Mortgage Achievers

03/06/2026

Federal Budget 2026: What It Means for Property

The 2026 Federal Budget includes a number of measures that could impact home buyers, property investors, and existing homeowners.

🏡 First home buyers
The Help to Buy scheme has been expanded, which may allow more Australians to qualify. There are also updates to the First Home Super Saver Scheme that could help some buyers build their deposit sooner.

📈 Property investors
The Budget includes proposed changes to negative gearing and capital gains tax. While existing investors are expected to be largely protected, these measures are still subject to legislation and may influence future investment decisions.

🚧 Growth areas to watch
Infrastructure funding continues to be directed towards major growth corridors, particularly in outer Melbourne and South East Queensland. These are areas many investors will be keeping an eye on.

💰 Existing mortgage holders
Changes to household finances may affect borrowing capacity and lending options.

If it has been a while since you reviewed your home loan, now could be a good time to reassess your position.

31/05/2026

The Federal Budget just landed here's what matters for your home loan!

Read the full blog here: https://www.mortgageachievers.com.au/blog/federal-budget-2026-what-it-means-for-your-mortgage

29/05/2026

Over the past 4 weeks, we've covered:

✔️ How construction loans actually work
✔️ The 5 progress-payment stages
✔️ Grants and schemes for first home buyers
✔️ The investor trade-off of building vs buying

Ready for the next step?

📖 Read the full article: https://www.mortgageachievers.com.au/blog/building-your-dream-home-heres-what-every-australian-should-know-about-construction-loans

💬 Book a complimentary phone 📞 Or just call us on 1300 851 103

We'd love to help you bring your build to life.

27/05/2026

Our brokers bring extensive experience in construction lending and work with clients from pre-approval through to settlement. From first-home builds to more complex property projects, we provide clear guidance at each stage of the process.

When you work with us, you get one dedicated broker from pre-approval through to settlement and beyond.

That's the Mortgage Achievers difference!

https://www.mortgageachievers.com.au/team-profiles

25/05/2026

✅ Depreciation benefits may apply — speak with your accountant for tax advice
✅ Lower early-years maintenance
✅ Modern appeal for tenants
⚠️ Longer timeline before rental income
⚠️ Holding costs during the build

It's not a one-size-fits-all answer, it depends on your strategy and cash flow. Let us help you run the numbers. 📞 1300 851 103

22/05/2026

🚫 Myth: "I need a 20% deposit to build my first home."

✅ Reality: Depending on your eligibility and the property, you may be able to build with a smaller deposit particularly via the Home Guarantee Scheme or with LMI factored in.

The right structure will depend on your circumstances.

Chat with our team about what's realistic for your situation. 📞 1300 851 103

21/05/2026

📢 Welcome to our May Newsletter

This month has been one of the biggest we’ve seen in recent times for Australian property owners and buyers.

The RBA has lifted the cash rate for the third time this year, while Treasurer Jim Chalmers has handed down a Federal Budget that brings major changes for investors, first home buyers, and everyday Australians.

With so much happening, we’ve pulled together the key updates, what they mean, and what to keep an eye on moving forward.

Take a look through this month’s newsletter and stay informed about the changes shaping the property and lending market. 🏡

The Federal Budget was handed down on 12 May. Here’s what matters most if you own property, are looking to buy, or run your own business.

20/05/2026

Here's the truth: with the right guidance, building may be achievable for many first home buyers, depending on their circumstances.

We'll walk you through every step, from pre-approval through each progress payment to handover. No jargon. No pressure.

📚 Grab our complimentary Home Buyer E-Books to get started: https://www.mortgageachievers.com.au/e-books

18/05/2026

You may be eligible for:

🏡 The First Home Owner Grant (targeted at new builds in some states)
💰 Stamp duty concessions on new builds
🛡️ The Home Guarantee Scheme (eligibility applies)

Using available grants and schemes appropriately may affect the overall cost and structure of your build. Grant and scheme eligibility varies by state, lender and individual circumstances.

Let us walk you through what you may qualify for.

📞 1300 851 103

15/05/2026

When budgeting for a build, as a general guide, some builders and buyers allow a 5–10% contingency buffer, depending on the project.

Why? Because unexpected things happen a rocky site, a PC-item upgrade, a service connection surprise. A buffer keeps small variations from turning into big stress.

Want help modelling the numbers on your build? We'd love to chat.