Lendcap

Lendcap Funding Made Smart For Australians. www.lendcap.com

Lendcap’s CPA-led finance expert help access flexible business loans, commercial finance, and smarter lending strategies to grow and scale with confidence.

Buying a property? Here's why you deserve a CPA-backed expertise. 🏡Buying a home is one of the biggest financial decisio...
18/06/2026

Buying a property? Here's why you deserve a CPA-backed expertise. 🏡

Buying a home is one of the biggest financial decisions you'll ever make. Who's in your corner matters.

At Lendcap, led by Kevin Leong, a qualified CPA with over 18 years of experience navigating the ever-changing policies of Australia's major banks and lenders. That means when you come to us, we don't just submit an application and hope for the best.

We analyse your full financial position, identify the lender whose policy aligns with your situation, and present your case in a way that gives you the strongest possible chance of approval, at the best possible rate.

Our deep knowledge of bank policies means we know exactly where to place you and why. The result? Less stress, fewer surprises, and a finance outcome that actually works for your life.

📲 Book your free 15-minute consultation at www.lendcap.com.au

16/06/2026

Extra time is only exciting in football. Not when it's your invoice.

In the World Cup, extra time means more drama, more chances, more goals.

In business? It just means another week of waiting. Another week of chasing. Another week your cash flow is sitting on the bench instead of working for you.

Lendcap helps Australian businesses cut the extra time on unpaid invoices, so your money lands when you need it, not when your customer gets around to it.

⬇️ Comment WORLD CUP below and we'll send you our free Cash Flow Playbook straight to you

⚽Score a 15-minute cash flow strategy call at www.lendcap.com.au/book-online

Think you've missed your window to get into property? The 2026 Budget just reshuffled the deck and there's a narrow open...
12/06/2026

Think you've missed your window to get into property?
The 2026 Budget just reshuffled the deck and there's a narrow opening right now.

A lot of Australians in their late 20s and early 30s were already looking at rentvesting as a way in. The Federal Budget on 12 May 2026 made that conversation urgent.

Young investors who used rentvesting as a wealth-building strategy, buying an investment property while renting where they want to live, will find the higher CGT rate makes the strategy significantly less attractive.

But here's the nuance no one is talking about:

Properties bought before Budget night are grandfathered. Existing investors can continue to access negative gearing under the current rules. And investors who buy a qualifying new build will still have access to both negative gearing and the 50% CGT discount.

The market has changed.
The tax rules have changed.
The playbook has changed.

The people getting ahead today aren't necessarily earning more, they're moving faster and structuring smarter. The question isn't just whether rentvesting works. It's whether your structure still works and if you have time to act before the rules lock in.

📖 Curious where you stand? Read the full breakdown → https://www.lendcap.com.au/post/blog-is-rentvesting-dead-australia
🎯 Or take our 2-minute Rentvesting Readiness Quiz → https://lendcap.fillout.com/rentvestingreadinessquiz

Unpopular opinion: renting in your 20s might actually be the smartest financial move you can make right now. Here's the ...
08/06/2026

Unpopular opinion: renting in your 20s might actually be the smartest financial move you can make right now. Here's the maths.

Everyone told you rent money is dead money.

👇 Agree or disagree? Drop your city below and we'll break down the numbers for you.

Not sure if now is the right time to buy? We'll tell you honestly in a free 15-min chat. No pressure, no jargon, just a real answer ➡ www.lendcap.com.au

Most home loan experiences are stressful. They shouldn't be.At Lendcap, we believe securing finance should feel clear, s...
04/06/2026

Most home loan experiences are stressful. They shouldn't be.

At Lendcap, we believe securing finance should feel clear, supported, and straightforward, not overwhelming.

That's why we focus on being available when clients need us, providing tailored guidance, and staying by their side from application through to settlement.

Every client journey is different, but our commitment remains the same: making complex lending decisions easier to navigate.

If you're considering buying a home, refinancing, or investing in property, having the right lending strategy can make a significant difference to your outcome.

Ready to explore your options? Get a free, no-obligation 15-minute chat with our CPA-backed mortgage broker and discover what's possible ➡️ www.lendcap.com.au

03/06/2026

$200,000 in unpaid invoices isn’t a sales problem. It’s a structure problem.

Australian SMBs are now waiting 47+ days for payment in 2026. The ones using fintech “fast cash” to bridge that gap are paying 18–30% effective rates, when the same business, properly packaged, could access cash flow finance at single-digit margins.

The difference is whether the lender understands four things: who runs the business, the trade cycle, the 12-month projection, and the ATO status.

If your business has cash sitting in unpaid invoices and you’re tired of the fast-cash treadmill, it takes one 15-minute call to help you get paid this week → www.lendcap.com.au

Read more: https://www.lendcap.com.au/post/cash-flow-finance-australia-unpaid-invoices

Every month you pay rent, you're building someone else's asset, not yours.Many Australian business owners assume commerc...
01/06/2026

Every month you pay rent, you're building someone else's asset, not yours.

Many Australian business owners assume commercial property ownership is out of reach, when in reality it may be more achievable than they think.

What's holding you back? The deposit? Financing? Not knowing where to begin?

Drop your questions below and our Director and Principal, Kevin Leong, a CPA-backed finance expert, will answer them in Lendcap's Ask a Broker series.

28/05/2026

Sydney, Melbourne, Brisbane investors, here’s what the 2026 Budget could quietly cost you.

A 19% drop in investment borrowing power for the typical buyer. In Sydney that’s a different suburb. In Melbourne, a different postcode. In Brisbane and the Gold Coast, a 2-bedder vs a 3.

Book a free Budget Impact Call → www.lendcap.com.au

27/05/2026

Behind every loan application is a bigger decision.

Beneath it is a family weighing up their next chapter, a first-home buyer holding their breath, or someone making a decision that's been years in the making.

Brokers see all of it. And the real job is making sure it gets across the line, properly.

We're kicking off our Life of a Broker series with a story of our Director & Principal, Kevin Leong, that pulls back the curtain on what the work actually looks like. It's worth a read.

👉 https://www.lendcap.com.au/post/lendcap-com-au-blog-behind-every-approved-home-loan-melbourne-mortgage-broker

Your borrowing power just dropped $150,000 overnight. Here’s why.The 2026 Federal Budget didn’t scrap negative gearing, ...
26/05/2026

Your borrowing power just dropped $150,000 overnight. Here’s why.

The 2026 Federal Budget didn’t scrap negative gearing, but the conversation is louder than it’s been in a decade.

Here’s the math Australian property investors need to understand:

A single applicant earning $100,000, expecting $500/week in rent, with no other debt, can borrow:
→ $800,000 with negative gearing
→ $650,000 without it

That’s $150,000, or roughly 19%, of buying power gone.

In Sydney, that’s a different suburb. In Melbourne, a different postcode. In Brisbane and the Gold Coast, that’s a 2-bedder vs a 3.

Whatever lands at the policy level, the investors who model both scenarios now will be the ones still buying when others freeze.

We run those numbers for Australian property investors every day.
Free borrowing capacity report → lendcap.com.au

Read more in our latest blog and explore your options with Lendcap: https://www.lendcap.com.au/post/2026-budget-property-investors-june-2027

Address

27/101 Collins Street
Melbourne, VIC
3000

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+61481112392

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