Keystone Mortgage Brokers

07/10/2026

The idea of a bridging loan might be uncomfortable, but, there are times when it’s a smart financial move. Did you know:

🏠 Most bridging loans are taken for 3 to 6 months
🏠 Over 80 percent are repaid within 6 months
🏠 Less than 5 percent extend beyond 12 months

Bridging loans ease stress and can potentially save you a lot. The sale price of properties often improve when sellers are not under pressure.

Read our article for information about why a bridging loan can help you with your next home purchase.

https://keystonebrokers.com.au/news/bridging-finance-statistics-and-market-insights-why-it-might-be-the-best-next-step/

01/10/2026

🏡 First Home Buyer Tip 2/9: Banks want to see that you’re financially responsible and being organised with your financial paperwork will give them the best impression. Gather documents like payslips, bank statements, tax returns, and evidence of any existing debts or liabilities. The cleaner and more complete your paperwork, the smoother (and faster) your loan application process will be. ⭐

24/09/2026

17/09/2026

🏡 First Home Buyer Tip 1/9: Check your credit report 🔎. This is your starting point. A surprising number of buyers don’t check their credit file until they’re already applying for a loan, and then it’s too late to fix any issues. Look for inaccuracies, unpaid debts, or old credit cards you’ve forgotten about. It’s a small step that can make a big difference to your loan approval.

I’ve seen many first home buyers go through a smooth and exciting journey to owning their first home , and many who have found it stressful and overwhelming. The difference is often in the planning. So before you fall in love with that dream home ❤️🏠, I’ve compiled nine practical tips to help you get organised, avoid costly mistakes, and set yourself up for success.
Stay tuned for Tip 2/9! 👀

10/09/2026

What Is Rentvesting? Could it Help You Get into the Property Market Sooner?
If you love living close to the city, near the beach or in an established suburb close to family and friends, but buying there is outside your current budget, that doesn't necessarily mean you have to give up on entering the property market. I help many first home buyers take their first step into the property market, but there are times when rentvesting might be a better option.

Rentvesting is buying where you can afford and continuing to rent where you want to live. For the right person, it can be a practical way to get into the property market sooner and start building equity while maintaining the lifestyle you enjoy. Head to our website for our latest blog. 👉⭐

27/08/2026

🏡 When was the last time you gave your home loan a health check?
Your circumstances change, interest rates change, and new loan options enter the market. But if you’ve had the same home loan for years, you could be paying more than you need to.
A Home Loan Health Check gives us the opportunity to look at your current loan and ask:
💰 Could you get a better interest rate?
🏡 Are your loan features still right for you?
📉 Could refinancing reduce your repayments?
💳 Could you consolidate other debts?
⏱️ Could you structure your loan to pay it off sooner?
Sometimes a few changes can make a significant difference over the life of your loan.
Call me (Glen) and let’s chat about what’s involved in a home loan health check.

19/08/2026

🏠 First Home Buyers - there are still government grants and schemes that could fast-track your first home purchase, like the First Home Guarantee.
We’ll help you figure out if you're eligible and handle all the tricky paperwork.
Give me a call and let’s start with a chat.

14/08/2026

Sometimes the best move isn't moving. Peter and Jodie thought they had outgrown their family home. After more than 20 years in the same house, they loved their neighbourhood, had wonderful neighbours, and their home was filled with memories. But the kitchen no longer worked for entertaining, the garage had become impractical, and they were convinced it was time to find somewhere bigger.

They assumed that moving was the easiest way forward. When we sat down together and looked at the numbers, a different picture emerged. Once we factored in stamp duty, agent commissions, legal fees and moving costs, buying another home would have cost them hundreds of thousands of dollars before they even unpacked the first box. Instead, we explored another option.

By renovating their existing home, they were able to create the lifestyle they wanted while staying in the community they loved. Today they have a beautiful new kitchen, a functional garage, an alfresco area perfect for entertaining, and a home that's worth more than when they started.

It's a great reminder that before deciding to move, it's worth exploring every option. Sometimes renovating and restructuring your finance can be the smarter financial decision.

If you're wondering whether to move or renovate, I'd be happy to help you work through the numbers and explore what's possible before you make such an important decision.

07/08/2026

Thinking about buying your first home, but wondering if now is the right time? With so much talk about interest rates and the property market, it's easy to put your plans on hold. But waiting for the "perfect" time could mean missing valuable opportunities.

In my latest blog, I explain why buying the right property with a long-term strategy is more important than trying to time the market. I also cover ways to improve your borrowing power, the benefits of rentvesting, and simple steps that could bring you closer to owning your first home. Head to my website to find out more. 🏠⭐👉