Livi Lending

Livi Lending Australian Credit License: 456132 | ACN: 168 530 961

"The bank said no." Four words no one wants to hear.But a declined home loan application doesn't always mean you're out ...
04/08/2026

"The bank said no." Four words no one wants to hear.

But a declined home loan application doesn't always mean you're out of options.

Sometimes it's a deposit that's not quite there yet. Sometimes it's your credit history, existing expenses, or simply applying with the wrong lender.

The good news? Many of these roadblocks can be understood, improved or worked around with the right guidance before you apply.

At Livi, we help you understand what lenders are really looking for, strengthen your application, and find the loan that's the right fit for your circumstances.

Because getting a "no" today doesn't mean you can't get a "yes" tomorrow.

Thinking about building your next home, but waiting to sell your current one first?It's one of the most common questions...
03/08/2026

Thinking about building your next home, but waiting to sell your current one first?

It's one of the most common questions we hear, and the answer might surprise you.

Many buyers assume they need to sell before moving forward, but depending on your circumstances, there may be other options available. Bridging finance, using the equity in your current home, or the way construction loans are funded in stages could give you more flexibility than you realise.

Every situation is different, which is why it's worth exploring your options before putting your plans on hold.

If you're unsure what might work for you, chat with the team at Livi. We'll help you understand what's possible and find a solution that suits your circumstances.

Buy Now, Pay Later can be a convenient way to manage everyday purchases, but it's worth knowing how it may be viewed whe...
29/07/2026

Buy Now, Pay Later can be a convenient way to manage everyday purchases, but it's worth knowing how it may be viewed when you're applying for a home loan.

Lenders look at your overall financial position, including existing Buy Now, Pay Later accounts and repayment commitments, when assessing your application. Even if the balances are small, they can influence your borrowing capacity.

If you're planning to buy a home, it's a good idea to review any active accounts before applying. Closing accounts you no longer use and staying on top of repayments may help strengthen your application.

Not sure where you stand? The team at Livi can help you understand how lenders assess your finances and what you can do to put your best foot forward.

Paying off your home loan sooner doesn't always require a dramatic change.Simple strategies like making extra repayments...
28/07/2026

Paying off your home loan sooner doesn't always require a dramatic change.

Simple strategies like making extra repayments, using an offset account effectively and reviewing your loan regularly can reduce the amount of interest you pay over the life of your loan. Even small changes today can make a meaningful difference over time.

Every home loan is different, so the best approach depends on your goals and circumstances. That's where the right advice can help.

Get in touch with the team at Livi to explore practical ways to make your home loan work harder for you.

We're proud to share that Livi Lending has been named a finalist in the 2026 AFG Broker Awards in the Top 25 Group categ...
22/07/2026

We're proud to share that Livi Lending has been named a finalist in the 2026 AFG Broker Awards in the Top 25 Group category.

This recognition reflects the dedication of our team and our commitment to helping Australians navigate the home loan journey with confidence, clarity and genuine support.

A huge thank you to our clients, referral partners and supporters for trusting us to be part of such an important milestone. Your support has made this achievement possible.

We're honoured to be recognised alongside some of the industry's leading broker groups and look forward to celebrating with our fellow finalists at this year's AFG Broker Awards. 🏆

Your home loan shouldn't be something you set and forget.Interest rates change, lenders introduce new products and your ...
21/07/2026

Your home loan shouldn't be something you set and forget.

Interest rates change, lenders introduce new products and your financial situation evolves over time. A loan that suited you a few years ago may not be the best fit today.

A quick home loan review could help you reduce your repayments, access more flexible features or even pay off your loan sooner.

If it's been a while since you last reviewed your mortgage, now could be a good time to check whether you're still getting the right deal.

Get in touch with the team at Livi and let's explore your options.

Many Australians think buying their first home starts with a 20% deposit. In reality, there are a number of ways buyers ...
20/07/2026

Many Australians think buying their first home starts with a 20% deposit. In reality, there are a number of ways buyers are getting into the market sooner.

Government schemes, family guarantees, smarter savings strategies and understanding your borrowing options can all make home ownership more achievable than you might expect.

The right path isn't the same for everyone, and that's where having the right guidance can make all the difference.

At Livi, we take the time to understand your situation, explain your options in plain English and help you find a strategy that works for you. Because buying your first home should feel exciting, not overwhelming.

Buying a home or refinancing can feel overwhelming, but it doesn't have to.These words come directly from people who've ...
16/07/2026

Buying a home or refinancing can feel overwhelming, but it doesn't have to.

These words come directly from people who've trusted Livi to guide them through the process, and that's what matters most to us.

We believe great service is about more than finding a competitive loan. It's about taking the time to listen, explaining things clearly, answering every question and helping you feel confident from start to finish.

At Livi, we're here to make lending simple.

Capital Gains Tax has been making headlines lately, but what does it actually mean?If you're buying your first home, cha...
13/07/2026

Capital Gains Tax has been making headlines lately, but what does it actually mean?

If you're buying your first home, chances are it won't affect you. For most Australians, your primary place of residence is generally exempt from CGT.

If you're thinking about investing, however, it's worth understanding how CGT works and why recent policy changes have put it back in the spotlight.

The more you understand before you buy, the more confident you'll feel when it's time to make your next move.

If you have questions about how today's lending landscape could affect your plans, the team at Livi is here to help.

Choosing a home loan isn't just about finding the lowest interest rate.Every lender has different policies, borrowing ca...
08/07/2026

Choosing a home loan isn't just about finding the lowest interest rate.

Every lender has different policies, borrowing calculators and approval criteria, which means the same borrower can receive very different outcomes depending on where they apply.

That's why comparing your options matters. The right lender is the one that best suits your financial situation, goals and future plans.

A broker can help you navigate the options and find a loan that's the right fit for you, not just the biggest lender.

Choosing the right lender can have a bigger impact than many buyers realise. At Livi, we compare a wide range of lenders to help you find a loan that suits your circumstances, not just the biggest name or the lowest advertised rate.

Address

36 Aberdeen Road, Altona
Melbourne, VIC
3018

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 11am - 5pm
Sunday 11am - 5pm

Telephone

+611300367721

Website

Alerts

Be the first to know and let us send you an email when Livi Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Livi Lending:

Shortcuts

Featured

Share

Category