Baylend

07/01/2026

📉 Inflation Drops – What It Means for Your Home Loan

The ABS has confirmed inflation eased to 3.4%, down from 3.8% — a welcome sign that may reduce pressure on the RBA to lift interest rates in 2026.

This could mean more stability for mortgage rates — good news for homeowners and those looking to buy or refinance.

Thinking about your next move? Let’s talk finance with confidence.

📊 Learn more via the ABS: abs.gov.au

04/12/2025

Major Bank rate predictions for next week’s RBA meeting. Do you agree?

27/11/2025

Melbourne Auction Snapshot – Week Ending November 23th 2025
This week saw 748 auctions with a 83% clearance rate.
Top sales came from Northcote and Kew, while buyers found value in Kingsville and
Broadmeadows.
The unit market remained steady at 85%, with key activity in Brighton East.
Swipe through for the full breakdown ->

13/11/2025

📣 Self-Employed? Don’t let paperwork hold you back from getting a home loan.

We work with lenders offering simplified policies for self-employed Australians—including those using company structures or trusts.

Here are 3 flexible options that could help you qualify faster:
1️⃣ Directors Wages Policy – NAB
2️⃣ Self-Employed Wages Policy – NAB & ANZ
3️⃣ 2-Year NOA Policy – Westpac & Suncorp

Plus, some banks accept tax returns up to 22.5 months old 👀
That means your 2024 return could still be used until May 2026!

💬 Not sure which option fits your situation? Book a quick chat—we’ll help you find the best path to approval.

🔗 Tap the link in bio or send us a DM to get started.

31/10/2025

Rate cut predictions for next Tuesday 4th November. Unfortunately, it doesn’t look like we’ll be getting a rate cut, what do you think?

21/10/2025

Melbourne Auction Snapshot – Week Ending October 19th 2025

This week saw 707 auctions with a 84% clearance rate.

Top sales came from Essendon and Hawthorn East, while buyers found value in Whittington and Melton South.

The unit market remained steady at 86%, with key activity in Balwyn.

Swipe through for the full breakdown ->

09/09/2025

📊 Fixed Rate Tracker | September Edition

Looking to lock in certainty on your home loan? Here are some of the most competitive fixed rates available right now:

🏦 Suncorp – 4.79%
🏦 Westpac – 4.89%
🏦 Macquarie – 4.99%

We’ll be keeping you updated each month with the latest rates so you can stay informed and make confident decisions.

✨ Whether you’re refinancing or buying your first home, knowing the fixed-rate landscape can make all the difference.

➡️ Swipe through the carousel for more details.

15/05/2025

18/08/2023

Very excited to achieve Elite status with Australia’s largest bank, CBA!
We now have access to a dedicated credit support team to help offer an even better experience for our valued clients! Thank you CBA!

27/07/2023

Are you thinking about purchasing a property?
We provide FREE property reports for our clients (valued at $43 per report) so they can make informed decisions, another great reason to talk to us about your home loan! 🤓🏡

04/04/2023

Light at the end of the tunnel!

17/03/2023

Move your home loan over to a premium bank and experience an award winning internet banking app, multiple offset accounts, and a $3,000 cashback offer! (Terms and conditions apply)
We can guide you through the process from start to finish, and best of all, it’s free! Talk to one of our friendly mortgage brokers today 🏡