DreamQi Financial Pty Ltd

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DreamQi Financial Pty Ltd Welcome to DreamQi Financial, your trusted partner on the path to homeownership and financial success.

Nestled in the vibrant city of Melbourne, we are a premier mortgage company dedicated to turning dreams into reality.

19/09/2026

Good to know: a pre-approval is NOT a guarantee ⚠️

It’s the lender saying ‘based on what we’ve seen, you look good.’ The full yes comes after they check the property and re-check your details. So keep things steady in between — no big new purchases, and avoid changing jobs if you can.

👉 Comment ‘PREAPPROVAL’ and I’ll explain what yours actually covers.

General info only, not credit advice.

16/09/2026

"Your money isn't disappearing. It's being split 4 ways. 💸

Home loan. Credit card. Car loan. Personal loan. Each feels fine on its own — but together the high-interest ones quietly drain $300–$500 every month.

Rolling them into one loan, one repayment, often a lower rate, can hand that cashflow back. Done wrong it costs more though — so it's not for everyone.

👉 Comment ""CASHFLOW"" and I'll take an honest look at your numbers — free, no pressure.

Which of the 4 is hurting you most? 👇

General info only, not credit advice."

15/09/2026

Honest question — when did you LAST compare your home loan rate to what's out there? 👀 If it's 'more than a year ago', there's a real chance you're paying the lazy tax. Banks save their sharpest rates for NEW customers. Comment REFI for a free check. General information only — not personal credit advice.

14/09/2026

Offset, redraw, refinance — people mix these up constantly 💸 Offset: savings linked to your loan. Redraw: your extra repayments. Refinance: reset the whole deal. Using the wrong one for your goal is a quiet, costly mistake. Comment EQUITY and I'll match the right one. General information only — not personal credit advice.

13/09/2026

10 quiet minutes this Sunday could save you thousands ☕ Check 3 things: your rate vs today's market, any high-interest debt outside the loan, and whether your features still fit. Comment CHECK and I'll send the review checklist. General information only — not personal credit advice.

11/09/2026

Fixed, variable or split? 🤔 There's no universal right answer — it depends on your next 1-2 years. Fixed = certainty. Variable = flexibility + the upside if rates fall. Split hedges both (and it's underused). Comment your pick 👇 Comment SPLIT and I'll tailor it. General information only — not personal credit advice.

10/09/2026

"Self-employed and made to feel a home loan is out of reach? You're not stuck 💪 The big banks love neat PAYG payslips — but specialist lenders assess your ACTUAL financials. I've had clients declined by their own bank approved elsewhere in weeks. Comment SELFEMPLOYED for an honest second opinion. General information only — not personal credit advice.

"

"The bank's number isn't the final number 👀 The same borrower can get tens of thousands of difference between lenders — ...
08/09/2026

"The bank's number isn't the final number 👀 The same borrower can get tens of thousands of difference between lenders — they weigh income, debts and living costs differently. Structure and lender choice move it. Comment BORROW and I'll explain what lenders actually look at. General information only — not personal credit advice.

"

"Happy Father's Day to the dads working hard for their family's future 🙌 Whether it's the first home, an investment for ...
06/09/2026

"Happy Father's Day to the dads working hard for their family's future 🙌 Whether it's the first home, an investment for the kids, or just more breathing room in the budget — every step counts. If you're a dad with a money goal this year, we're here to help map it. Comment DAD or DM us anytime. General information only — not personal credit advice.

"

06/09/2026

POV: it's Spring's in the air, and you're at your third open home 🏡 Inspections are fun — but walking in WITHOUT knowing your budget is how people fall for a place they can't fund. Get your number first. Comment SPRING for the checklist. General information only — not personal credit advice.

"

Address

Melbourne, VIC

Opening Hours

Monday 7:30am - 9pm
Tuesday 7:30am - 9pm
Wednesday 7:30am - 9pm
Thursday 7:30am - 9pm
Friday 7:30am - 9pm
Saturday 8am - 6pm

Telephone

+61416744773

Website

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