Tracey Sofra

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Tracey Sofra

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WOW Women is a community of successful professional women working collectively to create change.

20/10/2026

Chasing more? You'll never arrive.

Knowing when you have enough? That's freedom.

Wednesday wisdom: contentment is the ultimate wealth. 🏮🧘

19/10/2026

💼 Your Super Statement Isn't Going Away – Let's Understand It

Most people get their super statement and think, "I don't understand it."

And honestly? I get it. The language is confusing. The government keeps changing the rules. There's a level of distrust.

But here's the thing: super isn't going anywhere. It's one of the most powerful vehicles you'll have to retire with.

So let's break it down. Let's take it seriously. Let's stop avoiding it and start understanding it.

Because when you do, you unlock one of the greatest wealth-building tools available to you.

Ready to finally understand your super and make it work for you?
Subscribe for simple, clear explanations that take the mystery out of super:

👉 https://www.youtube.com/channel/UCPEpwTiZeAc4X-r5snkVPDQ

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

18/10/2026

Your mind is the first bank account. Deposit belief, not doubt.

Think abundance. Build abundance.

Monday: your thoughts shape your wealth. 💭💰

15/10/2026

Money is a tool. Generosity is the purpose.

Give your time. Share your knowledge. Lift someone up.

Friday: build a life that matters. ❤️🌍

14/10/2026

🔍 Is Your Super Actually Being Paid? Check It Now

You see the super guarantee on your pay slip. But is it actually reaching your super fund?

There's a big difference between what's listed on your pay slip and what shows up in your super statement.

Do this check:

Log in to your super fund

Review the detailed transactions

Reconcile against your pay slips

Confirm every contribution has physically been paid

I had a client years ago who wasn't paid about $12,000 over three years. That's a lot of money to lose.

Don't assume it's being paid. Check. Verify. Reconcile.

Ready to take control of your super and make sure every dollar lands where it should?
Subscribe for more essential money checks:

👉 https://www.youtube.com/channel/UCPEpwTiZeAc4X-r5snkVPDQ

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

13/10/2026

Greed is a bottomless pit. Contentment is a full cup.

Want less. Enjoy more.

Wednesday wisdom: true wealth is knowing when you have enough. 🏛️🧘

12/10/2026

💰 Super: The Lowest Taxed Environment You Can't Ignore

People get excited about rental properties and share portfolios – and so do I. But super? Super is not to be sneezed at.

Here's why: Super is the lowest taxed environment.

What does that mean?

Your concessional contributions (employer super guarantee, salary sacrifice, or personal contributions) go into super taxed at just 15%

Anything in super is taxed at a flat rate of 15%

Compare that to personal income tax – the lowest marginal rate is 19%, plus 2% Medicare, making it effectively 21%

Super wins at 15%.

That's a massive tax benefit. And it's another powerful reason why growing your super is one of the best ways to build wealth over the long term.

Ready to make the most of your super and its tax advantages?
Subscribe for strategies to grow your wealth tax-effectively:

👉 https://www.youtube.com/channel/UCPEpwTiZeAc4X-r5snkVPDQ

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

11/10/2026

Every hour spent chasing someone else's dream is an hour stolen from yours.

Guard your time like money. It's worth more.

Monday: invest your hours where your heart is. ⏰💎

08/10/2026

Stop waiting for luck. Stop waiting for permission.

Build the life you want. Brick by brick.

Friday: your future is yours to design. 🏗️✨

07/10/2026

⚖️ Don't Just Pay the Mortgage – Invest at the Same Time

Don't take the easy road out.

Paying off your mortgage is great. But waiting until it's done before you invest? That's a trap.

Here's the truth: You've got to do both.

Stretch your cash flow. Use a portion in your offset account if you want to reduce interest – but don't put it all there.

Why? Because money sitting in your offset is only saving you interest. It's not growing. There's no diversification. It's all tied up in your family home.

Allocate some to investments. Get the benefit of different asset classes, growth assets, and long-term compounding.

Pay the mortgage AND invest. Do both.

Ready to build wealth while paying off your home?
Subscribe for strategies to balance mortgage and investing:

👉 https://www.youtube.com/channel/UCPEpwTiZeAc4X-r5snkVPDQ

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

Address

Melbourne, VIC
3630

Website

http://wowwomen.com.au/

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