Informed Financial Services

Informed Financial Services Informed Financial Services is a bespoke financial services firm specialising in providing a broad r

🚊 The affordability of an extra train stop 🚊⁣⁣“I love the daily commute”, said (almost) no one ever. 😅⁣⁣But PropTrack sa...
31/03/2026

🚊 The affordability of an extra train stop 🚊⁣
⁣
“I love the daily commute”, said (almost) no one ever. 😅⁣
⁣
But PropTrack says their research show that house hunters could save hundreds of thousands of dollars by buying in suburbs that are one extra train stop from the city. ⁣
⁣
It’s not about buying a train wreck of a home. 🏚️⁣
⁣
It's about trying to buy a more affordable one.⁣
⁣
After all, a more affordable home usually equates to a more affordable mortgage - and that's where we can help out further. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣⁣Relocations from capitals to regions are outpacing mov...
29/03/2026

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣
⁣
Relocations from capitals to regions are outpacing moves in the opposite direction, according to the latest Regional Movers Index. ⁣
⁣
The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals, according to Cotality. ⁣
⁣
A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡⁣
⁣
Keen to swap skyscrapers for big sky horizons? 🌤️⁣
⁣
Contact us to explore some home loan options that could power your country escape. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🏡 The top features home buyers are currently looking for 🏡⁣⁣The top searches on realestate.com.au reveal the home featur...
24/03/2026

🏡 The top features home buyers are currently looking for 🏡⁣
⁣
The top searches on realestate.com.au reveal the home features buyers love most, and the ones that can potentially add lasting value. 🔍⁣
⁣
Interestingly, topping the list is a swimming pool. 🏊‍♂️⁣
⁣
That’s followed by a garage, and air con. 🚗⁣
⁣
Outdoor areas, ensuites and balconies are also high on the wish list. 🌿⁣
⁣
And the fastest-rising search term in 2025, up 72%, was single storey. 📈⁣
⁣
What’s on top of your property wish list? 📝⁣
⁣
Once you've worked it out, get in touch and we'll help you calculate your borrowing power. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

📉 How to potentially wind back the February rate hike 📉⁣⁣Don’t get mad, get even. 💪⁣⁣The RBA’s 0.25% February cash rate ...
22/03/2026

📉 How to potentially wind back the February rate hike 📉⁣
⁣
Don’t get mad, get even. 💪⁣
⁣
The RBA’s 0.25% February cash rate hike could see home owners with a $600,000 variable rate mortgage pay an extra $90 in monthly repayments. ⁣
⁣
But you don’t have to just cop the rate hike on the chin and not do anything about it. ⁣
⁣
There’s still a considerable variation in home loan rates between lenders - so you could possibly give yourself a rate cut of your own. 📊⁣
⁣
Switching to a lower rate home loan could potentially reverse the February rate hike for you.⁣
⁣
If it's been a while since you paid attention to your home loan rate, now could be a good time for a home loan health check. 🩺⁣
⁣
Call us to find out the rate you’re paying – and whether you could save on monthly interest by switching. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣⁣Did you know home owners are spending $1 billion+ each month on ren...
17/03/2026

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣
⁣
Did you know home owners are spending $1 billion+ each month on renovations across the country? 😮⁣
⁣
If home improvements are on your to-do list for 2026, home equity can be a valuable source of funds. ⁣
⁣
One way to access home equity is by switching to a new home loan. ⁣
⁣
Or for major renovations, a construction loan could potentially tick plenty of boxes. ✅⁣
⁣
Funds are drip-fed as the project progresses. And you only pay interest on funds drawn down. 💳⁣
⁣
The catch? ⚠️⁣
⁣
Not every lender offers construction loans. ❌⁣
⁣
Contact us to know the lenders that do - and discover finance options that may align with your needs. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🏠 What’s the ideal home loan term length? 🏠⁣⁣Well, just like songs and music, there's no one-size-fits-all answer - it's...
16/03/2026

🏠 What’s the ideal home loan term length? 🏠⁣
⁣
Well, just like songs and music, there's no one-size-fits-all answer - it's usually a case-by-case situation.⁣
⁣
Let us explain. ⁣
⁣
Not so long ago, 25 years was the typical home loan term. ⁣
⁣
That’s steadily crept up to 30 years. 📈⁣
⁣
And some lenders now even offer 40-year loans. 😮⁣
⁣
So, what home loan term should you select? ⁣
⁣
The answer is the one that fits your life circumstances - which usually means the one that you can comfortably afford the monthly repayments on. ✅⁣
⁣
That's because, chances are, the value of your home will rise over time. ⁣
⁣
Meanwhile, inflation will hopefully eat away at the value of your debt. ⁣
⁣
And as you build equity (and your life situation changes), it may be possible to refinance to a shorter term to save on interest over the long run. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

