Premier Finance & Associates P/L

09/07/2019

https://www.mpamagazine.com.au/sections/features/over-a-third-of-australians-are-embarrassed-by-their-financial-habits-264182.aspx

08/02/2019

The thought of this happening sends shudders and is not a sign of a free country

Australia's mortgage broking industry faces potential policy changes that could make the mortgage broker channel unsustainable, drastically reducing competit...

07/02/2019

Kill competition, pay a fee for service and give more profits to the major banks?
This is what is being proposed with legislated changes in the mortgage broking industry, which could see all Australians having less access to alternative lenders and even less access to credit as well as you paying your broker a fee instead of the lender.
Brokers drive your mortgage interest rates down, facilitate 59% of all home loans written and contribute $2.9B to the Australian economy each year.
Unless you want less consumer choice, higher costs of finance, smaller lenders out of business and more profits to the majors, please take 30 seconds of your time to support the industry that supports you by signing this petition.

14/01/2019

Are you one of the hundreds of thousands of borrowers that are about to revert to Principal & Interest? What are your options?

13/12/2018

Such an important issue as much for borrowers as it is for Brokers and Credit Advisors

“Fee-for-Service Model: Hurting Australian Home Owners and Helping the Big Four”

13/12/2018

You may or may not be aware that legislative changes are being considered which may impact the ways in which you are able to access finance in the future.
To ensure that your experiences are considered in the conversation, we’d be grateful if you could share your thoughts in this quick survey.
The survey is anonymous and responses will only be viewed in aggregate. Further, none of your personal details will be used by any third parties whatsoever.

Momentum Intelligence is conducting a Borrower Experience Survey to understand your experiences in securing a mortgage. By sharing your experiences, you will help ensure that borrowers voices are heard when decisions are made as to how finance can be accessed in the future. Take the survey now.

04/12/2018

Such nonsense from CBA!
As a borrower, why would you want to pay for something that you are generally currently not paying for?
We would charge a Credit Advice Fee on perhaps 5% of all loans written where for instance the loan was particularly small or complex. This is detailed to our clients prior to any commitment to us.
Charging a fee for every loan Credit Advisors and Mortgage Brokers arrange is likely to have the following outcomes:-
* a backward step for borrowers in a return to the traditional branch network where there is very limited lending experience and levels of customer service, not to mention the tarnished brands the majors have coming out of the Royal Commission.
* disrupted relationship continuity when bank staff are inevitably moved around the organisation.
* less reliance on Credit Advisors and Brokers who invariably have more education and experience than branch bankers.
* decreased demand for the dozens of non-major lenders out there with no branch network who are not only doing a great job in terms of customer service but driving strong competition in the industry which keeps rates and fees low.

Recent com

22/08/2018

Important reading if you are counting on accessing those lump sum or additional payments to your mortgage - it's your money Ralph!