Lendcap

11/10/2026

🚨 Pay your BAS with a credit card? Your cash flow backup is about to change.

After 30 November 2026, the ATO will stop accepting direct credit card payments.

Your tax deadlines won’t wait for your customers to pay so now is the time to review your funding options.

Depending on your circumstances, Lendcap can explore:

✅ A business overdraft to bridge short-term cash flow gaps.
✅ Potentially lower borrowing costs than carrying a high-rate credit card balance.
✅ Refinancing eligible ATO debt over five years, with structured repayments to reduce what you owe.

Our CPA-led approach considers your immediate cash flow needs and your longer-term repayment plan.

📖 Read the full blog: https://www.lendcap.com.au/post/ato-credit-card-payments-ending-how-business-cash-flow-can-keep-moving

📩 Message Lendcap “CASH FLOW” to arrange a cash flow and tax debt finance review.

Finance is subject to lender approval, eligibility, terms and fees. Savings and five year terms are not guaranteed.

By Lendcap | Updated 8 October 2026Tax deadlines rarely wait for customers to pay. For many Australian businesses, a credit card has been a short-term way to cover BAS, PAYG, GST or other ATO obligations while invoices are still outstanding.That option is changing. The ATO has announced it will stop...

30/09/2026

Growing your business is one thing. Protecting it while you grow is another.

Every opportunity comes with risk. The right financial strategy helps you understand both the opportunity and what’s at stake.

At Lendcap, we help Australian business owners make informed finance decisions that support sustainable growth.

Because growth isn’t just about moving forward. It’s about building something that can go the distance.

Learn more about how we can help you make the best financial decision for your business long-term and connect with our CPA-backed team through our website ➡️ link in bio

28/09/2026

A home loan is a long-term decision. Your questions deserve a clear answer.

Buying a home can come with plenty of questions, and you shouldn’t feel hesitant to ask them. Having a broker who is accessible and willing to work through your concerns can give you greater clarity before making a major financial commitment.

At Lendcap, we take the time to answer questions, explain the finance process and help clients understand their options as they work towards securing their home.

If you are looking for a Melbourne-based mortgage broker or planning to buy around Melbourne, connect with our CPA-backed team through our website.
We’re happy to answer your questions.

🔗 link in bio

24/09/2026

If you’re going to spend years building something, it should be something that means something to you.

Running a business takes more than putting in the hours. It takes conviction in what you do, pride in the value you create and the willingness to keep going when things get difficult.

That commitment is what turns a job into a business you care about building.

At Lendcap, we understand that every business has its own story, goals and challenges. Our role is to help Australian business owners make informed financial decisions and find finance solutions that support the work they’ve invested so much into.

Because when you care deeply about what you’re building, your financial strategy should support it too.

Learn more about what Lendcap can do for your business or connect with our CPA-backed team through our website ➡️ link in bio

23/09/2026

Your home loan was right for you then. Is it still right for you now?

It’s a simple question, but one worth asking as your financial position changes.

Your property value, equity, income and goals may look quite different from when you first took out your loan. That can make your current loan structure worth another look.

It’s not just about finding a lower rate. Loan term, repayment structure, fees, cashback conditions and potential break costs can all influence the overall outcome.

Before making any changes, start by understanding where you stand.

Our free Home Value Loan Calculator gives you a quick snapshot of your current numbers, helping you see your position and consider what may be worth reviewing.

Link in bio.

21/09/2026

Home values are shifting. Is your current loan still working in your favour?

Your loan structure, equity position and the costs attached to your current deal can all affect your options. A loan that made sense a few years ago may look very different today, especially as your income, property value and financial goals change.

A lower repayment can also come with a higher long-term cost, while improved equity may put you in a stronger position to review your loan. And before making any move, it’s worth looking beyond the headline rate to fees, cashback conditions and potential break costs.

The first step is understanding your numbers. Our free Home Value Loan Calculator can give you a quick glimpse of your current scenario, helping you understand where you stand today and plan ahead with greater clarity. No obligation. Just your numbers. Link in bio.

17/09/2026

What could your business achieve if you stopped thinking about what might hold it back?

Growth often starts with believing there’s another level your business can reach.

Your vision sets the direction, but your willingness to act is what starts turning that vision into reality. The important thing is not to let uncertainty decide how far you go.

But turning ambition into action also means understanding what’s financially possible.

At Lendcap, we work with Australian business owners to look at the bigger picture, understand their options and develop tailored finance strategies that support where they want to go.

Learn more about Lendcap or connect with our CPA-backed team through our website to guide your next move with confidence ➡️ link in bio

16/09/2026

Running a business and worried your credit file is holding you back?

Lenders often look at more than your personal credit score. Tax debts, director-related liabilities, trading history, cash flow consistency and business credit enquiries can all form part of the picture.

For many self-employed applicants, your business and personal credit profiles may be assessed together.

That doesn’t necessarily rule out business loans, refinancing or equipment finance. It means your strategy needs to consider the full picture, not just one number, and be matched with lenders who understand the difference between business and personal credit.

Want to know where your credit file stands?

As a free gift from Lendcap, you can receive a FREE Credit Health Check to better understand your current credit position before your next finance application.

Claim your free Credit Health Check. Link in bio.

14/09/2026

Running a business and worried your credit file is holding you back?

Lenders often look at more than your personal credit score. Tax debts, director-related liabilities, trading history, cash flow consistency and business credit enquiries can all form part of the picture.

For many self-employed applicants, your business and personal credit profiles may be assessed together.

That doesn’t necessarily rule out business loans, refinancing or equipment finance. It means your strategy needs to consider the full picture, not just one number, and be matched with lenders who understand the difference between business and personal credit.

Want to know where your credit file stands?

As a free gift from Lendcap, you can receive a FREE Credit Health Check to better understand your current credit position before your next finance application.

Claim your free Credit Health Check. Link in bio.

10/09/2026

What separates a business idea from a business that lasts?

It starts with three things: knowledge, customers and the drive to succeed.

Know what you’re selling. Know who you’re serving. And believe strongly enough in your vision to keep moving forward.

The journey will bring new challenges and new opportunities, and with them, important financial decisions.

Whether you’re starting out, growing your team, investing in new opportunities or planning your next move, having a clear financial strategy can help you move forward with confidence.

At Lendcap, we work alongside Australian business owners to understand where they are today, where they want to go, and what financial solutions can help bridge the gap.

Your ambition drives the business. We’re here to help support the financial strategy behind it.

Learn more about Lendcap or connect with our CPA-backed team through our website ➡ link in bio