Mortgage Choice - Kaid Beattie

02/02/2023

With rates going up, a lot of people will be thinking of refinancing. Why not refinance before 31 March for a chance to win $20,000!*

Get in touch with Mortgage Choice - Kaid Beattie to get started. Terms and conditions apply. Find out more here - http://www.mortgagechoice.com.au/refinanceandwin

Anyone can be in the running, you don't have to be an existing client of mine, go get in touch.

http://www.mortgagechoice.com.au/refinanceandwin?fid=VIC2443&utm_source=facebook&utm_medium=local_social&utm_campaign=refinance_win23&utm_content=VIC2443

06/12/2022

Boo. Rates up again.

Interest Rate Decisions about the cash rate

30/08/2022

Repayments Calculator.

Not sure what your regular home loan repayments will be?

Our home loan repayment calculator could help you budget, plan your repayments and pay off your home loan sooner.

Or contact me today so we can find the solution that’s right for you.

https://www.smartline.com.au/home-loans/calculators/home-loan-repayments/

25/08/2022

Investor

Here are three key steps to starting your journey as a property investor:

1. Establish goals and create a plan - understand the rental market, understand your financial position and know your potential return.

2. Ensure you have enough for a deposit, know how much equity you have in your current property and understand lenders mortgage insurance.

3. Calculate the costs - stamp duty, body corporate fees, council rates, maintenance costs and more.

Contact me to discuss investment loans and to start your property investment journey.

22/08/2022

Savings.

Some people are great savers, others need to work on it, here are my QUICK TIPS: to optimise your saving efforts.

1. Establish a budget and set a savings goal.
2. Look at your bank statements and review items like memberships, phone plans and subscriptions.
3. Consider using a savings account or a term deposit to get your money working for you.
4. Set up automatic payments to your chosen savings account.

Contact me today for more helpful tips on saving for a deposit.

19/08/2022

Stamp Duty? What is it.

Stamp duty is a state government charge incurred by a buyer when purchasing a property.

The cost varies by state and is impacted by the value of the property you purchased and your eligibility for first home buyer savings.

Contact me and I’ll guide you on the costs involved in buying a home and your home loan options.

16/08/2022

Give yourself the best chance.

It’s obvious that lenders want customers who are not only low risk, but reliable borrowers. So, what factors do they take into consideration when deciding to approve your loan?

- Your credit history
- Your income
- Your assets
- Your expenses
- Your liabilities
- Your savings history

Contact me today and I’ll guide you through the loan application process

10/08/2022

Buying Checklist

Looking to buy in 2022? Tick off these items and you will be on your way to home ownership.

When you’re ready to take the next step, I’ll be here to guide you through the process.

Contact me today. 🙂

08/08/2022

Do you know what your current rate is? Are you prepared for more potential rate rises?

With current rates increasing from a low of 0.10% to 1.85% in just 4 months, if you're unsure how much your home loan is costing you or what another rate rise could mean for you - I'm here to help.

Contact me and I’ll help you make sure you have the most suitable loan for your future.

03/08/2022

What does a Mortgage Broker do?
Did you know 67% of all new home loans written last year were through a mortgage broker?

By using a local home loan expert, they can negotiate with the lender on your behalf, help you to find the right solution for your needs and can give you sound advice to help you make the right decisions through your home loan journey.

Contact me today and I'll find the solution that's right for you.