Swish Mortgages Pty Ltd

Swish Mortgages Pty Ltd Swish Mortgages makes home loans smooth, simple, and stress-free.

We specialise in helping first-home buyers, investors, and healthcare professionals especially nurses achieve their property goals with confidence.

23/03/2026

Buy and leverage debt.

Let the rent help pay the debt.

Build equity as the property grows.

REPEAT

Refinance complete, strategy in motion to turn their future goals into reality! 🙌Huge thank you to my amazing clients fo...
23/03/2026

Refinance complete, strategy in motion to turn their future goals into reality! 🙌

Huge thank you to my amazing clients for trusting me with their home loan journey!

It was an absolute pleasure helping you both through the process.

22/03/2026

The third thing nurses told me that’s stopping them from buying their first home. LOCATION

Many want to buy right next to where they work, which makes complete sense.

But that’s also where prices are usually highest, which is why many feel priced out.

A small mindset shift can help here.

Your first property doesn’t have to be your forever home.

Sometimes the smarter move is:
• Buying a little further out or
• Rentvesting and buying where you can afford while living where you want. You get the best of both worlds

The first property is often just your foot in the door.

Save this if you're a nurse thinking about buying your first home

22/03/2026

Looking to buy your first home in 2026? 🏡

These schemes can help lower the entry barrier into the property market:

• 5% Deposit Scheme
• Help to Buy (2% deposit)
• Stamp Duty Concessions (varies by state)
• First Home Owner Grant
• First Home Super Saver Scheme

If you’re planning to buy your first home this year and want to see what you may be eligible for, send me a message. 📩

22/03/2026

If you have a home loan. Here’s when your bank/lender will pass on the RBA’s latest rate hike

22/03/2026

No one talks about the cost of waiting.

In Australia:

2016 median home price: $615k
2026 median home price: ~$993k

That’s a $378,000 increase.

Add roughly $260k in rent over 10 years and the cost of waiting could be over $630,000.

Wild right?

The reality is, historically in Australia, time in the market has beaten timing the market every time.

If you’re thinking about buying your first home but unsure where to start, send me a message. Happy to point you in the right direction.

17/03/2026

Thinking about buying your first home in 2026? 🏡

Here’s how much support you could receive through the First Home Owner Grant (FHOG) broken down by state & territory:
✨ QLD: $30,000
✨ TAS: $30,000
✨ SA: $15,000
✨ NSW, VIC, WA, NT: $10,000
✨ ACT: No cash grant (stamp duty concessions apply)

These grants apply to new homes only, and eligibility varies. Always check the latest rules for your state or speak to your broker 😉

12/03/2026

I asked over 150 nurses on Linkedin what stops them from buying their first home.

This came up the most.

The deposit.

So many think it still has to be 20%.

In reality, depending on your situation, it could be 2%, 5%, 10% or even zero with a guarantor.

Most nurses aren’t stuck because they can’t save.

They’re stuck because they’ve been told the wrong number.

If you’re not sure which bucket you fall into, it’s worth checking with your broker before ruling yourself out.

07/03/2026

You’ve done the hard part. You saved $30k.

Now imagine this choice in front of you:

A 3 bedroom house in Hoppers Crossing

OR

A 2 bedroom apartment in Docklands.

Both will get you into the market, but the long term impact is very different.

Some assets limit your growth. Others build your wealth.

The first home is always the hardest because your depsoit is your hard earned cash.

But once you own a strong asset, you can leverage your equity to upgrade, invest, or grow your portfolio.

Think long term. Think strategy. The right first move sets up everything after.

02/03/2026

The real cost of waiting to buy your first home isn’t interest rates.

It’s the extra deposit you have to save.

It’s the property growth you miss out on.

And it’s the financial freedom you delay by staying in the sidelines

Median house value figures for 2016 & 2026 from Corelogic

buyer

FEBRUARY RECAP - AKA the month of the First Home BuyerHere’s who we got into homes:1. Young couple- Logistics manager + ...
28/02/2026

FEBRUARY RECAP - AKA the month of the First Home Buyer

Here’s who we got into homes:
1. Young couple
- Logistics manager + Registered nurse
- Deanside

2. Family done with renting
- Truck driver + Part-time mental health nurse AND casual disability support worker
- Rockbank

3. Sole applicant, double hustle
- Full-time at a Big 4 bank AND casual nurse (3–4 shifts a week)
- Footscray

4. A 56-year-old couple who thought they would never own a home
- Forklift driver + aged care worker working two roles
- Werribee

5. Renters to home owners
- Government full-time AND weekend hospitality + V/Line train driver
- Preston

If you're thinking of homeownership in 2026. Let's chat!

Address

Melbourne, VIC

Telephone

+61433236539

Website

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