MAV Home Finance

03/09/2026

Your bank has a better rate than the one you’re on. They’re just not offering it to you.

Not a conspiracy — lenders price new customers and existing ones differently. Same bank, same loan, different price. Nobody’s going to call you about it.

Three rate rises in 2026. The RBA decides again on 29 September.

💬 Comment RATE and we’ll compare your loan against 30+ lenders. Free, no obligation, no hard credit check.

MAV Home Finance | Melbourne | 0427 884 969
Credit Representative 576127
General information only.

rba victoria refinancing

04/06/2026

One simple switch — monthly to fortnightly — could save you 5+ years of repayments. Same money out of your pocket. You're just paying it differently.
Try it yourself with our free calculator — https://mavhomefinance.com/loan-strategies/
DM me "SAVE" and I'll run your numbers for you.

04/06/2026

One simple switch — monthly to fortnightly — could save you 5+ years of repayments. Same money out of your pocket. You’re just paying it differently.
Try it yourself with our free calculator — https://mavhomefinance.com/loan-strategies/
DM me “SAVE” and I’ll run your numbers for you.
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21/05/2026

21/05/2026

Banks are paying people thousands just to switch their home loan right now.
It’s called a cashback offer — up to $4,000 straight into your account when you refinance.
But here’s what most people miss: not every cashback deal is a good deal. Some lenders give you cash upfront but charge a higher rate, and you end up paying way more over time.
The real win is cashback + a better rate + the right structure. That’s what I help you find.
I compare 30+ lenders to make sure you come out ahead — not just today, but over the life of the loan. No cost to you.
DM me “CASHBACK” or tap the link in bio for a free home loan health check.

14/05/2026

Budget 2026: CGT is changing. Old rule vs new rule, one $500k property.
Buy $500k → Sell $1m → Gain $500k
🟢 Old rule (current)
50% discount → Taxable $250k
Tax @ 37% = $92,500
🟠 New rule (from 1 Jul 2027)
Indexed base $650k → Real gain $350k
Tax @ 37% = $129,500
Min 30% floor applies
Same sale. +$37,000 in tax.
📅 Key dates
→ 12 May 2026, 7:30pm AEST — cut-off (pre-existing assets grandfathered)
→ 1 July 2027 — new regime starts
Still proposed — needs to pass Parliament. Worth understanding now if you’re buying or selling in the next 12 months.
Save it. Send it to someone who owns an investment property.
⚠️ General info only. Not financial or tax advice.

11/05/2026

That bank text is worth a second look. 📱
A few things most people don’t realise:
→ New customers often get sharper rates than existing ones
→ Older loan products can be missing useful features
→ Savings outside an offset = more interest than you might need to pay
DM “RATE” — happy to take a quick look. 🏡