MoneyQuest - Sunshine

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The government has announced major changes to negative gearing, capital gains tax, investor property rules and Instant T...
13/05/2026

The government has announced major changes to negative gearing, capital gains tax, investor property rules and Instant Tax Write Off for business owners.

So what does this ACTUALLY mean for everyday Australians?
• First home buyers may receive a tailwind from less investor competition.
• Future investors could lose some tax advantages when it comes to negative gearing and CGT. Existing investors may have some protection under ā€œgrandfatheringā€ rules.
• Property prices may stabilise in some areas, with the intention of a more even property game.
• Rents could still rise due to ongoing housing shortages.
• Business owners take home a permanent status of the Instant Tax Write Off benefit.

Every borrower, business owner and investor's situation is different.

If these changes have you cautious, concerned or optimistic, know that we're here to help. Borrowing is a marathon, not a sprint, and there's no need to do it alone. Reach out to us today.

A week after the RBA’s cash rate increase, lenders have started rolling out rate increases on variable rate loans.Could ...
12/05/2026

A week after the RBA’s cash rate increase, lenders have started rolling out rate increases on variable rate loans.

Could this affect your repayments or borrowing plans? It may be a good time to speak with your local MoneyQuest broker and explore your options.

Check out the full list on the MoneyQuest website and stay informed.

Read more: https://www.moneyquest.com.au/news/lender-changes-may-2026/

Dates listed are as of 12/5/2026. Increase dates are subject to change and may not apply to all lender products.

To the mums, grandmothers, and mother figures, today is all about you. Happy Mother’s Day ā¤ļø
09/05/2026

To the mums, grandmothers, and mother figures, today is all about you. Happy Mother’s Day ā¤ļø

In some cases, it may be possible to purchase a property with less than a 20% deposit, depending on your individual circ...
08/05/2026

In some cases, it may be possible to purchase a property with less than a 20% deposit, depending on your individual circumstances and lender criteria.

Options that may be available include:
• Using equity from an existing property.
• Accessing eligible government schemes.
• Lender’s Mortgage Insurance (LMI).

Each option has its own requirements, costs, and risks so it’s important to understand what’s right for your situation.

Reach out today to explore your options.

Disclaimer: This post is for general info only and should not be taken as finance or credit advice. Always speak to your local MoneyQuest broker before acting.

The RBA has increased the cash rate to 4.35%With ongoing global uncertainty, along with inflation remaining above target...
05/05/2026

The RBA has increased the cash rate to 4.35%

With ongoing global uncertainty, along with inflation remaining above target and stable employment, this decision reflects a continued effort to manage economic conditions.

Read more: https://www.moneyquest.com.au/news/may-rate-report-interest-rates-continue-their-climb/

Whether you’re buying your first home, upgrading, investing, or refinancing, staying informed can help you make more confident decisions about your finances.

Reach out to us today and let us help you understand your options.

Tomorrow, the RBA Council meets. Will they strike with another rate move, or maintain balance in the force?Stay tuned fo...
04/05/2026

Tomorrow, the RBA Council meets. Will they strike with another rate move, or maintain balance in the force?

Stay tuned for the full update. May the rates be ever in your favour and the Force be with you.

Lest we forget 🌺Today, we remember the courage and sacrifice of those who served.
24/04/2026

Lest we forget 🌺

Today, we remember the courage and sacrifice of those who served.

Which would help your business most?A) Upgrading equipment B) Expanding to a new location C) Managing cash flow Drop you...
22/04/2026

Which would help your business most?
A) Upgrading equipment
B) Expanding to a new location
C) Managing cash flow

Drop your answer below and see how a commercial loan could help!

They say the best time to start investing in property was yesterday, and the second best is today. While the market is a...
17/04/2026

They say the best time to start investing in property was yesterday, and the second best is today. While the market is always moving, the right time for you depends on your unique goals and financial position.

Ready to explore your options? We can help you understand your borrowing capacity and the different loan structures available for investors.

Contact us today, and let’s take the first step toward exploring your property portfolio goals!

When you see your dream home, but haven’t gotten pre-approved yet šŸ™ŠGetting pre-approved for a home loan is step  #1! It ...
13/04/2026

When you see your dream home, but haven’t gotten pre-approved yet šŸ™Š

Getting pre-approved for a home loan is step #1!

It could help you:
- Know exactly what you can afford.
- Narrow your search to the right properties.
- Make your offer stand out in a competitive market.

Start your pre-approval journey today and get one step closer to your dream home!

Psst… don’t forget! 🤫 Refinancing your mortgage could help you save money or find a loan that fits your current situatio...
10/04/2026

Psst… don’t forget! 🤫

Refinancing your mortgage could help you save money or find a loan that fits your current situation.

Disclaimer: Refinancing isn’t right for everyone, switching costs may apply. Always speak to your local MoneyQuest broker before acting & consider tax/financial advice for investment decisions.

Message us now to see if refinancing is right for you!

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