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Ankush Gupta | Mortgage Broker

Refinance & Home Upgrade Specialist

🏘️ 20 Yrs Finance Experience
🔎45+ Lenders panel
⭐5-star Google rating
📍Melbourne-based | AUS-wide
🧡 Proud Dad of 2

Start here:raise-the-bar-finance.loantools.com.au/start-here

Nobody wants to be a file number.Especially not when it's your family's next home.This couple spent weeks getting vague ...
23/09/2026

Nobody wants to be a file number.

Especially not when it's your family's next home.

This couple spent weeks getting vague answers. No plan. No urgency.

So I looked at their whole picture and built a plan around their life. Keep the current home. Use the equity. Fund the next one.

Today, they're home.

Stuck on your next move? Comment "UPGRADE" and I'll reach out.

Client review. General information only. Not financial advice. Outcomes and approval times vary.

Ankush Gupta

Correct decision made in final seconds of preliminary final.Didn't land well with the fans.Some things in life are just ...
20/09/2026

Correct decision made in final seconds of preliminary final.
Didn't land well with the fans.

Some things in life are just facts. Holding the ball is one. Your bank overcharging you on rate is another.

27/08/2026

Spent this morning at the FBAA Elevate program in Box Hill.

Days like this matter. The finance and lending world doesn't sit still, Neither do I.

Thanks to the FBAA and sponsors for a great morning. 🙌

Rates change. Loyalty shouldn't cost you thousands. 💰If your SMSF loan hasn't been reviewed in a while, you could be sit...
26/08/2026

Rates change. Loyalty shouldn't cost you thousands. 💰

If your SMSF loan hasn't been reviewed in a while, you could be sitting on a rate that's well past its use-by date.

I run free SMSF Loan Health Checks — no cost, no obligation, just clarity on where you stand.

DM me or hit the link in bio to book yours. 🏛️

General information only. Not financial advice.

Ankush Gupta trading as Raise The Bar Finance is a Credit Representative of Australian Finance Group Ltd (Australian Credit Licence 389087).

Ankush Gupta

19/08/2026

Shop for your next car like the finance is already handled.

Before you fall for the car, come see me for the numbers.

New, used, EV, dealership or private sale — I'll get you pre-approved so when you find the one, you're just picking the colour.

📩 DM me or comment "DRIVE" — let's get you sorted first.

Ankush Gupta

Raise the Bar Finance Pty Ltd ABN: 72 681 130 709. Credit Representative #567067 is authorised under Australian Credit License #389087

Caught up with Jan Thom, BDM from MyState Bank a few weeks back — always good to sit down over coffee and talk shop.A f...
18/08/2026

Caught up with Jan Thom, BDM from MyState Bank a few weeks back — always good to sit down over coffee and talk shop.

A few of their policy niches that stood out to me:

🏠 Up to 100% LVR on established owner-occupied properties
🏗️ Investment construction lending up to 90% LVR
🤝 $0 notional rent if you've lived with family/friends 5+ years
💼 Self-employed? One year's financials, no BAS required

None of this is on a rate comparison site. It's the stuff you only get by sitting down with the lender's own team.

This is why I stay close to lenders, not just rates — so when I place a client, it's based on what's true today, not what was true last year.

📩 Got a scenario that's been knocked back elsewhere? Send me a message — might be a policy fit issue, not a "no" forever.

Raise the Bar Finance Pty Ltd ABN: 72 681 130 709. Credit Representative #567067 is authorised under Australian Credit License #389087

Raising the Bar in Client Care ⭐️⭐️⭐️⭐️⭐️Grateful to be recognised by AFG for second year in a row for maintaining the ...
15/08/2026

Raising the Bar in Client Care ⭐️⭐️⭐️⭐️⭐️

Grateful to be recognised by AFG for second year in a row for maintaining the highest standards in compliance, professionalism, and client care.

In a fast-changing finance landscape, my focus remains simple: doing what’s right for EVERY client, EVERY time.

Guided by the Best Interest Duty, my role is to help clients make smarter financial decisions. It’s a responsibility I take seriously, and one that truly sets brokers apart.

💬 Whether you’re refinancing, investing, or buying your first home, know that you’re working with someone who’s raising the bar in finance — and keeping your best interests front of mind, every single time.

Financial Awareness Day 📊Quick question: do you actually know where you stand financially— not roughly, but for real?Ban...
13/08/2026

Financial Awareness Day 📊

Quick question: do you actually know where you stand financially— not roughly, but for real?

Bank balance ✅
Real interest rate ❌
What your money's quietly costing you ❌

Financial awareness isn't about knowing everything. It's about knowing enough to make a decision, not drift on autopilot.

For me this shows up in home loans — usually your biggest debt, and the one you think about least once it's settled. Rates move. Life changes. What worked 3 years ago might not work now.

Educating my clients on this is genuinely one of my favourite parts of the job — which is why I run rate reviews well after settlement, not just at the start.

If it's been a while since you checked yours — today's the day.

📩 Not advice for your specific situation, just a nudge to check in.

Ankush Gupta

So we held our second Sandhurst Business Collective (SBC) event recently at Sandhurst Club Round 2 = DONE. 🔥Topic : Mark...
13/08/2026

So we held our second Sandhurst Business Collective (SBC) event recently at Sandhurst Club

Round 2 = DONE. 🔥

Topic : Marketing & Social Media with Purpose.

But honestly? The real highlight was new — local businesses got the mic AND a stall. The energy and interaction from the room was next level. Real stories, real connections.

This is what community-first business actually looks like. Grateful for everyone who showed up and showed out.

Already counting down to the next one, Topic : The Small Business AI Advantage!

No agenda today. Just family, fresh air, and a kangaroo who clearly wasn’t in a rush either. 🦘
25/07/2026

No agenda today. Just family, fresh air, and a kangaroo who clearly wasn’t in a rush either. 🦘

Address

Sandhurst Club
Melbourne, VIC

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 5pm

Telephone

+61409067695

Website

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