📈 Could property prices break records in 2026? 📈⁣⁣Home values could potentially hit new highs this year. ⁣⁣REA Group is ...
10/03/2026

📈 Could property prices break records in 2026? 📈⁣
⁣
Home values could potentially hit new highs this year. ⁣
⁣
REA Group is predicting home prices could rise 6-8% across our combined capitals in 2026. 📊⁣
⁣
Meanwhile, a new report from KPMG predicts house prices across Australia could climb 7.7% this year and apartment values could rise 7.1%.⁣
⁣
If you're looking to buy in the near to medium future, it could be worth considering bringing your home-buying plans forward to beat rising prices. 💰⁣
⁣
Talk to us to find out your borrowing power. 💬⁣
⁣
We could then also get the ball rolling on a home loan that matches your needs. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🏠 First homebuyers are dominating the home loan market 🏠⁣⁣The number of new first home buyer loans rose 6.8% in the fina...
08/03/2026

🏠 First homebuyers are dominating the home loan market 🏠⁣
⁣
The number of new first home buyer loans rose 6.8% in the final quarter of 2025, outpacing investors and upgraders - according to ABS data. 📊⁣
⁣
It’s the biggest jump in first home buyer demand in two years. ⁣
⁣
What’s driving first home buyers? 🤔⁣
⁣
Increased support through the 5% Deposit Scheme and the new Help to Buy program, says the ABS. ⁣
⁣
Talk to us about your plans to buy a first home and we'll help you assess your borrowing capacity. ⁣
⁣
You could potentially be home loan ready right now. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🏡 Could your siblings hold the key to home ownership? 🏡⁣⁣Siblings can often be relied on to share a drink or a game of b...
03/03/2026

🏡 Could your siblings hold the key to home ownership? 🏡⁣
⁣
Siblings can often be relied on to share a drink or a game of backyard cricket. 🏏⁣
⁣
But now more Aussies are teaming up with their siblings to share the keys to a first home. 🔑⁣
⁣
NAB reports a 33% increase in friends and family members buying property together. ⁣
⁣
Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo. ⁣
⁣
If you think you and your sibling could make a great property team, talk to us to find out if co-buying could work for you. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🏡 Gen X takes top spot for property wealth 🏡⁣⁣Baby Boomers no longer hold the top spot for housing wealth in Australia. ...
01/03/2026

🏡 Gen X takes top spot for property wealth 🏡⁣
⁣
Baby Boomers no longer hold the top spot for housing wealth in Australia. ⁣
⁣
Research by KPMG reveals Gen X (1965-1980) have average property wealth of $1.455 million per household. 📈⁣
⁣
The Boomers? They now average $1.36 million. ⁣
⁣
That’s because Boomers are dialling down their property holdings ahead of retirement. ⁣
⁣
Turns out younger Aussies aren’t doing too badly in the property stakes, either. ⁣
⁣
KPMG says 25-34-year olds have seen household wealth rise 63% over the last 5 years, thanks mainly to rising home ownership. 🏠⁣
⁣
Keen to get started building your property portfolio? ⁣
⁣
Talk to us about government schemes that provide support for first home buyers. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

🏖️ Thinking of buying a holiday home? Read this first 🏖️⁣⁣Summer often sees us hanker for a holiday home. ☀️⁣⁣But the AT...
24/02/2026

🏖️ Thinking of buying a holiday home? Read this first 🏖️⁣
⁣
Summer often sees us hanker for a holiday home. ☀️⁣
⁣
But the ATO is changing the rules. ⚠️⁣
⁣
From mid-2026, stricter rules may apply when it comes to claiming the costs of a holiday home on tax. 📑⁣
⁣
Chartered Accountants ANZ has highlighted a few general considerations for owners who intend to rent out a holiday property:⁣
⁣
📅 Make sure the property is genuinely available for rent, especially in peak seasons. ⁣
⁣
📣 Advertise the place widely. ⁣
⁣
💰 Set a fair market rent.⁣
⁣
🚫 Avoid unnecessary restrictions that could limit demand⁣
⁣
Even with the potential changes, many people still enjoy the lifestyle benefits of a holiday home, though outcomes will vary depending on individual circumstances.⁣
⁣
Still keen? Get in touch and we'll help you find the right finance for your holiday home. 👇⁣
⁣
To find out more, DM me or contact Informed Financial Services on:

📞 - 1800 438 346
💻 - [email protected]

Address

Suite 25/28 150 Albert Road
Melbourne, VIC
3205

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 9pm
Wednesday 9am - 6pm
Thursday 9am - 9pm
Friday 9am - 6pm
Saturday 9am - 9pm

Website

Alerts

Be the first to know and let us send you an email when Informed Financial Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Informed Financial Services:

Shortcuts

Featured

Share

Category