29/09/2026

Sticking with the same lender for years could mean you're missing out on lower rates, better features, and opportunities to streamline your debt.

Refinancing puts you back in control of your financial goals, whether that means lowering your monthly repayments or setting up an offset account to pay off your loan faster.

Book an appointment with me today to learn more. 📞 0423 140 444 | 💻 mortgagechoice.com.au/john.timms

It’s time to kick your home loan into action 🏉 Whether you’re looking to purchase property, invest or refinance, having...
26/09/2026

It’s time to kick your home loan into action 🏉

Whether you’re looking to purchase property, invest or refinance, having the right game plan is crucial. With a Mortgage Choice broker on your side, we’ll help you select the MVP from more than 35 lenders to make sure your home loan option is a winner!

Ready to team up? Let’s chat. 📞 0423 140 444 | 💻 mortgagechoice.com.au/john.timms

Just like servicing your car after a long winter, your mortgage needs a seasonal tune-up to keep running smoothly. A 15-...
21/09/2026

Just like servicing your car after a long winter, your mortgage needs a seasonal tune-up to keep running smoothly.

A 15-minute Home Loan Review could help answer three simple questions:

1️⃣ Are you paying more than you should compared to current market rates?
2️⃣ Are your current loan features matching your current lifestyle?
3️⃣ Could another lender offer a better setup for your long-term goals?

We don't charge to find the right loan for you. I am paid by the lender once your loan settles. 📞 0423 140 444 | 💻 mortgagechoice.com.au/john.timms

What would you do with an extra $20,000? 💭 Apply to refinance your loan by 18 October and you’ll automatically go in t...
18/09/2026

What would you do with an extra $20,000? 💭

Apply to refinance your loan by 18 October and you’ll automatically go in the draw to win $20,000!

If you’ve been meaning to review your home loan, this is 20,000 more reasons to choose Mortgage Choice.

Don’t hold off your home loan review any longer! If you want a better deal on your home loan, reach out today to get started. 📞 0423 140 444 | 💻 mortgagechoice.com.au/john.timms

T&Cs apply. Minimum loan amount of $250,000.

Buying your first home this spring? Read this first. 👇 If stepping into your very first home is on your checklist for...
15/09/2026

Buying your first home this spring?

Read this first. 👇

If stepping into your very first home is on your checklist for the final months of 2026, getting your finance sorted early gives you a massive advantage over other buyers at open homes.

Book an appointment with me today. 📞 0423 140 444 | 💻 mortgagechoice.com.au/john.timms

With recent changes to SMSF lending, if you’re interested in using the funds in your Self-Managed Super Fund to invest i...
12/09/2026

With recent changes to SMSF lending, if you’re interested in using the funds in your Self-Managed Super Fund to invest in commercial property, we can help.

We can work with you to find the SMSF loan that’s right for you and guide you through the process end-to-end.

With 20 plus years in commercial lending experience, I can help with advice tailored to you? Let’s chat! 📞 0423 140 444 | 💻 mortgagechoice.com.au/john.timms

Today is R U OK? Day, a national day of action for mental health in Australia. 💛 R U OK? Day reminds us of the importan...
10/09/2026

Today is R U OK? Day, a national day of action for mental health in Australia. 💛

R U OK? Day reminds us of the importance of having regular, meaningful conversations about mental health. Why not take this opportunity to talk with those close to you, using these four steps:

1️⃣ Ask “R U OK?”
2️⃣ Listen
3️⃣ Encourage action
4️⃣ Check in

Visit https://www.ruok.org.au/ for tips on mental health conversations and staying connected.

Happy Father’s Day to all the incredible dads and father figures!From holding the handlebars to helping us navigate life...
05/09/2026

Happy Father’s Day to all the incredible dads and father figures!

From holding the handlebars to helping us navigate life’s biggest milestones—like buying that first family home!—thank you for your steady guidance, endless patience, and constant support.

A very special shout-out today to my own dad, Ron Timms. Thanks for always being my biggest supporter, Dad!

I hope you all get to kick back, relax, and have a fantastic day with your loved ones! 🚲☕

If you're looking to make some big property moves in the future, you know where to find me:
👉 https://www.mortgagechoice.com.au/john.timms/
or reach out via a call on 0423 140 444

05/09/2026

What an incredible few days down in Hobart for the Mortgage Choice Conference!  Hobart really delivered the goods with stunning views, great connections, and an unbeatable atmosphere.

​Between the high-energy sessions and catching up with industry peers, I’m walking away with key takeaways on where the property market is heading, new lending insights, and fresh strategies to help you secure the best mortgage options possible. (And yes, we definitely had a lot of fun along the way!)

​Stay tuned—I’ll be sharing a full photo dump with snaps from the event in my next post! 📸

​Looking to buy, refinance, or just want to chat through your options with these fresh industry insights? Let’s talk!

​👉 Tap the link in my bio to visit my website or call me directly at 0423 140 444.

​

Address

83-85 Unitt Street
Melton, VIC
3337

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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