DreamQi Financial Pty Ltd

DreamQi Financial Pty Ltd Welcome to DreamQi Financial, your trusted partner on the path to homeownership and financial success.

Nestled in the vibrant city of Melbourne, we are a premier mortgage company dedicated to turning dreams into reality.

"Happy Father's Day to the dads working hard for their family's future 🙌 Whether it's the first home, an investment for ...
06/09/2026

"Happy Father's Day to the dads working hard for their family's future 🙌 Whether it's the first home, an investment for the kids, or just more breathing room in the budget — every step counts. If you're a dad with a money goal this year, we're here to help map it. Comment DAD or DM us anytime. General information only — not personal credit advice.

"

06/09/2026

POV: it's Spring's in the air, and you're at your third open home 🏡 Inspections are fun — but walking in WITHOUT knowing your budget is how people fall for a place they can't fund. Get your number first. Comment SPRING for the checklist. General information only — not personal credit advice.

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04/09/2026

"📊 Your 60-second spring market update: listings are building, competition's rising, and rates + lender pricing keep shifting week to week. Headlines are national — your suburb and your loan can be moving differently. Comment UPDATE and I'll translate it into your options. General information only — not personal credit advice.

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"""How much do I need to earn to buy a house?"" is the question I get asked most.The honest answer: your income is only ...
02/09/2026

"""How much do I need to earn to buy a house?"" is the question I get asked most.

The honest answer: your income is only one part of it. Lenders also look at your existing debts, credit card limits, living expenses, dependants, employment type — and every lender assesses it differently.

That's why two households on the same income can be told two completely different numbers.

The figures in this video are illustrative examples only, not a guarantee of what you can borrow.

If you're starting to think about buying, send us a message and we'll help you understand your position properly.

General information only — not personal financial or credit advice. Lending criteria, T&Cs and fees apply."

The lowest rate isn't always the win 🏉 Offset, redraw, extra repayments, package perks + cashback can change the whole g...
25/08/2026

The lowest rate isn't always the win 🏉 Offset, redraw, extra repayments, package perks + cashback can change the whole game. RATE or FEATURES — what matters more to you right now? Comment below 👇 General info only, not advice.

🏢 Business owners — what if your rent went into your OWN super instead of a landlord's pocket?That's the idea behind buy...
22/08/2026

🏢 Business owners — what if your rent went into your OWN super instead of a landlord's pocket?

That's the idea behind buying your business premises through your SMSF: your business pays rent, and it builds your retirement rather than someone else's wealth.

With residential SMSF borrowing being wound back, this commercial play is one of the few still clearly on the table. It's strict, and it's not for everyone — but for the right business owner it's worth understanding.

👉 Tag a business-owning friend who should see this.

General information only — not financial, tax or credit advice. SMSF is complex; always seek licensed advice.

21/08/2026

💸 Up to $4,000 cashback for refinancing — still on the table in late August.

🟢 Up to $4,000 (IMB)
🟢 $3,000 (several lenders)
🟢 Qantas points (select products)

Sounds like free money, right? Kind of 👀 But here's the honest bit: a one-off cashback is a nice bonus — it shouldn't be the reason you switch. The right RATE over the life of your loan usually matters far more.

That's exactly what I check for you: the cashback AND the long-term cost, so you don't chase a bonus into a worse deal.

DM 'CASHBACK' and I'll send a current shortlist that might suit 👇

Conditions & end dates apply — offers change, so always check current deals. General info only, not personal credit advice.

18/08/2026

This or That 🥊 Pick a side — then tell me WHY in the comments 👇

🔒 Fixed vs Variable?
💰 Offset vs Extra repayments?
🎁 Cashback now vs a lower rate forever?

None of these have a "one size fits all" answer — the right call depends on your situation, your plans and how you like to manage your money.

So I'm curious where our community lands 👀 Vote in our Story and share your reasoning below. I'll weigh in on the interesting ones!

General information only — not personal credit advice.

17/08/2026

🏗️ New builds just made the grand-final team.

From 1 July 2027, negative gearing on established investment properties is being scrapped for new purchases — but new builds keep the full guernsey 🟢

New builds still get:
✅ Full negative gearing
✅ The 50% CGT discount
✅ Depreciation — the extra midfielder that helps your cashflow early

Already own an established property? You're grandfathered — current rules stay. 👍

Comment 'BUILD' for the investor checklist 👇

16/08/2026

Sunday check-in 🙌

What's one money or property win you've had this year — big or small?

Maybe you started saving, cleared a debt, got pre-approved, or finally bought your first place. Maybe you just decided this is the year you get serious about your goals.

They ALL count. 💚

Share yours in the comments 👇 — we love celebrating every step our community takes.

Address

Melbourne, VIC

Opening Hours

Monday 7:30am - 9pm
Tuesday 7:30am - 9pm
Wednesday 7:30am - 9pm
Thursday 7:30am - 9pm
Friday 7:30am - 9pm
Saturday 8am - 6pm

Telephone

+61416744773

Website

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