MAV Home Finance

04/06/2026

One simple switch — monthly to fortnightly — could save you 5+ years of repayments. Same money out of your pocket. You're just paying it differently.
Try it yourself with our free calculator — https://mavhomefinance.com/loan-strategies/
DM me "SAVE" and I'll run your numbers for you.

04/06/2026

One simple switch — monthly to fortnightly — could save you 5+ years of repayments. Same money out of your pocket. You’re just paying it differently.
Try it yourself with our free calculator — https://mavhomefinance.com/loan-strategies/
DM me “SAVE” and I’ll run your numbers for you.
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21/05/2026

21/05/2026

Banks are paying people thousands just to switch their home loan right now.
It’s called a cashback offer — up to $4,000 straight into your account when you refinance.
But here’s what most people miss: not every cashback deal is a good deal. Some lenders give you cash upfront but charge a higher rate, and you end up paying way more over time.
The real win is cashback + a better rate + the right structure. That’s what I help you find.
I compare 30+ lenders to make sure you come out ahead — not just today, but over the life of the loan. No cost to you.
DM me “CASHBACK” or tap the link in bio for a free home loan health check.

14/05/2026

Budget 2026: CGT is changing. Old rule vs new rule, one $500k property.
Buy $500k → Sell $1m → Gain $500k
🟢 Old rule (current)
50% discount → Taxable $250k
Tax @ 37% = $92,500
🟠 New rule (from 1 Jul 2027)
Indexed base $650k → Real gain $350k
Tax @ 37% = $129,500
Min 30% floor applies
Same sale. +$37,000 in tax.
📅 Key dates
→ 12 May 2026, 7:30pm AEST — cut-off (pre-existing assets grandfathered)
→ 1 July 2027 — new regime starts
Still proposed — needs to pass Parliament. Worth understanding now if you’re buying or selling in the next 12 months.
Save it. Send it to someone who owns an investment property.
⚠️ General info only. Not financial or tax advice.

11/05/2026

That bank text is worth a second look. 📱
A few things most people don’t realise:
→ New customers often get sharper rates than existing ones
→ Older loan products can be missing useful features
→ Savings outside an offset = more interest than you might need to pay
DM “RATE” — happy to take a quick look. 🏡