Mortgage Choice Broker - John Timms

Mortgage Choice Broker - John Timms John Timms is a personable and highly experienced adviser with a proven track record in assisting clients with their home and business finance needs.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out to me today to get started on 0423 140 444

If reviewing your home loan is on your to-do list for the new financial year, we can help.  With access to thousands of ...
03/06/2026

If reviewing your home loan is on your to-do list for the new financial year, we can help.

With access to thousands of products from more than 35 lenders, we work hard to find the right loan for your needs. We manage the application process from start to finish and negotiate with lenders on your behalf, saving you hours of research and paperwork.

Contact us today to get started. Call me on 0423 140 444 to set up a time.

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?  By swit...
29/05/2026

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?

By switching to weekly or fortnightly repayments, you increase the frequency of your payments and can effectively pay off more of your loan each year. It’s a simple ‘set and forget’ hack to pay off your home sooner. 🏡

Want to see how much time you could save? Talk to us today and we’ll crunch the numbers for you.

When was the last time you reviewed your home loan?  With interest rates on the rise, now is a smart time to explore you...
25/05/2026

When was the last time you reviewed your home loan?

With interest rates on the rise, now is a smart time to explore your home loan options.

Try our Refinance Calculator to compare your home loan against thousands of options from our panel of over 35 lenders. In only three minutes, you can discover if there’s a more competitive rate out there.

Get started today by visiting the calculator https://www.mortgagechoice.com.au/john.timms/tools-resources/calculators/ or calling me on 0423 140 444

With 30 June fast approaching, now is the perfect time to get your finances in order. We can review your home loan to ma...
21/05/2026

With 30 June fast approaching, now is the perfect time to get your finances in order. We can review your home loan to make sure it’s still right for you.

Let’s chat today. Book in a time that suits you by visiting my websitehttps://www.mortgagechoice.com.au/john.timms/ or send me a DM.

Understanding your borrowing capacity is often the first step in any property journey. 🧐 Borrowing capacity is the maxim...
18/05/2026

Understanding your borrowing capacity is often the first step in any property journey. 🧐

Borrowing capacity is the maximum amount of money a lender is willing to loan you to purchase a property. It factors in your income, your existing debts, living expenses, and the lender’s current interest rates, to ensure you can comfortably manage repayments.

We have access to market-leading rates from over 35 lenders, and each one may calculate your borrowing capacity differently.

Ready to find out where you stand? Let’s chat today for a quick assessment of your borrowing potential. Book in a time that suits you by visiting my websitehttps://www.mortgagechoice.com.au/john.timms/ or send me a DM.

Finding your first home is exciting, but the research phase can quickly send you down a rabbit hole of tabs, calculators...
16/05/2026

Finding your first home is exciting, but the research phase can quickly send you down a rabbit hole of tabs, calculators and confusing terminology. 🏠🌀

You don't need more search tabs – you need a broker by your side.

We’ll do more than just secure a home loan for you. We’ll take the time to cut through the jargon so you know exactly where you stand and how to get where you want to be.

Let’s simplify your home-buying journey together. ✨Book in a meeting with me via calendly https://calendly.com/john-timms-mortgagechoice/15min to get started on your journey or set up a time by emailing me at john.timms@mortgage choice.com.au

Another Happy Client Story! Helping clients navigate life’s big changes and come out stronger on the other side is what ...
15/05/2026

Another Happy Client Story!

Helping clients navigate life’s big changes and come out stronger on the other side is what we’re all about. 🏡💙

Thank you for the kind words and trust throughout your home loan and refinancing journey. Knowing we could help make the process smoother during a challenging season means a lot to us.

If you’re looking for friendly guidance and support with your home loan, refinancing, or next property move, we’re always here to help. 😊

Happy Clients Make Our Day! There’s nothing better than hearing from clients who’ve had a great experience! Your words n...
14/05/2026

Happy Clients Make Our Day!

There’s nothing better than hearing from clients who’ve had a great experience! Your words not only motivate us but also help others looking for the right guidance on their home loan journey.

If you’ve worked with us and had a positive experience, we’d love to hear about it! Leave a review and help future homeowners feel confident and informed, just like you did.

📢 Ready to share your journey? Head to Google Reviews and let us know how we did!

Thank you for trusting us with one of life’s biggest decisions. 🏡💙

Address

83-85 Unitt Street
Melton, VIC
3337

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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