Yellow Brick Road Essendon

Yellow Brick Road Essendon Home Loans, Car finance and leasing, Commercial Loans

Have you ever heard of the loyalty tax? It is what you can end up paying just for staying with the same lender year afte...
19/06/2026

Have you ever heard of the loyalty tax? It is what you can end up paying just for staying with the same lender year after year.

Canstar research found over 50% of borrowers have never switched lenders, often simply because life is busy and the loan just ticks along. But rates change a lot, and a quick review can make a real difference in your monthly repayments.

If it has been a while since you looked at your home loan, get in touch and we can help you get sorted.

Repayments are likely to stay where they are for now for most borrowers, but three hikes this year have already added up...
17/06/2026

Repayments are likely to stay where they are for now for most borrowers, but three hikes this year have already added up. Learn more about yesterday's decision to leave rates on hold here: https://ybr.com.au/rba-leaves-cash-rate-on-hold/

If you have not reviewed your loan recently, now is a good time. Reach out and we can take a look.

A pause, but not a cut. The RBA has held the cash rate at 4.35% today.
16/06/2026

A pause, but not a cut. The RBA has held the cash rate at 4.35% today.

Tomorrow brings another interest rate decision out of the RBA. While many economists expect rates to remain on hold, th...
15/06/2026

Tomorrow brings another interest rate decision out of the RBA. While many economists expect rates to remain on hold, there are still plenty of factors the Reserve Bank will be weighing up.

If you’re wondering what the decision could mean for your repayments or your plans over the coming months, feel free to get in touch.

After three hikes this year, there's a lot of us looking at next week's RBA decision wondering if there will be a fourth...
11/06/2026

After three hikes this year, there's a lot of us looking at next week's RBA decision wondering if there will be a fourth. Follow the link to see what the leading experts are forecasting: https://ybr.com.au/rates-to-be-on-hold-in-june/

Or message us directly if you want to talk through your situation.

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you....
22/05/2026

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you.

Sometimes even a small adjustment or review can make a meaningful difference over the long term. If you’d like help understanding where your loan stands, we're always happy to have a chat.

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it ...
21/05/2026

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it starts with a conversation.

Understanding your budget, borrowing power and options early can make the whole process feel clearer and less stressful. The goal isn’t just to get a loan approved. It’s to help you feel confident about every step along the way.

If you’re not sure where to begin, let’s map it out together. Head to ybr.com.au/livethedream to get started.

The proposed tax changes in the 2026 Budget could have a major impact for a large number of property investors around th...
13/05/2026

The proposed tax changes in the 2026 Budget could have a major impact for a large number of property investors around the country.

While existing properties are generally unaffected, new purchases may be treated differently from 1 July 2027, particularly when it comes to negative gearing and capital gains.

Here is a general overview of the major announcements, and remember, the initiatives announced in the 2026 Federal Budget are subject to the passage of legislation.

Learn more here: https://ybr.com.au/federal-budget-2026-housing-changes-explained/

Rates are up again, and the major lenders have already confirmed they’ll be passing on the rate hike in full.Commonwealt...
07/05/2026

Rates are up again, and the major lenders have already confirmed they’ll be passing on the rate hike in full.

Commonwealth Bank, NAB, ANZ, and Westpac have all moved quickly, announcing rates will be increasing from May 15, which means most variable loans will start to feel the impact over the next few weeks.

If you’re not sure when your rate is changing, or what it means for your repayments, it’s worth checking in. Give us a call or drop into our branch and we can take you through it to give you a clear picture of where things stand.

Address

10 Keilor Road Essendon North
Melbourne, VIC
3042

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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