Loan Purpose

18/03/2026

Latest Update

The RBA cash rate is now at 4.1% — and that means changes for borrowers, investors, and homeowners.

Higher rates can impact your repayments, borrowing power, and financial plans.

But with the right strategy, you can stay ahead — not stressed.

At TaxPurpose & LoanPurpose, we help you understand what this means for you and how to make smarter financial decisions moving forward.

Review your loan strategy today — don’t let rising rates catch you off guard.

03/03/2026

As colours fill the air this Holi, may your year ahead be filled with clarity, growth and financial confidence.

Here’s to bright opportunities and prosperous beginnings. 🎨💼✨

27/02/2026

It sounds responsible.

And sometimes it is.
But blindly throwing all your spare cash into your home loan can create hidden problems.

For example:
• Reduced liquidity
• Missed investment opportunities
• Lower borrowing flexibility
• Poor cash flow planning

Smart borrowers ask:
Should I:
– Pay down debt faster?
– Build liquidity?
– Invest surplus funds?
– Structure splits differently?

There isn’t one universal answer.
Loan strategy isn’t just about being debt-free.
It’s about using debt intelligently.
Wealth isn’t built by emotion.
It’s built by structure and strategy.

Not sure if your repayment strategy aligns with your long-term goals?
Let’s review it with us!

📩 [email protected]
🌐 www.loanpurpose.com.au
📞 0430 336 073

LoanPurpose

12/12/2025

Big Achievement!

We're thrilled to share that Loan Purpose has officially been recognised as a CBA Platinum Broker for the 2025/26 financial year!🏆

This achievement represents one of the highest levels of recognition awarded by the Commonwealth Bank.

A heartfelt thank you to our clients, partners, and our dedicated team for helping us reach this milestone. Your support continues to inspire us to deliver exceptional lending solutions.

10/12/2025

📢 Latest Update:
The RBA has kept the cash rate steady at 3.60%, reflecting a cautious approach as inflation remains elevated.

While rates stay unchanged for now, shifts in 2026 are still possible.
This is the ideal time to review your tax plan, cash flow, and financial strategy to stay ahead.

10/12/2025

Proud to share that Loan Purpose has been recognised as a CBA Platinum Broker for 2025/26!
A huge thank you to our clients for trusting us with their finance journey and to our team for their dedication to delivering exceptional outcomes.
Excited for another year of helping more families achieve their property goals.

21/11/2025

07/11/2025

Dream big, lead bold, and make an impact. 💫

Our incredible Founder, Nimisha Kamdar, is a finalist for Finance & Legal Innovation at the Victoria Top 100 Multicultural Innovation Business Leaders 2025! 🎉
This moment is more than an achievement. It’s a milestone for every step taken with purpose and every client who believed in our vision.

Looking forward to bringing this one home! 🏆

04/11/2025

💥 Big News for Home Buyers & Property Investors!
Getting into the property market just got a whole lot easier.

A major bank's subsidiary has introduced a 90% LVR (Loan-to-Value Ratio) home loan, marking a significant change.

✅ No Lenders Mortgage Insurance (LMI) or risk fee, even with just a 10% deposit
🏠 Available for both Owner-Occupiers & Investors
📅 Loan terms up to 30 years
💰 Borrow up to $2 million (for loans above 85% LVR)

That means you can enter the market sooner, save on upfront costs, and avoid paying thousands in LMI fees.

If saving a 20% deposit has been slowing you down, this could be the perfect opportunity to make your property dreams a reality.

📩 Get in touch today to find out if this 90% no-LMI option is right for you.

📩 [email protected]
🌐 www.loanpurpose.com.au
📞 0430 336 073

04/11/2025

RBA UPDATE | Effective November 5, 2025

At its second last meeting of the year, the Reserve Bank of Australia (RBA) held the official cash rate steady at 3.60%, marking the fourth consecutive pause following cuts earlier this year. Major lenders remain cautiously optimistic: ANZ and Westpac have flagged the possibility of a February 2026 cut, while NAB anticipates no movement until May.

Tanya Sale, CEO of outsource Financial, said: “Michelle Bullock at the best of times has the attitude of ‘steady as she goes’.” Based on an inflation rate rise and steady employment rate, Ms Sale stated that the RBA “would not be in a position to do anything but hold the cash rate.”

In a milestone moment for the Australian property market, Gold Coast unit prices have overtaken Sydney’s for the first time. The median unit price now sits at $956,000, edging past Sydney’s $927,000. Ray White Chief Economist Nerida Conisbee attributes the surge to population growth, easing rates, and a shortage of new homes. The upcoming Brisbane 2032 Olympic Games is also fuelling demand, with infrastructure upgrades and global attention driving long-term growth across southeast Queensland.

The RBA’s next meeting will be announced on Tuesday, December 9.