Crests Home Loans

Crests Home Loans Experts in home loans, and more! We help with business loans, personal loans, car & machinery finance, and asset funding.

Friendly, tailored service to help you reach your goals with confidence.

💰 How much do you need to earn to buy a home? 💰⁣⁣Domain recently looked at the income needed to buy a home, assuming a 2...
08/07/2026

💰 How much do you need to earn to buy a home? 💰⁣
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
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The catch is these were figures for houses. ⁣
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Apartments may require a lower income. 🏢⁣
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What matters is that you talk to us. ⁣
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We can explain your borrowing power across different lenders based on your situation. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

🏢 Unit versus house, what's your preference? 🏡⁣⁣Two of the main advantages of apartments are low-maintenance lifestyle a...
06/07/2026

🏢 Unit versus house, what's your preference? 🏡⁣
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Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
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Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
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But you've got to start somewhere...⁣
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The median unit price across state capitals is $749,446. 📊⁣
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That’s 34% less than the median house price of $1,140,454. 🏡⁣
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The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
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And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

03/07/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The support of a broker eclipses anything an AI bot can dish up. That’s the finding of Great Southern Bank research. ⁣
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Financial decisions like buying a home are longterm and complex. ⁣
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That’s why we stay in touch every step of the way - even years after you've purchased.⁣
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Try saying that about a bot. DM us for human help.👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies tha...
02/07/2026

As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner. 🏡

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣⁣Across large parts of Australia the end of summer...
01/07/2026

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
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Across large parts of Australia the end of summer was hot and humid.⁣
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Perfect conditions for termites.⁣
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A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
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Getting rid of termites can be expensive. ⁣
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And the damage they leave behind may not be covered by insurance. ⚠️⁣
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For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
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Or get a combined pest and building inspection to cover both bases. 🧾⁣
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Contact us to learn more about the steps you should consider when buying a home. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

📉 Rate hikes have reshaped home owner plans 📉⁣⁣Higher rates are seeing many Australian families knuckle down to pay off ...
29/06/2026

📉 Rate hikes have reshaped home owner plans 📉⁣
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Higher rates are seeing many Australian families knuckle down to pay off their home loan sooner. 💪⁣
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Research by Agile Market Intelligence shows 72% of mortgage holders now say debt reduction is their main financial goal. ⁣
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If you’re keen to double down on your home loan, talk to us. ⁣
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We can explain small steps that could potentially make a big difference. ⁣
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Or ask us about a home loan health check. 🩺⁣
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Potentially switching to a lower rate home loan could be a way to get ahead with your mortgage. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

26/06/2026

🏡 How to know if you're ready to buy a home 🏡⁣
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if they’re financially ready. ⁣
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Here are 3 signs that you’re potentially home-loan-ready:⁣
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1. You have a stable job with a steady income. ⁣
2. You have at least a 5% deposit (for the 5% Deposit Scheme)⁣
3. You're feeling ready to commit to a place of your own?⁣
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DM us we'll help you assess your borrowing power. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values...
25/06/2026

It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities. 🏙️

🧠 First home buyers are taking smart steps to get into the market 🧠⁣⁣Buying a first home is no longer defined by a singl...
24/06/2026

🧠 First home buyers are taking smart steps to get into the market 🧠⁣
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Buying a first home is no longer defined by a single pathway. 🏡⁣
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First home buyers are using smart strategies to get into the property market. ⁣
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CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. 🤝⁣
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Others are using the 5% Deposit Scheme. ⁣
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Some first timers are heading to regional areas for better affordability. 🌄⁣
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What will your strategy look like? 🤔⁣
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You could potentially combine all three! 🚀⁣
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Call us to know the options that can help you become a first home owner. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

📈 Have you thought about becoming a property investor? 📈⁣⁣You may be able to tap into the equity in your current home to...
22/06/2026

📈 Have you thought about becoming a property investor? 📈⁣
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You may be able to tap into the equity in your current home to get started. 🏡⁣
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And, property investors may also be able to make interest-only payments. 💡⁣
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That can be a real plus for cash flow. ⁣
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Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. 👇⁣
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To find out more, DM or contact the Crests Home Loans Team on:

☎️ – 03 8256 7512
💻 – [email protected]

Address

508/339 Swanston Street
Melbourne, VIC
3000

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+61382567512

Website

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