28/08/2026
Inflation easing is encouraging - but one number doesn’t tell the whole story.
While annual inflation slowed to 3.5% in July, housing costs remained 5.0% higher over the year.
For borrowers, investors and property owners, the bigger picture matters.
Interest rates, lending conditions, borrowing capacity, housing supply, demand and buyer behaviour are all moving parts - and they don’t necessarily move in the same direction at the same time.
That’s why financial decisions shouldn’t be made around a single headline or prediction.
The opportunity is in understanding what the data is telling us, assessing your position and making informed decisions accordingly.
Evidence first. Decisions second.
JDH Financial Group | General information only.