Smart Happy Money Co

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Smart Happy Money Co Educating and advising people today, to improve their tomorrow. Smart Happy Money is on a mission to help you to achieve financial success.

We are an experienced team of Financial Advisors, Administrators and Mortgage Brokers who love to work alongside our clients to help them achieve great outcomes. We offer advice and services across the following areas:

- Superannuation

- Retirement Planning

- Wealth Creation

- Personal Insurances

- Mortgage and Finance

- Aged care and Centrelink

- and more

Whatever your goals, we will work with you to achieve them. Head to our website to find out more, or to book an appointment

21/10/2026

Debt isn’t always a bad thing. It’s about how you use it. 💚

With the right strategy, borrowing can help you buy your first home, build an investment portfolio, or create opportunities for your future.

At Smart Happy Home Loans, we look beyond just finding you a loan. We help you explore your options and find a lending solution that supports your bigger financial goals.

Because the right loan should work for your life, not just your repayments.

Thinking about your next move? Let’s have a chat.

Are we in a cost of living crisis? Ben shares his thoughts in our latest blog.While we can’t control inflation or intere...
20/10/2026

Are we in a cost of living crisis? Ben shares his thoughts in our latest blog.

While we can’t control inflation or interest rates, there are steps we can take to better prepare our household finances.

From reviewing your subscriptions to asking your lender for a better rate, small changes can help you understand where your money is going and where you may be able to save.

Swipe through for 3 practical tips, then read the full article on our website for Ben’s take on what’s happening and how to prepare.

What’s one thing you’ve changed recently to manage the rising cost of living? Let us know in the comments. 💚

20/10/2026

Inflation is proving harder to bring down, and when prices keep rising, our everyday expenses feel it too. 💸

While we can’t control the economy or inflation, we can take a closer look at what’s coming out of our bank accounts.

Ben suggests doing a quick financial audit. Check your gas and electricity bills, review your subscriptions, and compare your home loan with what’s currently available in the market.

You might find opportunities to save without having to change your whole lifestyle.

Small changes can make a difference, especially when the cost of living keeps adding up.

Not sure where to start with your budget? Get in touch with us. We’re happy to help you review your finances and work out what you can do next. 💚

18/10/2026

Apparently, Gen Z watches everything on 2x speed, so Ben decided to keep up. 😂💨

Did you actually understand what he said, or do you need to watch it again? 👀 Drop a comment and let us know!

Jokes aside, if your money feels like it’s moving faster than Ben’s talking, our Money Coaching team can help you slow things down, understand your finances, and make a plan that works for you. 💚

Find out more at .

Community is about more than being connected. It’s about supporting each other.Centrepoint Alliance supports financial a...
16/10/2026

Community is about more than being connected. It’s about supporting each other.

Centrepoint Alliance supports financial advisers and practices across Australia through education, technology, training and professional support.

Community is also one of their core values, making their support of our Charity Gala particularly meaningful.

We’re proud to have Centrepoint Alliance as a Silver Partner for our 2026 Charity Gala, supporting Youth Law Australia.

Join us for a night of celebration, connection and impact:

📅 Friday 27 November 2026
📍 Concrete Boots, Richmond
⏰ 7pm to 11pm
✨ Theme: Sparkles
🎟️ $100 including food, drinks and entertainment

There’ll also be live entertainment, auctions and a raffle throughout the night, with proceeds supporting Youth Law Australia.

We’d love to see you there.

14/10/2026

There’s been a lot of bad news about the economy lately. Interest rate hikes, rising living costs, and changes like the card surcharge ban that may see some businesses pass payment costs on through their prices.

It can feel overwhelming when the headlines just keep coming. 💚

But as Ben shares, it’s also worth taking a moment to breathe and remember the good things we have in this country.

You don’t have to read every news update, especially if it’s affecting your peace of mind. Sometimes, stepping back and focusing on what you can control is the best place to start.

Try putting your financial worries on paper, reviewing your current finances, and taking things one step at a time.

And if you need a hand with your financial wellbeing, we’re here to help. You can call us for a conversation. We’re not here to sell you something you don’t need. We’re here to listen, help you understand your situation, and work through your options with you.

Take a breath. You don’t have to figure everything out at once. 💚

14/10/2026

Payday comes around, the money goes in, the bills come out… and suddenly you’re wondering where it all went. 🥲💸

Sound familiar?

Sometimes, it’s not about earning more money or cutting out every little treat. It’s about understanding your spending habits, knowing what matters most to you, and having a plan that works in real life.

That’s where money coaching can help. 💚

At Smart Happy Money Coaching, we help you build a clearer picture of your finances, feel more confident with your money, and create habits that support your goals without feeling overwhelmed.

Because managing money shouldn’t feel like a constant guessing game.

Ready to feel more in control of your money? Get in touch with us to find out how money coaching could help.

Having a financial goal is one thing.Knowing how to actually get there is another.The research found that 53% of Austral...
13/10/2026

Having a financial goal is one thing.

Knowing how to actually get there is another.

The research found that 53% of Australians frequently think about their life dreams and aspirations, but only 34% say they are extremely or very active in taking practical steps towards them.

Sometimes the hardest part isn't deciding what you want. It’s working out what needs to happen next.

That’s where having a clear financial plan can help.

What’s one financial goal you’ve been thinking about?

Congratulations to Yellowstone Resource Group on winning the Community Champion Award at the Knox Business Awards! 🎉With...
12/10/2026

Congratulations to Yellowstone Resource Group on winning the Community Champion Award at the Knox Business Awards! 🎉

With their work in landscape construction and commitment to creating positive spaces for local communities, it’s great to see their contribution being recognised.

From all of us at Smart Happy Money, congratulations to the Yellowstone team and to all the winners and finalists recognised at this year’s awards.

Some businesses are thinking about more than the bottom line.U Ethical is focused on responsible investment and the impa...
09/10/2026

Some businesses are thinking about more than the bottom line.

U Ethical is focused on responsible investment and the impact capital can have beyond financial returns.

That aligns closely with what our IMPACT Program is about at Smart Happy Money.

We’re proud to have U Ethical as a Silver Partner of our 2026 Charity Gala supporting Youth Law Australia.

Join us for a night of celebration, connection and impact:

📅 Friday 27 November 2026
📍 Concrete Boots, Richmond
⏰ 7pm to 11pm
✨ Theme: Sparkles
🎟️ $100 including food, drinks and entertainment

There’ll also be live entertainment, auctions and a raffle throughout the night, with proceeds supporting Youth Law Australia.

We’d love to see you there.

Address

Level 10 Suite 1008, 1 Queens Road
Melbourne, VIC
3001

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