iFinance Vic Pty Ltd

12/02/2023

14/04/2021

6 investments that could help you grow your business

You want to grow your business.

But where should you spend your money to take your business to the next level?

While there’s no one-size-fits-all formula to boost business growth, it ultimately comes down to attracting more clients and orders.

Here are six investments that can help you do just that:

1. Buy new machinery, vehicles or tools to take on bigger projects
2. Hire new staff or upskill your existing team
3. Invest in marketing and build a bigger online presence
4. Expand your range of products or services
5. Purchase extra stock to keep up with demand
6. Grow your market share by expanding into a new area

But what do you do if a lack of cash is holding you back from reaching full potential?

Don’t give up on your dreams just yet.

We’ve partnered with Finstro, a leading provider of cashflow assistance to small businesses who can help you borrow up to 150% of your average monthly turnover and get the money you need to grow in under 24 hours.

Achieve your dreams of business growth. https://finstro.com/i-Finance

26/01/2021

Why deal with a mortgage broker versus a bank?

Brokers don't just handle the legwork when finding the best loan. They also help navigate the lending landscape so borrowers can compare apples with apples.

01/12/2020

Reserve Bank of Australia sits tight on interest rates.

Even when there are drops in interest rates which unfortunately hasn't occurred this time around, not all financial institutions pass on the savings. This is the reason you should conduct a home loan health check.

For your free Home Loan Health Check
contact Vinko at [email protected]
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The Reserve Bank of Australia has retained the official interest rate at 0.1 per cent, flagging current monetary policy settings are assisting the economic recovery from the coronavirus pandemic.

04/11/2020

Yesterday the Reserve Bank of Australia met and reduced the official cash rate target to 0.10% (down from 0.25%). With the cash rate so low, the RBA were running out of ways to steer the economy, so they have also announced a number of changes to make borrowing cheaper for households, businesses, and the government. This will also put more downward pressure on the Aussie dollar, which is great for our exporters, but maybe not so great if you were planning an overseas holiday next year.

Looking at the home loan market, with the RBA committed to keeping rates low, we may fixed home loan rates under 2.0% shortly.

If you are unsure what your lender has done, get in touch with www.iFinance.com.au

It’s Christmas for borrowers and a horrible time for savers as Australia’s central bank cuts interest rates to a record low, with the RBA promising not to hike rates for “at least” three years.

29/10/2020

If you're interested in what's likely to happen in the property market in the next couple of years. Have a read of the following article which gives a great balanced view of what's to come.

This property expert's view on what's ahead for the Aussie housing market has changed.

08/08/2020

Do you know the difference between being rich and being wealthy?

To one man, money was a plaything. To another, it was a possibility. Guess which one came out ahead in the end?

06/08/2020

I appreciate that some people are out of work and are looking to reduce costs where they can. One of the best ways to reduce costs is to reduce the interest you pay on a loan. This is in most cases the largest outgoing household expense and can save you thousands if not tens of thousands.

For an obligation free appraisal. Reach out to www.i-Finance.com.au or PM me.

23/06/2020

The half way mark or 3 months in banks start reviewing deferred loans.

After COVID-19 bit into the Australian economy, thoughts predictably turned to its property market.

06/06/2020

If you qualify you're one of very few that does.

Is the new HomeBuilder scheme — with $25,000 grants for some renovations and new homes — too tightly targeted to be a success?