Livi Lending

Livi Lending Australian Credit License: 456132 | ACN: 168 530 961

Speaking to a broker doesn’t have to be complicated.Having a few key things ready before your first conversation can hel...
22/06/2026

Speaking to a broker doesn’t have to be complicated.

Having a few key things ready before your first conversation can help us give you clearer guidance from day one.

Think payslips, savings and deposit details, a snapshot of your expenses and debts, and your ID documents.

Don’t worry if you don’t have everything organised yet. Knowing where you stand is often the most important first step.

At Livi, we help you understand what lenders are looking for, what options may be available to you, and what your next steps could be so you can move forward with confidence.

Saving for a home deposit can feel challenging, especially when the cost of living is still putting pressure on househol...
17/06/2026

Saving for a home deposit can feel challenging, especially when the cost of living is still putting pressure on household budgets.

The good news? You don’t need to save everything overnight. Small, consistent steps can make a bigger difference than most people realise.

A few places to start:
✔️ Set a clear savings goal
✔️ Work out how much you need to save each month
✔️ Understand the costs beyond the deposit
✔️ Explore first home buyer support available to you
✔️ Reduce unnecessary spending where you can
✔️ Keep your savings working harder in a competitive savings account

In today’s market, having a plan is often just as important as the deposit itself.

At Livi, we help buyers understand how much they may need to save, what support schemes could be available, and what a realistic pathway to home ownership looks like for their situation.

The RBA has kept the cash rate on hold at 4.35%.While there’s been no change this month, interest rates still continue t...
16/06/2026

The RBA has kept the cash rate on hold at 4.35%.

While there’s been no change this month, interest rates still continue to play a big role in borrowing power, repayments, and overall buyer confidence.

For some Australians, holding rates steady may provide a little more certainty when planning their next move, whether that’s buying a first home, refinancing, or reviewing current repayments.

Markets can shift quickly, which is why understanding your position early can make a big difference when opportunities come up.

If you’re unsure what the current rate environment means for you, we’re here to help you understand your options and next steps.

Saving for a home deposit can feel overwhelming, but small steps can make a big difference.Setting a clear savings goal,...
11/06/2026

Saving for a home deposit can feel overwhelming, but small steps can make a big difference.

Setting a clear savings goal, understanding upfront costs beyond the deposit, and building consistent saving habits can all help put you in a stronger position when it’s time to buy.

Reducing unnecessary spending, paying down debt, and exploring first home buyer schemes may also help you reach your goal sooner than expected.

The earlier you start preparing, the more confident you’ll feel when the right opportunity comes along.

If you’re thinking about buying but not sure where to start, we’re here to help you understand your options and next steps.

Lenders don’t just look at how much you’ve saved. They also look at your savings behaviour.Genuine savings help show len...
04/06/2026

Lenders don’t just look at how much you’ve saved. They also look at your savings behaviour.

Genuine savings help show lenders that you can consistently manage your money and build financial discipline over time. This could include regular transfers into savings, steady account growth, or showing you can save while managing everyday expenses.

It’s not always about having a huge deposit straight away. Many lenders want to see that you’re financially prepared and capable of managing future loan repayments responsibly.

Building strong savings habits early can help strengthen your application and put you in a better position when you’re ready to buy.

If you’re thinking about buying but not sure where you stand, we’re here to help you understand your options and what steps could help get you there sooner.

Big changes are being proposed around housing affordability and first home buyers could benefit.The government projects ...
01/06/2026

Big changes are being proposed around housing affordability and first home buyers could benefit.

The government projects that proposed changes to negative gearing and CGT discounts could help move around 75,000 properties from investors to owner-occupiers over the next decade.

There’s also $2 billion being invested into infrastructure to help speed up new housing developments across Australia.

While these changes won’t happen overnight, they signal a stronger focus on improving access for future homeowners.

If you’re thinking about buying, understanding your borrowing power early can help you be ready when opportunities come up.

Home loans can get overwhelming fast.Different rates. Different lenders. Too many tabs open. 😵‍💫A broker helps cut throu...
29/05/2026

Home loans can get overwhelming fast.

Different rates. Different lenders. Too many tabs open. 😵‍💫

A broker helps cut through the noise. We compare options, explain what actually matters, and help you find a loan that works for your life, not just the lowest rate on the screen.

And the best part? You’ve got someone in your corner from application through to settlement and beyond.

Thinking about buying soon? We’re here when you’re ready. 💬

There’s a lot that first home buyers aren’t told until they’re already in the process.Things like borrowing power, upfro...
25/05/2026

There’s a lot that first home buyers aren’t told until they’re already in the process.

Things like borrowing power, upfront costs, deposit options, and knowing when to get advice can have a big impact on your experience.

The good news is most first home buyer mistakes are avoidable with the right support early on.

At Livi, we help you understand what to expect, what to prepare for, and how to move forward with confidence.

A little guidance early can save a lot of stress later.

Renovating can be exciting, but the finance side is where a lot of people get caught out.Before you start knocking down ...
20/05/2026

Renovating can be exciting, but the finance side is where a lot of people get caught out.

Before you start knocking down walls or planning the dream kitchen, it is worth understanding what your renovation could cost, how it may impact your property value, and what funding options actually make sense for your situation.

Not every renovation loan works the same way, and getting the structure right early can make the whole process far smoother.

At Livi, we help you look at the numbers properly before the work begins, so you can move forward with confidence, not surprises.

Here’s what working with Livi actually feels like. No jargon, no runaround. Just clear answers, real support, and someon...
15/05/2026

Here’s what working with Livi actually feels like. No jargon, no runaround. Just clear answers, real support, and someone who sticks with you from start to finish.

Whether it’s refinancing, consolidating, or buying, we make sure you understand your options and feel confident in every decision.

That’s how it should be.

Address

36 Aberdeen Road, Altona
Melbourne, VIC
3018

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 11am - 5pm
Sunday 11am - 5pm

Telephone

+611300367721

Website

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