Maju Jacob - Mortgage Consultant

15/04/2026

Property market update 🇦🇺

Property owners are facing multiple challenges this year. Banks like Macquarie Group and ANZ expect house price growth to slow to around 2–3% in 2026 (down from ~9% last year).

Main reasons:
• Interest rates rising by the Reserve Bank of Australia
• Lower buyer confidence & cost of living pressure
• Possible tax changes in the May budget

What to expect:
✔ Prices likely to grow slower (not crash)
✔ Demand still supported by low housing supply & strong migration
✔ Higher-end markets (Melbourne & Sydney) may feel more pressure

💡 Bottom line: Market is slowing, not falling. Good time to review your loan or strategy.

Message me if you want to check your borrowing power or refinance options.

14/03/2026

03/02/2026

🚨 CONFIRMED: RBA Cash Rate Increase 🚨

The Reserve Bank of Australia has raised the cash rate by 25 basis points, taking it to 3.85% — the first rate hike since 2023.

📈 This increase will mean higher repayments for many variable-rate borrowers.

💡 Now is a good time to:

Review your current home loan

Check if you’re on a competitive rate

Consider refinancing or fixing part of your loan

📞 If you’d like to understand how this change affects your mortgage and what options you have, feel free to get in touch.

— Maju Jacob
Mortgage Broker | Australia

03/02/2026

📈 Possible RBA Rate Hike – What It Means for Your Mortgage

If the RBA announces a rate hike today, the average borrower could pay around $100 extra per month in repayments.

Here’s how a 0.25% (25 basis point) increase may impact different loan sizes:

💰 $600,000 loan (25 years): approx. +$90 per month
💰 $750,000 loan: approx. +$112 per month
💰 Average mortgage (~$700,000): around +$100 per month
💰 $1,000,000 loan: approx. +$150 per month

🔍 Even small rate increases can have a noticeable impact on your cash flow.

📞 If you’re concerned about rising rates or want to review your loan options (fixed vs variable, refinancing, or repayments strategy), feel free to reach out.

— Maju Jacob
Mortgage Broker | Australia