Lendcap

Lendcap Funding Made Smart For Australians. www.lendcap.com

Lendcap’s CPA-led finance expert help access flexible business loans, commercial finance, and smarter lending strategies to grow and scale with confidence.

03/09/2026

The ATO used to quietly give some of that interest back to you at tax time. Not anymore.

Since 1 July 2025, ATO general interest and shortfall interest charges are no longer tax deductible but they can still accrue while your payment plan runs. For businesses on shorter repayment terms, that's added pressure at the worst possible time.

Want to know where you actually stand? Book a confidential business review with Lendcap's CPA-led team. Curious what your own repayment numbers could look like first? Try our ATO debt finance comparison calculator. Link in comments.

The ATO tax deduction rule changed and your current payment plan just got more expensive.Since 1 July 2025, ATO general ...
02/09/2026

The ATO tax deduction rule changed and your current payment plan just got more expensive.

Since 1 July 2025, ATO general interest and shortfall interest charges can no longer be claimed as tax deductions. If your business is locked into a tight ATO payment arrangement, often compressed into around 24 months, you are paying full non-deductible interest while draining your daily working capital.

Refinancing eligible tax debt into a dedicated commercial business facility could extend your term up to 5 years. Spreading principal repayments over a longer period lowers scheduled monthly outflows, helping protect cash flow for payroll, stock, and suppliers.

Lendcap’s CPA-led team offers a confidential, obligation-free review to assess your position. Takes just two minutes. Tap the link in the comments.

Three rate rises this year. A shifting market. And a tax deadline most homeowners haven't looked at yet.Sydney and Melbo...
27/08/2026

Three rate rises this year. A shifting market. And a tax deadline most homeowners haven't looked at yet.

Sydney and Melbourne property values are already moving. From July 2027, negative gearing and capital gains tax changes will decide how much of your equity is actually yours to use. Most Australian homeowners are working off numbers that are already out of date. Lendcap is a CPA-led brokerage. We've arranged over $171M in finance for Australian property owners, with a 90% approval rate across 125+ clients. You don't have to guess.

Try our free property valuation tool for a tailored estimate of your home's value, your equity position, and what your options actually look like. Link in comments.

26/08/2026

Australia's business finance landscape just opened up a new frontier.

Islamic business finance is now available through an Australian major bank, for eligible commercial transactions generally from $3 million.

This isn't a retail home loan product, it's specialist business finance for commercial property, development, business acquisitions, and equipment, prepared with CPA-led support from start to finish.

Eligible applicants don't need to be Muslim, the market includes any business or organisation whose transaction calls for this structure.

Want to know if your transaction qualifies? Discover more and request a confidential review, link in comments.

Most lenders won't touch stock sitting offshore. When a health supplement exporter needed to pre-finance shipments into ...
20/08/2026

Most lenders won't touch stock sitting offshore.

When a health supplement exporter needed to pre-finance shipments into China, a 90-day inventory cycle was tying up their working capital, and most lenders wouldn't accept offshore stock as security. Lendcap structured an $8M Invoice and Trade Finance Facility with overseas debtor insurance, no property required, just a GSA and director guarantee.

If cash flow gaps are slowing your growth, book a free strategy call with Kevin Leong, CPA and finance broker with 18+ years' experience and a 90% approval rate.

Connect with us to learn more: https://www.lendcap.com.au

19/08/2026

Do you actually know what your home is worth right now?

The RBA has raised rates three times this year. Property values across Sydney and Melbourne are already shifting. And from July 2027, negative gearing and capital gains tax changes will affect how much of your equity is actually yours to use. Most Australian homeowners are making decisions on numbers that are already out of date.

Lendcap is a CPA-led brokerage that has arranged over $171M in finance for Australian property owners, with a 90% approval rate across 125+ clients, so you're not left guessing.

Try our free property valuation tool for a tailored estimate of your home's value today 📍 https://www.lendcap.com.au/resources/property-valuation-australia

17/08/2026

$200K in unpaid invoices. 47 days until payment. Would you know what that wait is costing your business?

Most business owners know exactly how much they're owed.

Far fewer know how much that money is costing them while they wait.

Your customers may have 30, 45 or 60-day payment terms, but your business still has to cover payroll, suppliers, tax and growth expenses today.

That’s the cash-flow gap Lendcap helps Australian businesses understand.

With 18+ years of CPA experience and $171M+ in funding arranged, we built a free Invoice Finance Calculator to help business owners estimate their potential funding position and understand the cost of turning unpaid invoices into working capital.

No guesswork. No obligation. Just put in your actual numbers and see what they tell you.

👉 Calculate Your Potential Invoice Funding →
https://www.lendcap.com.au/post/cash-flow-finance-australia-unpaid-invoices

Your unpaid invoices could be costing your business more than you think.You might have $100K, $200K or more sitting in a...
13/08/2026

Your unpaid invoices could be costing your business more than you think.

You might have $100K, $200K or more sitting in accounts receivable. On paper, that’s revenue. In your bank account, it’s nothing yet.

So what is waiting 30, 45 or 60 days actually costing your Australian business in lost working capital and growth opportunities?

That’s why Lendcap built a free Invoice Finance Calculator using the financial thinking behind real business funding decisions.

With 18+ years of CPA experience and $271M+ in funding arranged, Lendcap understands that cash flow isn't just about how much you're owed. It’s about when you get paid and what it costs to bridge the gap.

Enter your actual numbers to see your potential advance amount, estimated fees and annualised cost.

Stop guessing. Know what your unpaid invoices could really be costing you.

👉 Calculate Your Invoice Finance Position →
https://www.lendcap.com.au/resources/invoice-finance-calculator-australia

18+ years of experience. One goal: helping you make smarter finance decisions.A finance decision shouldn't be based on a...
12/08/2026

18+ years of experience. One goal: helping you make smarter finance decisions.

A finance decision shouldn't be based on a quick rate comparison alone.

Whether you're purchasing property, refinancing, investing or seeking business funding, understanding how the right finance structure fits into your broader financial position can make all the difference.

With 18+ years of experience as brokers and financial advisors, Lendcap provides tailored finance strategies backed by professional financial expertise.

Our latest client spotlight is a reflection of the trust we work to earn through every client relationship.

Don't just look for a loan. Look at the strategy behind it.

📍Book your CPA-backed Finance Strategy Call with Lendcap and explore your options ➡ link in bio

10/08/2026

New 40-year investor loan just dropped. Everyone's posting the repayment saving. Almost nobody's showing the catch.

Here's the short version: 10 years interest-only, no mid-term reassessment, lower monthly repayments.

But a longer loan term isn't a discount, it's a deferral, you end up paying more interest over the life of the loan. It can also shift your borrowing capacity, for better or worse, depending on your numbers.

This might genuinely suit you if you've got a long hold strategy and a clear exit plan. It might not if you're already stretched.

We built a one-minute reality check that leads you to a cohesive and factual assessment from the lens of a CPA-backed broker. Link in comments.

Address

27/101 Collins Street
Melbourne, VIC
3000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61481112392

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